Which US Cities Are Most Dangerous for Pedestrians?

Advertising & Editorial Disclosure

Walking should be one of the safest ways to get around a city. But pedestrians in many U.S. cities die in traffic crashes at high rates, even as vehicle safety improves. We analyzed pedestrian fatalities from 2020 through 2023 using newly released federal data to identify the most dangerous cities for pedestrians and the places where safety improved.

Pedestrian deaths stayed high from 2020 to 2023. Several cities saw sharp increases. Many fast-growing cities became more dangerous for pedestrians. The danger is structural, not temporary.

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KEY FINDINGS
  • Of the 324 U.S. cities with populations over 100,000 analyzed, Memphis, Tennessee, has the highest pedestrian death rate, more than 50 times that of New York City, despite having a fraction of the population.
  • Phoenix, Albuquerque and Denver saw pedestrian deaths rise 49% to 87% since 2020, even as their economies and infrastructure expanded.
  • Southern cities top the per-capita pedestrian fatality rankings.
  • Several cities cut pedestrian deaths between 2020 and 2023. Odessa, Texas, and Lafayette, Louisiana, each posted reductions above 85%.
  • Per-capita rates can obscure absolute fatality counts in large cities. New York City posted the second-lowest per-capita rate in the nation in 2023, yet recorded 18 deaths that year.

Memphis is America's Deadliest City for Pedestrians

Memphis, Tennessee, ranks as the most dangerous city for pedestrians among large U.S. cities, with more than 10 deaths per 100,000 residents annually. The city averages 64 pedestrian fatalities per year in a population of 621,000, more than 50 times New York City's rate. NYC has 13 times the population.

Nearly 27% of all traffic fatalities in Memphis involve pedestrians, compared to a national average of 16%, according to the National Highway Traffic Safety Administration (NHTSA).

Wide arterials cut through neighborhoods without adequate crossings. Speed limits stay high in areas with heavy foot traffic. Other cities have invested in traffic calming and pedestrian-first design.

Pedestrian deaths declined 9.5% from 2020 to 2023, but the city still has more annual fatalities than cities three times its size.

Jackson, Mississippi (#2), and Little Rock, Arkansas (#3), both have pedestrian death rates above eight per 100,000 residents. Both cities are built around car travel. Transit options are limited, and main roads are wide, high-speed arterials with few safe crossings.

The pattern extends to midsized cities, where limited resources and aging infrastructure compound the risk.

Most Dangerous Cities for Pedestrians (Rate-Based)

The table below ranks the 15 most dangerous U.S. cities for pedestrians by average annual deaths per 100,000 residents from 2020 to 2023. This per-capita ranking shows where pedestrian risk is highest.

Smaller and midsized Southern cities fill the top of the list. Pedestrian danger extends beyond major metropolitan areas. Florida appears repeatedly. The state's roads are wide and fast, with a car-centric design that leaves pedestrians with few safe crossings.

1
Memphis
Tennessee
64.2
10.5
2
Jackson
Mississippi
12.8
9
3
Little Rock
Arkansas
17.8
8.7
4
Baton Rouge
Louisiana
18.5
8.4
5
Fort Lauderdale
Florida
15.5
8.1
6
San Bernardino
California
17.5
7.8
7
Albuquerque
New Mexico
42
7.5
8
Tucson
Arizona
41.5
7.5
9
Victorville
California
10.2
7.3
10
Pompano Beach
Florida
8.2
7
11
West Palm Beach
Florida
8.2
6.5
12
Detroit
Michigan
39.5
6.1
13
Phoenix
Arizona
99.8
6
14
North Charleston
South Carolina
7.5
6
15
New Orleans
Louisiana
20.8
5.7

Safest Cities for Pedestrians

The table below ranks the 15 safest U.S. cities by average annual pedestrian deaths per 100,000 residents from 2020 to 2023. Rankings for cities with very low death counts can shift year to year. A single crash affects rates in smaller cities.

Suburban cities and well-planned communities fill the safest rankings. Many have slower speed limits and compact street grids designed around pedestrian movement. New York City ranks second overall despite its enormous population. Density and walkability can coexist with pedestrian safety when infrastructure and traffic management prioritize people over cars.

Texas suburbs claim multiple spots. Newer master-planned communities often have built-in pedestrian safety advantages. Some fast-growing, affluent cities perform worse than expected, while modest suburban cities outperform larger metros in pedestrian safety.

1
Pearland
Texas
0.2
0.19
2
New York
New York
17.2
0.20
3
Broken Arrow
Oklahoma
0.2
0.20
4
West Jordan
Utah
0.2
0.21
5
Santa Clarita
California
0.5
0.22
6
Frisco
Texas
0.8
0.32
7
Coral Springs
Florida
0.5
0.36
8
College Station
Texas
0.5
0.39
9
Cary
North Carolina
0.8
0.41
10
Lincoln
Nebraska
1.2
0.42
11
League City
Texas
0.5
0.42
12
Centennial
Colorado
0.5
0.46
13
Vacaville
California
0.5
0.48
14
Fishers
Indiana
0.5
0.48
15
Burbank
California
0.5
0.48

Cities With the Highest Total Pedestrian Deaths

Rate-based rankings measure personal risk. "Raw counts show how many lives are lost. We analyzed cities by average pedestrian deaths per year from 2020 to 2023.

Los Angeles averages more than 140 pedestrian deaths per year, the highest total in the country. Phoenix, Houston and Dallas each average more than 60 pedestrian fatalities per year.

Some cities rank lower by rate but still account for hundreds of lives lost. New York City averages 17 pedestrian deaths annually. It has the largest population of any U.S. city. A city can appear average by rate while losing more pedestrians than entire states.

1
Los Angeles
California
141.2
2
Phoenix
Arizona
99.8
3
Houston
Texas
97.2
4
Dallas
Texas
66
5
San Antonio
Texas
65
6
Memphis
Tennessee
64.2
7
Chicago
Illinois
56.5
8
Philadelphia
Pennsylvania
51.8
9
San Diego
California
43.5
10
Jacksonville
Florida
42.2
11
Albuquerque
New Mexico
42
12
Tucson
Arizona
41.5
13
Austin
Texas
40.2
14
Detroit
Michigan
39.5
15
Fort Worth
Texas
36.5

Biggest Increases in Pedestrian Deaths Since 2020

We compared pedestrian deaths in 2020 versus 2023 for cities with populations over 100,000.

Pedestrian fatalities doubled or nearly doubled in several cities over three years. Mobile, Alabama, saw a 200% increase. Denver's deaths rose from 15 to 28, and New York City recorded a 125% increase, even as it held the second-lowest per-capita rate in the nation.

Increases were sharpest in Sun Belt cities with rapid population and traffic growth, where infrastructure has lagged behind development. The trend extends beyond the Sun Belt. Cities across the country have seen pedestrian deaths climb as travel patterns shift and road investments stall.

1
Mobile
Alabama
5
15
10
200%
2
New York
New York
8
18
10
125%
3
Wichita
Kansas
5
10
5
100%
4
Rialto
California
5
10
5
100%
5
Denver
Colorado
15
28
13
87%
6
Columbia
South Carolina
5
9
4
80%
7
Knoxville
Tennessee
5
9
4
80%
8
Albuquerque
New Mexico
30
52
22
73%
9
Aurora
Colorado
10
17
7
70%
10
El Paso
Texas
12
20
8
67%

Biggest Decreases in Pedestrian Deaths Since 2020

Cities posting the largest reductions from 2020 to 2023 relied on overlapping strategies: traffic calming, targeted enforcement on dangerous corridors, pedestrian infrastructure investment and community programs.

The data show that pedestrian deaths aren't a fixed outcome. Where cities have committed to safety investment, deaths have fallen.

1
Odessa
Texas
8
1
-7
-88%
2
Lafayette
Louisiana
7
1
-6
-86%
3
Quincy
Massachusetts
6
1
-5
-83%
4
Surprise
Arizona
5
1
-4
-80%
5
Lewisville
Texas
5
1
-4
-80%
6
Salinas
California
5
1
-4
-80%
7
Huntington Beach
California
8
2
-6
-75%
8
Dayton
Ohio
7
2
-5
-71%
9
Oceanside
California
7
2
-5
-71%
10
Vancouver
Washington
7
2
-5
-71%

Why Pedestrian Deaths Stay High

Wide arterials built for speed lack adequate crossings. SUVs and trucks with higher front ends are more lethal on impact.

Distracted and impaired driving are leading causes of pedestrian deaths, even as public awareness campaigns have grown. In cities where populations have expanded, road infrastructure has not kept pace.

AAA Foundation for Traffic Safety research shows the average risk of death for a struck pedestrian reaches 10% at an impact speed of 23 mph, 25% at 32 mph, 50% at 42 mph, 75% at 50 mph and 90% at 58 mph. At 20 mph, survival odds are 93%. These averages vary by age.

How to Stay Safe as a Pedestrian

While pedestrians can lower their exposure, driver behavior accounts for more fatality risk than any other single factor.

Pedestrian Safety Measures

Safety guidance calls for using sidewalks and marked crosswalks whenever available. On roads without sidewalks, walking on the shoulder facing traffic is standard practice. Before crossing, checking left, right and left again catches turning vehicles.

High-visibility clothing during the day and reflective materials at night improve the chance of being seen by drivers. Phone use and audio devices raise crash risk by cutting a pedestrian's response time. A driver who hasn't made eye contact may not have seen the pedestrian. Entering the intersection before getting that signal raises crash risk.

Pedestrians who assume drivers will stop take on unnecessary risk. The safer call is to move to a well-lit area whenever conditions feel uncertain.

Driver Behavior and Pedestrian Safety

Speed above posted limits, distraction and impairment are the leading behavioral causes of fatal pedestrian crashes.

Slower speeds give drivers more time to react and cut crash severity.

At-fault drivers in pedestrian crashes can be charged criminally, lose their license and be sued for civil damages. Insurance data shows at-fault accidents raise a driver's car insurance premiums by an average of 47%. Crashes involving impairment require an SR-22 filing. The certificate adds to overall insurance costs. MoneyGeek's car insurance company ratings assess coverage options relevant to pedestrian crash liability, including SR-22 availability by provider.

Methodology

MoneyGeek analyzed data from the National Highway Traffic Safety Administration's Fatality Analysis Reporting System (FARS) covering 2020 to 2023. The analysis covers cities with populations of 100,000 or more, limited to crashes within incorporated city boundaries. Population figures come from the U.S. Census Bureau's 2024 estimates.

The analysis calculated average annual pedestrian deaths for the period, pedestrian deaths per 100,000 residents and the change in deaths from 2020 to 2023. Cities are ranked by per-capita pedestrian fatality rate, not raw totals. Per-capita rates reflect average annual deaths divided by the 2024 population estimate, then multiplied by 100,000. Percent change compares 2020 deaths against 2023 deaths.

Limitations: Deaths within city limits are the only data points included; the analysis excludes surrounding metro areas. Results may not reflect pedestrian risk in suburban or unincorporated areas. Small variations in cities with low death counts can produce large percentage changes.

Full Dataset

1
Memphis
Tennessee
64.2
10.5
257
2
Jackson
Mississippi
12.8
9
51
3
Little Rock
Arkansas
17.8
8.7
71
4
Baton Rouge
Louisiana
18.5
8.4
74
5
Fort Lauderdale
Florida
15.5
8.1
62
6
San Bernardino
California
17.5
7.8
70
7
Albuquerque
New Mexico
42
7.5
168
8
Tucson
Arizona
41.5
7.5
166
9
Victorville
California
10.2
7.3
41
10
Pompano Beach
Florida
8.2
7
33
11
West Palm Beach
Florida
8.2
6.5
33
12
Detroit
Michigan
39.5
6.1
158
13
Phoenix
Arizona
99.8
6
399
14
North Charleston
South Carolina
7.5
6
30
15
New Orleans
Louisiana
20.8
5.7
83
16
Columbia
South Carolina
8.2
5.7
33
17
Atlanta
Georgia
29
5.6
116
18
Bakersfield
California
23
5.5
92
19
Birmingham
Alabama
10.8
5.5
43
20
Glendale
Arizona
14
5.4
56
21
Miami
Florida
25.5
5.2
102
22
Fresno
California
28.5
5.2
114
23
Tyler
Texas
5.8
5.1
23
24
Lafayette
Louisiana
6.2
5.1
25
25
Beaumont
Texas
5.8
5.1
23
26
New Haven
Connecticut
7
5.1
28
27
Everett
Washington
5.8
5.1
23
28
Rialto
California
5.2
5
21
29
Dallas
Texas
66
5
264
30
Sacramento
California
26.5
5
106
31
Inglewood
California
5
4.9
20
32
Mobile
Alabama
9.8
4.8
39
33
El Cajon
California
5
4.8
20
34
Orlando
Florida
16
4.8
64
35
Tampa
Florida
19.8
4.8
79
36
Montgomery
Alabama
9.2
4.7
37
37
Charleston
South Carolina
7.2
4.6
29
38
Tulsa
Oklahoma
19
4.6
76
39
St. Louis
Missouri
12.8
4.6
51
40
Shreveport
Louisiana
7.8
4.4
31
41
Modesto
California
9.5
4.3
38
42
Miami Gardens
Florida
5
4.3
20
43
Long Beach
California
19.2
4.3
77
44
San Antonio
Texas
65
4.3
260
45
Jacksonville
Florida
42.2
4.2
169
46
Santa Ana
California
13
4.1
52
47
Houston
Texas
97.2
4.1
389
48
Austin
Texas
40.2
4
161
49
Vallejo
California
5
4
20
50
Gresham
Oregon
4.5
4
18
51
Knoxville
Tennessee
8
4
32
52
Palmdale
California
6.5
4
26
53
Rochester
New York
8.2
4
33
54
Fontana
California
8.5
3.9
34
55
Gainesville
Florida
5.8
3.9
23
56
Savannah
Georgia
5.8
3.9
23
57
Las Cruces
New Mexico
4.5
3.9
18
58
Lakeland
Florida
4.8
3.8
19
59
Greensboro
North Carolina
11.5
3.7
46
60
Lancaster
California
6.2
3.7
25
61
Pomona
California
5.5
3.7
22
62
Riverside
California
12
3.7
48
63
Hartford
Connecticut
4.5
3.7
18
64
Oklahoma City
Oklahoma
26.2
3.7
105
65
Salt Lake City
Utah
8
3.7
32
66
Kansas City
Kansas
5.8
3.7
23
67
Chattanooga
Tennessee
7
3.7
28
68
Los Angeles
California
141.2
3.6
565
69
Fort Worth
Texas
36.5
3.6
146
70
Hollywood
Florida
5.8
3.6
23
71
Pueblo
Colorado
4
3.6
16
72
Columbus
Georgia
7.2
3.6
29
73
Portland
Oregon
22.8
3.6
91
74
Elizabeth
New Jersey
5
3.6
20
75
Tallahassee
Florida
7.2
3.5
29
76
Dayton
Ohio
4.8
3.5
19
77
Kent
Washington
4.8
3.5
19
78
Spokane
Washington
8
3.5
32
79
Richmond
California
4
3.5
16
80
Albany
New York
3.5
3.5
14
81
Hesperia
California
3.5
3.4
14
82
Clearwater
Florida
4
3.4
16
83
Richmond
Virginia
8
3.4
32
84
Aurora
Colorado
13.8
3.4
55
85
Rockford
Illinois
5
3.4
20
86
Springfield
Massachusetts
5.2
3.4
21
87
Newark
New Jersey
10.8
3.4
43
88
Huntington Beach
California
6.5
3.4
26
89
Philadelphia
Pennsylvania
51.8
3.3
207
90
Orange
California
4.5
3.3
18
91
Federal Way
Washington
3.2
3.2
13
92
Milwaukee
Wisconsin
18.2
3.2
73
93
Waterbury
Connecticut
3.8
3.2
15
94
Springfield
Missouri
5.5
3.2
22
95
Davenport
Iowa
3.2
3.2
13
96
Cleveland
Ohio
11.8
3.2
47
97
Baltimore
Maryland
18
3.2
72
98
Oakland
California
14
3.2
56
99
Tempe
Arizona
6
3.2
24
100
Kansas City
Missouri
16.2
3.1
65
101
Odessa
Texas
3.8
3.1
15
102
Pasadena
California
4.2
3.1
17
103
San Diego
California
43.5
3.1
174
104
Stockton
California
10
3.1
40
105
Salem
Oregon
5.5
3
22
106
Lubbock
Texas
8.2
3
33
107
Sunrise
Florida
3
3
12
108
Corpus Christi
Texas
9.5
3
38
109
Plantation
Florida
3
3
12
110
Mesa
Arizona
15.2
3
61
111
Yuma
Arizona
3
2.9
12
112
Independence
Missouri
3.5
2.9
14
113
Fayetteville
North Carolina
6
2.9
24
114
Escondido
California
4.2
2.9
17
115
Fairfield
California
3.5
2.9
14
116
Anchorage
Alaska
8.2
2.9
33
117
Brockton
Massachusetts
3
2.8
12
118
Ontario
California
5.2
2.8
21
119
Norfolk
Virginia
6.5
2.8
26
120
Wilmington
North Carolina
3.5
2.8
14
121
Cincinnati
Ohio
8.8
2.8
35
122
Anaheim
California
9.5
2.8
38
123
Denver
Colorado
20
2.7
80
124
Huntsville
Alabama
6.2
2.7
25
125
San Jose
California
26.8
2.7
107
126
Fullerton
California
3.8
2.7
15
127
El Paso
Texas
18.2
2.7
73
128
Quincy
Massachusetts
2.8
2.7
11
129
Oceanside
California
4.5
2.6
18
130
Conroe
Texas
3
2.6
12
131
Midland
Texas
3.8
2.6
15
132
Brownsville
Texas
5
2.6
20
133
Amarillo
Texas
5.2
2.6
21
134
West Covina
California
2.8
2.6
11
135
Charlotte
North Carolina
24.2
2.6
97
136
Visalia
California
3.8
2.6
15
137
Downey
California
2.8
2.5
11
138
Pasadena
Texas
3.8
2.5
15
139
Columbus
Ohio
23.2
2.5
93
140
Reno
Nevada
7
2.5
28
141
Garden Grove
California
4.2
2.5
17
142
Newport News
Virginia
4.5
2.5
18
143
Davie
Florida
2.8
2.5
11
144
Raleigh
North Carolina
12.2
2.5
49
145
Boca Raton
Florida
2.5
2.5
10
146
Hialeah
Florida
5.8
2.4
23
147
Santa Clara
California
3.2
2.4
13
148
Wichita
Kansas
9.8
2.4
39
149
Clarksville
Tennessee
4.5
2.4
18
150
Irving
Texas
6.2
2.4
25
151
Buckeye
Arizona
2.8
2.4
11
152
Round Rock
Texas
3.2
2.4
13
153
El Monte
California
2.5
2.4
10
154
Grand Rapids
Michigan
4.8
2.4
19
155
Sandy Springs
Georgia
2.5
2.4
10
156
Moreno Valley
California
5
2.3
20
157
Killeen
Texas
3.8
2.3
15
158
Corona
California
3.8
2.3
15
159
Jurupa Valley
California
2.5
2.3
10
160
Toledo
Ohio
6
2.3
24
161
Lakewood
Colorado
3.5
2.2
14
162
Daly City
California
2.2
2.2
9
163
Seattle
Washington
17.2
2.2
69
164
Westminster
Colorado
2.5
2.2
10
165
Allentown
Pennsylvania
2.8
2.2
11
166
Bridgeport
Connecticut
3.2
2.1
13
167
Akron
Ohio
4
2.1
16
168
Abilene
Texas
2.8
2.1
11
169
Eugene
Oregon
3.8
2.1
15
170
Chicago
Illinois
56.5
2.1
226
171
Washington
District of Columbia
14.5
2.1
58
172
Syracuse
New York
3
2
12
173
Hayward
California
3.2
2
13
174
Arlington
Texas
8.2
2
33
175
Lewisville
Texas
2.8
2
11
176
Concord
California
2.5
2
10
177
Vancouver
Washington
4
2
16
178
Concord
North Carolina
2.2
2
9
179
Hampton
Virginia
2.8
2
11
180
West Valley City
Utah
2.8
2
11
181
Denton
Texas
3.2
2
13
182
Chico
California
2
1.9
8
183
Fayetteville
Arkansas
2
1.9
8
184
Palm Bay
Florida
2.8
1.9
11
185
San Francisco
California
16
1.9
64
186
South Bend
Indiana
2
1.9
8
187
Providence
Rhode Island
3.8
1.9
15
188
Las Vegas
Nevada
13
1.9
52
189
Sunnyvale
California
3
1.9
12
190
Columbia
Missouri
2.5
1.9
10
191
Antioch
California
2.2
1.9
9
192
Buffalo
New York
5.2
1.9
21
193
Renton
Washington
2
1.9
8
194
Waco
Texas
2.8
1.9
11
195
Colorado Springs
Colorado
9.2
1.9
37
196
Lowell
Massachusetts
2.2
1.9
9
197
Tacoma
Washington
4.2
1.9
17
198
McAllen
Texas
2.8
1.9
11
199
Rancho Cucamonga
California
3.2
1.8
13
200
Costa Mesa
California
2
1.8
8
201
Stamford
Connecticut
2.5
1.8
10
202
Topeka
Kansas
2.2
1.8
9
203
Peoria
Illinois
2
1.8
8
204
Peoria
Arizona
3.5
1.8
14
205
Tuscaloosa
Alabama
2
1.8
8
206
Evansville
Indiana
2
1.7
8
207
Manchester
New Hampshire
2
1.7
8
208
Garland
Texas
4.2
1.7
17
209
Billings
Montana
2
1.6
8
210
Dearborn
Michigan
1.8
1.6
7
211
Fremont
California
3.8
1.6
15
212
Berkeley
California
2
1.6
8
213
Surprise
Arizona
2.8
1.6
11
214
Warren
Michigan
2.2
1.6
9
215
Minneapolis
Minnesota
7
1.6
28
216
Pittsburgh
Pennsylvania
5
1.6
20
217
Scottsdale
Arizona
4
1.6
16
218
Spokane Valley
Washington
1.8
1.6
7
219
Edinburg
Texas
1.8
1.6
7
220
Durham
North Carolina
4.8
1.6
19
221
Greeley
Colorado
1.8
1.5
7
222
Norman
Oklahoma
2
1.5
8
223
Des Moines
Iowa
3.2
1.5
13
224
Provo
Utah
1.8
1.5
7
225
Tracy
California
1.5
1.5
6
226
Deltona
Florida
1.5
1.5
6
227
Laredo
Texas
3.8
1.4
15
228
Torrance
California
2
1.4
8
229
Virginia Beach
Virginia
6.5
1.4
26
230
Alexandria
Virginia
2.2
1.4
9
231
Bend
Oregon
1.5
1.4
6
232
Salinas
California
2.2
1.4
9
233
Miramar
Florida
2
1.4
8
234
Clovis
California
1.8
1.4
7
235
Chula Vista
California
3.8
1.4
15
236
Chandler
Arizona
3.8
1.3
15
237
Mesquite
Texas
2
1.3
8
238
Springfield
Illinois
1.5
1.3
6
239
Grand Prairie
Texas
2.8
1.3
11
240
Carlsbad
California
1.5
1.3
6
241
Madison
Wisconsin
3.8
1.3
15
242
Cape Coral
Florida
3
1.3
12
243
Nampa
Idaho
1.5
1.3
6
244
Pembroke Pines
Florida
2.2
1.2
9
245
Jersey City
New Jersey
3.8
1.2
15
246
New Bedford
Massachusetts
1.2
1.2
5
247
Omaha
Nebraska
6
1.2
24
248
Thousand Oaks
California
1.5
1.2
6
249
Sioux Falls
South Dakota
2.5
1.2
10
250
Thornton
Colorado
1.8
1.2
7
251
St. George
Utah
1.2
1.2
5
252
Sugar Land
Texas
1.2
1.1
5
253
Sparks
Nevada
1.2
1.1
5
254
Boston
Massachusetts
7.5
1.1
30
255
Murrieta
California
1.2
1.1
5
256
Fort Wayne
Indiana
3
1.1
12
257
Elk Grove
California
2
1.1
8
258
Lansing
Michigan
1.2
1.1
5
259
Paterson
New Jersey
1.8
1.1
7
260
New Braunfels
Texas
1.2
1.1
5
261
Menifee
California
1.2
1.1
5
262
Glendale
California
2
1.1
8
263
Goodyear
Arizona
1.2
1.1
5
264
St. Paul
Minnesota
3.2
1.1
13
265
Murfreesboro
Tennessee
1.8
1
7
266
Arvada
Colorado
1.2
1
5
267
Fort Collins
Colorado
1.8
1
7
268
Plano
Texas
3
1
12
269
Ann Arbor
Michigan
1.2
1
5
270
San Angelo
Texas
1
1
4
271
Joliet
Illinois
1.5
0.99
6
272
Georgetown
Texas
1
0.99
4
273
Wichita Falls
Texas
1
0.98
4
274
Aurora
Illinois
1.8
0.97
7
275
Lynn
Massachusetts
1
0.97
4
276
Yonkers
New York
2
0.95
8
277
Worcester
Massachusetts
2
0.95
8
278
Sterling Heights
Michigan
1.2
0.93
5
279
Fargo
North Dakota
1.2
0.92
5
280
Hillsboro
Oregon
1
0.91
4
281
Santa Maria
California
1
0.90
4
282
Temecula
California
1
0.89
4
283
Rio Rancho
New Mexico
1
0.89
4
284
Chesapeake
Virginia
2.2
0.88
9
285
Elgin
Illinois
1
0.87
4
286
North Las Vegas
Nevada
2.5
0.85
10
287
Richardson
Texas
1
0.85
4
288
High Point
North Carolina
1
0.84
4
289
Olathe
Kansas
1.2
0.84
5
290
Simi Valley
California
1
0.80
4
291
McKinney
Texas
1.8
0.77
7
292
Roseville
California
1.2
0.77
5
293
Oxnard
California
1.5
0.75
6
294
Carrollton
Texas
1
0.74
4
295
San Mateo
California
0.8
0.73
3
296
Cedar Rapids
Iowa
1
0.73
4
297
Meridian
Idaho
1
0.72
4
298
Green Bay
Wisconsin
0.8
0.71
3
299
Santa Rosa
California
1.2
0.70
5
300
Palm Coast
Florida
0.8
0.70
3
301
Boulder
Colorado
0.8
0.70
3
302
Allen
Texas
0.8
0.66
3
303
Henderson
Nevada
2.2
0.64
9
304
Overland Park
Kansas
1.2
0.62
5
305
Rochester
Minnesota
0.8
0.61
3
306
Gilbert
Arizona
1.5
0.52
6
307
Naperville
Illinois
0.8
0.49
3
308
Bellevue
Washington
0.8
0.49
3
309
Suffolk
Virginia
0.5
0.48
2
310
Burbank
California
0.5
0.48
2
311
Fishers
Indiana
0.5
0.48
2
312
Vacaville
California
0.5
0.48
2
313
Centennial
Colorado
0.5
0.46
2
314
League City
Texas
0.5
0.42
2
315
Lincoln
Nebraska
1.2
0.42
5
316
Cary
North Carolina
0.8
0.41
3
317
College Station
Texas
0.5
0.39
2
318
Coral Springs
Florida
0.5
0.36
2
319
Frisco
Texas
0.8
0.32
3
320
Santa Clarita
California
0.5
0.22
2
321
West Jordan
Utah
0.2
0.21
1
322
Broken Arrow
Oklahoma
0.2
0.20
1
323
New York
New York
17.2
0.20
69
324
Pearland
Texas
0.2
0.19
1

About Myryah Irby


Myryah Irby headshot

Myryah Irby is a writer and data journalist at MoneyGeek. Her work spans original data studies and how-to guides covering auto, home and health insurance, consumer costs, and transportation safety.

Research and Analysis

Since joining MoneyGeek in late 2025, Irby has produced data studies on insurance costs, consumer spending and transportation risk. Her published work includes a 50-state analysis of winter driving danger using fatality and weather severity data; research tracking the relationship between rhodium commodity prices and catalytic converter theft rates, including state-level theft trends and what those rates mean for insurance costs; a state-by-state comparison of winter home heating costs; and an analysis of the full cost of having a baby in America: hospital bills, insurance and out-of-pocket expenses.

Career

Irby has more than 20 years of editorial and writing experience. Since 2005, she has run Irby x Irby, her own editorial and copywriting practice, with clients including The New York Times, The San Francisco Chronicle, OpenAI and the National Park Service. From 2019 to 2023, she served as Senior Managing Editor and then Copywriting Manager at Callisto Media, a nonfiction publisher acquired by Penguin Random House in May 2023, where she led a team of writers and graphic designers.

Before that, she spent nearly 11 years at QuinStreet, a performance marketing company that runs content and comparison sites in insurance and personal finance. She rose from Managing Editor to Senior Managing Editor between 2010 and 2016. Earlier in her career, she edited at Collabrys for nearly four years and tutored doctoral candidates on dissertation writing at the University of San Francisco.


Sources