Katrin Villaraza

Senior Content Editor

Katrin Villaraza is a Senior Content Editor with over 10 years of experience creating and editing content for U.S. audiences. Her expertise spans personal finance, lifestyle, business and marketing, with a strong background in brand building and content development.

Villaraza earned her Bachelor of Arts degree in Literature from the University of Santo Tomas, Philippines.

Education: B.A. in Literature, University of Santo Tomas

Expertise: Personal Finance and Budgeting

Latest Edited

Best Pet Insurance for Cats (2025 Picks)

The best pet insurance companies for cats in the United States are Lemonade and Pumpkin, with plans starting as low as $20 monthly on average. Read More

Best Pet Insurance for Dogs (2025 Picks)

MoneyGeek's study ranks Lemonade, AKC and Rainwalk as the best pet insurance companies for dogs. Plans start at an average of $41 per month. Read More

HRA vs. HSA: Which Plan Is Right for You in 2025

Your employer owns and funds your HRA, while you own HSA forever and contribute up to $8,550 annually for family coverage in 2025.Read More

Does Pet Insurance Cover Routine Care Medication? (2025 Guide)

Pet insurance doesn't cover routine care medications. If you want coverage, you’ll need to add an optional wellness plan to your base policy.Read More

Does Pet Insurance Cover Parvo? (2025 Guide)

Pet insurance covers parvo when you enroll your pet before symptoms develop, but coverage and vaccination requirements vary by insurer.Read More

Does Pet Insurance Cover Surgery for Cryptorchidism? (2025)

Pet insurance may cover cryptorchid surgery when medically necessary, but coverage varies by insurer and pre-existing conditions are excluded.Read More