Southwest® Rapid Rewards® Performance Business Credit Card Review

The Southwest® Rapid Rewards® Performance Business Credit Card offers excellent rewards to business owners. If you are looking for a card that allows you to earn redeemable points for Southwest flights, this card serves as a fine option for your wallet. It also offers a substantial sign-up bonus of 80,000 points for spending $5,000 in the first three months of card ownership.

With this card, you can get unlimited reward seats to over 90 destinations with Rapid Rewards. You will also earn points on each purchase, with no restriction on the number of purchases. You will receive four complimentary seat upgrades each year, although this depends on availability. Cardmembers are also eligible for a 9,000 points bonus each year after a cardmember anniversary, get three points for each $1 spent on Southwest Airlines purchases, two points for each $1 spent on search engine and social media advertising, cables, internet and phone services, and one point for other purchases.

>>MORE: CHASE ULTIMATE REWARDS: PROGRAM GUIDE

• Earn 80,000 points by spending $5,000 on purchases in the first three months.
• Earn 9,000 points each account anniversary.
• Earn 1,500 tier qualifying points (TQPs) for every $10,000 you spend on purchases, up to $100,000 each year, and move to the A-List or A-List Preferred membership status faster (both come with priority boarding and same-day standby).
• Earn 3x points per $1 on Southwest Airlines purchases and purchases made through hotel and car rental partners such as Southwest Hotels, Best Western, Hyatt, Marriott, Avis, Budget and Hertz.
• Earn 2x points on payments toward internet, cable and phone services as well as social media and search engine advertising.
• Earn 1x points on all other purchases.
• Redeem your points for Southwest Airlines flights, international flights on global carriers, rental cars, hotel stays, merchandise, gift cards or exclusive experiences.
• Get complimentary availability-based seat upgrades on Southwest flights up to four times each year.
• Get 365 Wi-Fi credits, worth $8 each, per year for use on Southwest flights.
• Get up to $100 as Global Entry/TSA PreCheck fee credit every four years.
• Pay no foreign transaction fees when you use this card outside of the U.S.
• Stand to benefit through lost luggage reimbursement, baggage delay insurance, extended warranty protection and purchase protection.
• Employee cards come with no added fees.

Business travelers using this card will need to pay an annual fee of $199 as well as several other fees associated with the card. Although there is no foreign transaction fee charged on international purchases, charges like balance transfer rates and APRs may result in huge interest if cardholders do not plan their payments accordingly.

Apart from the numerous benefits and rewards, cardholders also qualify for various travel and business-related features associated with the card.

• Contactless pay: With this feature, you pay for purchases by tapping the card on the checkout terminal. That keeps your card more secure.
• If in the course of travel your luggage gets lost or damaged, the carrier will pay $3,000 for each passenger.
• Lost luggage reimbursement: If in the course of travel your luggage gets lost or damaged, the carrier will pay $3,000 for each passenger.
• Baggage delay coverage: You will get reimbursed up to $100 daily for three days as coverage for clothing, toiletries and other important purchases if your baggage is delayed for more than six hours.
• Purchase protection: For new purchases, the carrier provides 120 days of coverage against theft and damage. Cardholders receive a maximum of $10,000 for each claim and $50,000 per account.
• DoorDash: Chase Southwest Rapid Reward Performance Business customers can use their DoorDash membership to get a $0 delivery fee on orders.

The Southwest® Rapid Rewards® Performance Business Credit Card is unique since it provides businesses with rewards involving advertising and telecom expenses. The card also comes with various Southwest travel benefits, including four upgraded boardings per year and in-flight Wi-Fi credit. However, it is worth comparing the card to another potential option to ensure it’s the right card for you.

In-Depth Credit Card Comparisons:

• Southwest® Rapid Rewards® Performance Business Credit Card vs Southwest Rapid Rewards® Premier Credit Card Business