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- Hilton Honors American Express Card
A good travel rewards card for people who are casual guests at Hilton hotels and resorts
- 3–7 Points per $1*Rewards Rate
- 20.99% – 29.99% VariableAPR
- $0Annual Fee
- Good–ExcellentRecommended Credit
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With this card, you earn seven points per dollar spent at hotels and resorts in the Hilton portfolio, five points per dollar spent at U.S. supermarkets, restaurants and gas stations and three points per dollar on other purchases.
This card also offers you a welcome bonus of 80,000 Hilton Honors Bonus Points after you spend $1,000 in the first 3 months of card membership.
Hilton Honors American Express Card Overview
The bonus and rewards program of the Hilton Honors American Express Card will help you understand the value offered by this card.
Quick Take
- No fee on international transactions
- $0 annual fee
- Complimentary Hilton Honors Silver Status
- Upgrade to Hilton Honors Gold Status for spending $20,000 in a calendar year
- Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in the first 3 months of card membership.
- Earn 7 points per dollar spent at Hilton hotels and resorts
- Earn 5 points per dollar spent at U.S. gas stations, grocery stores and restaurants
- Earn 3 points per dollar spent on other eligible purchases
- 24/7 assistance in case of an emergency
- Car rental loss and damage insurance
- No liability for fraudulent transactions
- Additional cards available
Important Card Details
There are few different kinds of fees charged by the American Express Hilton Honors Card. Understanding the various fees and charges will help you determine the cost of this card.
Regular APR
With a high variable APR of 20.99% – 29.99%, this card is not a suitable option if you like to carry your balance forward every month. If you don’t pay your balance in full, you’ll accrue significant interest.
Cash Advance Fee
On taking out a cash advance with this card, you either pay $10 or 5% of the total amount, whichever is greater.
Additional Benefits
The Hilton Honors American Express Card also offers many other features that may help you decide if this is the right card for you among other cards of the same category.
- Global Assist Hotline: In case of any emergency while traveling, you can get in touch with the 24/7 helpline that can give you legal advice, medical advice or any other assistance.
- Additional cards: You can get additional cards issued for others, such as your spouse or child.
- Fraud protection: If your card is used in any fraudulent transactions, you’ll have no liability.
How the Hilton Honors American Express Card Compares To Other Cards
The Hilton Honors American Express Card compares well to other cards in the same category as it offers a high rewards rate and many other bonuses with a $0 annual fee.
How the Hilton Honors American Express Card Compares
Hilton Honors American Express Card
- Purchase APR: 20.99% – 29.99% variable
- Annual fee: $0
- International transactions fee: 0%
- Points reward rate: 7 points per dollar spent on hotel purchases
- Best For: Occasional travelers who often stay at Hilton hotels and want a card with no annual fee
The Hilton Honors American Express Business Card
- Purchase APR: 20.99% – 29.99% variable
- Annual fee: $95
- International transactions fee: 0%
- Points reward rate: 12 points per dollar spent on hotel purchases
- Best For: Frequent travelers who want to pile up Hilton rewards points quickly
Frequently Asked Questions
sources
- American Express. "Hilton Honors Card." Accessed September 9, 2021.
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