Delta SkyMiles® Reserve American Express Card Review

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With this card, you earn three miles on every dollar spent making purchases through Delta. This includes seat upgrades, lounge passes, food, drinks and more. For every other purchase, you earn one mile per dollar. You also get complimentary access to Delta Sky Miles Club lounge and the Centurion lounge, where you can relax before boarding a Delta flight and enjoy amenities like WiFi, showers, food and drinks, power stations and much more.

Looking over the bonuses and rewards structure of this card will help you decide if it offers more value than other cards of the same category.

• Pay no fee on international transactions
• Get access to Delta Sky Club lounge and Centurion lounge
• Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.
• Get up to 20% savings on in-flight purchases back as a statement credit
• Enter Delta Sky Club® at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Earn three miles on every dollar spent on Delta purchases
• Earn one mile on every dollar spent on other purchases
• Get an annual companion pass which can be redeemed for a free round-trip domestic Delta flight
• Get baggage insurance coverage up to $1,250 for carry-on baggage and up to $500 for checked baggage
• Earn $100 credit for the Global Entry application fee or an $85 credit for the TSA PreCheck application fee With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
• Eligible Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.

Knowing the fees and charges of the American Express Delta SkyMiles Reserve Card can help you use this card more effectively as well as allow you to determine if the fees make sense for your financial needs.

The Delta SkyMiles® Reserve American Express Card offers some additional features that may be beneficial for you.

• Travel insurance: This card provides you with travel insurance that covers trip delays, cancellations, baggage damage or theft and car rental or loss so you can enjoy your trip in peace.
• Priority boarding: When flying Delta flights, you can get the main cabin one priority boarding for you and up to eight companions traveling on the same reservation.
• Concierge service: You can call the number on the back of your card for the complimentary concierge service, which can help you choose restaurants for dining or select the perfect gift for a loved one and much more.
• Free first checked bag: You can check a bag for free for you and up to eight of your companions, saving up to $30 per bag.

While the American Express Delta SkyMiles Reserve is a great travel rewards card and it offers a good rewards program for frequent Delta flyers, it has a high annual fee compared to other cards of the same category. Analyzing this card as well as one of its competitors can help you determine if it’s the right card for you.