Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Delta SkyMiles® Gold Business American Express Card Review
Explore our review of the Delta SkyMiles® Gold Business American Express Card. We break down its new welcome bonus, specific perks for Delta flyers and specialized benefits for business owners.
![Credit card image](https://res.cloudinary.com/moneygeek/image/upload/v1634797257/Delta_Sky_Miles_Gold_Business_American_Express_Card_6539bd9157.png)
![](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,w_100,b_white/v1685042725/G_Pheadshot_1_6bfd7fe269.jpg)
Grace Pilling
Grace Pilling was the Senior Content Manager for Credit Cards at MoneyGeek. She previously led personal finance teams at Bankrate, CreditCards.com and MoneyUnder30. Pilling has a bachelor's degree in English from Western Sydney University and a diploma in book editing, proofreading and publishing. She is focused on empowering readers to make informed financial choices that support their best lives, not a company’s bottom line.
Victoria Copans
Editor
Victoria Copans is a professional writer, editor and translator. She previously worked as the managing editor for online events industry publication XLIVE. As a self-described budgeting nerd, she was drawn to the personal finance space to help share important and useful information that people may not otherwise have access to. In her free time, she loves to travel, learn languages and explore the beautiful nature in her home of Vermont.
![](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,w_100,b_white/v1685042725/G_Pheadshot_1_6bfd7fe269.jpg)
Grace Pilling
Grace Pilling was the Senior Content Manager for Credit Cards at MoneyGeek. She previously led personal finance teams at Bankrate, CreditCards.com and MoneyUnder30. Pilling has a bachelor's degree in English from Western Sydney University and a diploma in book editing, proofreading and publishing. She is focused on empowering readers to make informed financial choices that support their best lives, not a company’s bottom line.
Victoria Copans
Editor
Victoria Copans is a professional writer, editor and translator. She previously worked as the managing editor for online events industry publication XLIVE. As a self-described budgeting nerd, she was drawn to the personal finance space to help share important and useful information that people may not otherwise have access to. In her free time, she loves to travel, learn languages and explore the beautiful nature in her home of Vermont.
Updated: July 21, 2024
Advertising & Editorial Disclosure
MoneyGeek partners with leading industry experts and advertisers to help you get to your financial happy place. Our content is accurate when posted but offers may change over time. We may receive compensation for partner advertisements, but our editorial team independently reviews and ranks products. Learn more about our editorial policies.
On Partner's Website
The Delta SkyMiles® Gold Business American Express Card is a prime selection for businesses on the go, particularly those frequently flying with Delta. Whether you're dining out or investing in U.S. advertising, this card ensures your spending translates to rewarding miles. Alongside notable travel perks with Delta, this card further sweetens the deal with practical travel protections and no annual fee for its initial year. While it may not be the universal rewards card for everyone, it’s an efficient, bespoke travel partner with advantages for those aligned with its perks. Dive in to discover how it can elevate your business travels.
Delta SkyMiles® Gold Business American Express Card Overview
When choosing a credit card, understanding its array of features is key to maximizing benefits and avoiding pitfalls. Our unbiased analysis of the Delta SkyMiles® Gold Business American Express Card aims to equip you with the nuanced insights you need to determine if it's the right fit for your business and travel needs.
- Rewards rate: Earn 2 miles per dollar spent on purchases at U.S. shipping providers and U.S. providers for advertising in select media, up to $50,000 per category per year. Earn 2 miles per dollar on eligible purchases made directly with Delta and at restaurants. Earn 1 mile per dollar on all other purchases.
- Welcome offer: Earn 55,000 Bonus Miles after spending $4,000 in purchases within the first 6 months.
- Regular APR: 20.99% – 29.99% Variable See rates and fees
- Annual fee: $150, $0 intro annual fee for the first year See rates and fees
- Intro APR offer: None
- Terms Apply
- See rates and fees
Important Card Details
Each business credit card comes with unique features designed to cater to different needs. Our in-depth analysis of the Delta SkyMiles® Gold Business American Express Card aims to clarify its perks and explore the pros and cons to help you make an informed decision tailored to your business and travel lifestyle.
Rewards Rates
The Delta SkyMiles® Gold Business American Express Card offers a tailored reward structure, perfect for those frequently engaging with Delta or dining out. Earning 2X miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year, 2X miles on Delta purchases, as well as at eligible restaurants. While the 1X miles on other spending is standard, the specialized 2X categories provide an opportunity for strategic spenders to maximize benefits, especially when aiming to reduce travel costs.
Delta Perks
Delta loyalists will benefit from exclusive perks like free checked bags, priority boarding, 20% off in-flight purchases and a 15% saving on Delta-operated flights when redeeming miles. The additional $200 Delta Flight Credit after significant annual spending offers a direct incentive for loyalty to Delta. These perks create a cohesive travel experience, adding comfort and savings, and making the card an appealing option for frequent Delta flyers.
Travel Protections
The Delta SkyMiles® Gold Business American Express Card offers sound travel protection policies that demonstrate a commitment to travelers' peace of mind. These include travel accident insurance, car rental insurance and roadside assistance. With a card that covers various travel contingencies, the cardholder can travel with a greater sense of security and focus on the business at hand.
Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. For more details, please visit americanexpress.com/benefitsguide. Underwritten by Amex Assurance Company.
Annual Fee
The annual fee of $150, $0 intro annual fee the first year, presents an attractive entry point, especially compared to the benefits provided. Considering the value-added Delta perks, reward rates and travel protections, the fee represents a modest cost that can be easily recouped — particularly for businesses with frequent travel needs or those focusing on U.S. advertising and shipping.
How the Delta SkyMiles® Gold Business American Express Card Compares
Our comparison of the Delta SkyMiles® Gold Business American Express Card and its competitor offers a comprehensive perspective, helping you identify which card best aligns with your unique financial and travel objectives.
How This Card Compares
- Rewards rate: Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants. Then 1 Mile on every eligible dollar spent on other purchases.
- Welcome offer: Earn 55,000 Bonus Miles after spending $4,000 in purchases within the first 6 months.
- Regular APR: 20.99% – 29.99% Variable See rates and fees
- Annual fee: $150, $0 intro annual fee for the first year See rates and fees
- Intro APR offer: None See rates and fees
- Terms Apply
- See rates and fees
- Best for: Businesses with a strong alignment with the specialized rewards categories, mainly those frequently flying Delta, who can take full advantage of the travel perks and initial no-annual-fee offer.
- Rewards rate: Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
- Welcome offer: Earn 120,000 points after spending $8,000 in the first three months
- Regular APR: 21.24% – 26.24% Variable
- Annual fee: $95
- Intro APR offer: None
- Best for: Businesses with significant spending in the card's high-reward categories like travel and advertising, and those that can meet the substantial initial spending requirement to capitalize on the generous welcome bonus.
For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here.
About Grace Pilling
![Grace Pilling headshot](https://res.cloudinary.com/moneygeek/image/upload/c_scale,q_auto:eco,f_auto,fl_lossy,w_160/v1685042725/G_Pheadshot_1_6bfd7fe269.jpg)
Grace Pilling was the Senior Content Manager for Credit Cards at MoneyGeek. She previously led personal finance teams at Bankrate, CreditCards.com and MoneyUnder30.
Pilling has a bachelor's degree in English from Western Sydney University and a diploma in book editing, proofreading and publishing. She is focused on empowering readers to make informed financial choices that support their best lives, not a company’s bottom line.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.