Both the Navy Federal Credit Union Visa Signature cashRewards Card and the Costco Anywhere Visa® Card by Citi offer enticing cash back rewards with no annual fees. However, the Navy Federal cashRewards edges ahead with its lower required credit score and lack of reward caps.
On the other hand, the Costco Anywhere is a co-branded option that maximizes benefits for frequent Costco shoppers with higher cash back rates on gas, travel and dining.