Discover it® Chrome
vs. Discover it® Miles

If you're drawn to Discover's rewards and lack of annual fees, you may be considering Discover it® Chrome and Discover it® Miles. Discover it® Chrome is best for those who spend heavily on gas and dining, offering 2% cash back in these categories.

In contrast, Discover it® Miles is ideal for those seeking a simple rewards structure, with an unlimited 1.5x Miles on all purchases. Both cards offer a generous first-year match on rewards, but your spending habits will dictate which card offers the greater value.

You might prefer the Discover it® Chrome if: You frequently spend on gas and dining out. This card offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, which can add up to significant savings for those specific categories. Additionally, the Discover it® Chrome card matches all of your cash back at the end of the first year, effectively doubling your rewards for that period. With no annual fee and a competitive cash back rate in these categories, it's a solid choice for everyday commuters and food enthusiasts.

You might prefer the Discover it® Miles if: You value simplicity and flexibility in your rewards. This card provides an unlimited 1.5x miles on every dollar spent, regardless of the category, making it a straightforward option for those who don't want to keep track of bonus categories or spending caps. The Discover it® Miles also offers the Discover Match® at the end of your first year, which can be a lucrative bonus for new cardholders.

The Discover it Chrome card is suitable for those looking to manage existing credit card debt. Ideal for everyday spenders, this card offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.

With no annual fees and a generous introductory APR offer on purchases and balance transfers for the first 15 months, it's a practical choice for budget-conscious consumers. The card also matches all the cash back you've earned at the end of your first year, which could significantly boost your rewards without any spending cap.

The Discover it® Miles card is a solid choice for those who prefer a straightforward rewards program. It's also particularly well-suited for individuals who enjoy earning travel rewards on every purchase without worrying about specific bonus categories.

Having no annual fee makes it an economical option for many consumers. Cardholders automatically earn unlimited 1.5x miles on every dollar spent, which can be redeemed for travel, cash back or even as a statement credit for travel purchases.

The Discover Match® introductory offer doubles all the miles you've earned at the end of your first year, providing an additional incentive for new users. With an intro APR of 0% for 15 months on both purchases and balance transfers, this card offers a generous window for interest-free spending or debt consolidation.

The recommended credit score range from 670 to 850 indicates that this card is accessible to those with good to excellent credit. An expected reward value of $451.38 underscores the potential benefits for cardholders who take full advantage of the rewards program.

Our breakdown will help compare APRs, fees, required credit, rewards, introductory offers and other features. This section is designed to guide you through each card's specifics, such as the Discover it® Chrome's gas station and restaurant rewards vs. the Discover it® Miles' flat-rate on all purchases.

By examining these details, you'll be able to pinpoint which card aligns with your spending patterns and rewards preferences. For instance, if you spend frequently on travel, the Discover it® Miles may be more beneficial, while the Discover it® Chrome could be better for those with high gas and dining expenses.