Marriott Bonvoy Boundless® Credit Card vs. Marriott Bonvoy Bold® Credit Card: Which Is Best for You?

The Marriott Bonvoy Boundless® Credit Card and Marriott Bonvoy Bold® Credit Card offer both the frequent and occasional traveler solid rewards for free Marriott hotel stays. Money Geek’s Marriott Bonvoy Boundless® Credit Card vs Marriott Bonvoy Bold® Credit Card comparison will help you determine which of these travel cards will offer you the most value.

Advertising & Editorial DisclosureLast Updated: 11/24/2022
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Last Updated: 11/24/2022

The Marriott Bonvoy Boundless has a modest annual fee of $95 and allows you to earn a total of 17 points per dollar spent on Marriott hotel properties. If you are a Marriott Bonvoy member you earn 10x points from Marriott while those with Silver Elite status get 1x points from Marriott with the Marriott Bonvoy Boundless® Credit Card.

In comparison, the Marriott Bonvoy Bold has a lower reward rate at 14 points per dollar spent at hotels participating in the Marriott Bonvoy program, but it has no annual fee. MoneyGeek’s review of the fees, features and benefits will help you compare the Marriott Bonvoy Boundless® Credit Card and the Marriott Bonvoy Bold® Credit Card to find the best product for your needs.

Comparison Overview: Marriott Bonvoy Boundless® Credit Card vs. Marriott Bonvoy Bold® Credit Card

  • Marriott Bonvoy Boundless® Credit Card
    Marriott Bonvoy Bold® Credit Card
  • Has Annual Fee
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  • Has Balance Transfer Offer
  • Has APR Offer
  • Cash Back Rewards
  • Travel Rewards
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Marriott Bonvoy Boundless® Credit Card At a Glance

The Marriott Bonvoy Boundless offers great value if you’re loyal to the Marriott brand. First, you can earn up to 100,000 Marriott Bonvoy points as the welcome bonus. As you spend on the card, you will earn a generous 17 points per dollar spent in participating hotels in the Marriott Bonvoy program. This card has a modest $95 annual fee, making it a great value for many consumers who frequent Marriott properties.


  • Marriott Bonvoy Boundless® Credit Card

    An excellent card for earning reward points and free nights at Marriott hotels


    • Good-ExcellentRecommended Credit
    • $95Annual Fee
    • 2 Points per $1Rewards Rate
    • 6xRewards Rate at Hotels
    • 2xRewards Rate on Dining

    Terms, rates and fees apply

    Compare this credit card with other top-rated cards from our partners.

Marriott Bonvoy Bold® Credit Card At a Glance

The Marriott Bonvoy Bold is great for travelers who travel infrequently but have a preference for Marriott hotels. You can still get value from the three points per dollar reward rate for Marriott hotel stays and two points per dollar for travel-related expenses. This card has no expiration dates for annual stay certificates, unlike most other Marriott cards. If you spend $1,000 on purchases in your first three months, you will qualify for the 30,000 bonus points as the welcome bonus.


  • Marriott Bonvoy Bold® Credit Card

    Great no-annual-fee card for earning points at Marriot properties


    • Good-ExcellentRecommended Credit
    • $0Annual Fee
    • 1–2 Points per $1Rewards Rate
    • 3xRewards Rate at Hotels
    • 2xRewards Rate on Air Travel

    Terms, rates and fees apply

    Compare this credit card with other top-rated cards from our partners.

Comparison Summary

To see how the key features of the Marriott Bonvoy Boundless® Credit Card and the Marriott Bonvoy Bold card compare you can use the table below.

  • Card Detail
    Comparison Summary
  • Travel Coverage and Purchase Protection

    Both the Marriott Bonvoy Boundless and the Marriott Bonvoy Bold offer similar purchase protection for 120 days of up to $500 per claim and $50,000 per account.

    Both cards also offer baggage delay and lost luggage protection, trip delay reimbursement and 24-hour concierge service.

    Winner: Draw

  • Welcome Bonus

    To get the welcome 30,000 bonus points on the Marriott Bonvoy Bold you need to spend $1,000 on purchases in your first three months while the Marriott Bonvoy Boundless requires you to spend $3,000 on purchases in your first three months to get 100,000 points.

    Winner: Marriott Bonvoy Boundless® Credit Card

  • Rewards

    The Marriott Bonvoy Boundless® Credit Card earns 17 total points for every $1 spent at hotels participating in Marriott Bonvoy while the Marriott Bonvoy Bold earns a total of 14 total points per dollar spent at hotels participating in Marriott Bonvoy.

    Winner: Marriott Bonvoy Boundless® Credit Card

  • Annual Fee

    The Marriott Bonvoy Bold has no annual fee while the Marriott Bonvoy Boundless has a $95 annual fee.

    Winner: Marriott Bonvoy Bold® Credit Card

  • Loyalty Programs

    As a Marriott Bonvoy Bold cardholder, you automatically earn Automatic Silver Elite status with 15 elite night credits annually. The Marriott Bonvoy Boundless offers Automatic Silver Elite status with 15 elite night credits annually, path to Gold status and annual free night award.

    Winner: Marriott Bonvoy Boundless® Credit Card

Which Card Should You Get?

The difference between Marriott Bonvoy Boundless® Credit Card and Marriott Bonvoy Bold® Credit Card is minimal but the best option for you will depend on your spending habits and needs.

Who Should Consider the Marriott Bonvoy Boundless® Credit Card?

Although it has an annual fee, the Marriott Bonvoy Boundless offers great value if you travel frequently and are partial to Marriott properties. This card is better than the Marriott Bonvoy Bold® Credit Card since it has a more generous rewards structure.

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    You stay at Marriott properties regularly and want to earn points fast since you will get 17X total points for every $1 spent at hotels participating in Marriott Bonvoy

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Who Should Consider the Marriott Bonvoy Bold® Credit Card?

The Marriott Bonvoy Bold is a better option for those who want a Marriott rewards card but do not travel frequently enough to get value from a card with an annual fee like the Marriott Bonvoy Boundless.

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    You want a Marriott Bonvoy card with no annual fee but still allows you to earn rewards at a decent 14 points per dollar at Marriott properties.

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EXPERT OPINION

The Bonvoy Boundless is a much better value-proposition than the Bold as you will earn a much larger welcome bonus for a modest annual fee. And by paying the annual fee for the second year and beyond, you will earn a free night certificate, which is easily redeemable for more than $95. And if you plan on spending heavily on the card, you will earn more Marriott points as well as having a pathway to earning Gold Elite status.

Other Helpful Decision-Making FAQs

You can find more details on the Marriott Bonvoy Boundless vs Marriott Bonvoy Bold in the answers to commonly asked questions below.

Still Not Sure About These Cards? Consider These Options

Travelers loyal to the Marriott brand will earn generous rewards and enjoy several perks with the Marriott Bonvoy Bold and Marriott Bonvoy Boundless credit cards. The annual fees on these cards make it simple to earn value from your card, but it’s only possible if you frequent Marriott properties. If you are looking for a more flexible travel card for general travel that is not specific to the Marriott brand, take a look at MoneyGeek’s recommendations for the best travel cards.

Learn more about credit cards in general

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*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity.
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