MoneyGeek's Take

Best Business Credit Cards for Gas in 2023

The best business credit cards for gas are ones that offer higher-than-usual reward/cash back earn rates on gas purchases and possibly on other categories as well. Some of the top ones come with no annual fees.

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This article is part of our larger series on Best Business Credit Cards

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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Gas business credit cards are those that let you earn higher cash back or rewards when you spend on gas in comparison to cards that offer flat earn rates. Depending on the card you get, you might need to pay an annual fee.

If your business entails traveling or transacting internationally, you might benefit from narrowing down your search to cards that charge no foreign transaction fees. Examples of business gas cards that fit this bill include the American Express® Business Gold Card and the Costco Anywhere Visa Business Card by Citi.

The best business credit cards from this category tend to come with multiple expense management tools. Aspects such as APRs, welcome offers and reward/cash back earn rates also require your attention.

This article is part of our larger series on
Best Business Credit Cards

MoneyGeek's Take: Top 5 Business Credit Cards for Gas

Quick Summary

Not all gas business credit cards offer the same cash back or reward earn rate, which is why this aspect requires your particular attention. Check if you’ll need to pay an annual fee because there are some no-annual-fee options to choose from as well. Our selection of the top gas business credit cards also accounts for factors such as welcome offers, APRs, foreign transaction fees and additional perks. You can view more options by scrolling further down.


  • The Hilton Honors American Express Business Card

    This business credit card is perfect for earning Hilton Honors points


    • Good–ExcellentRecommended Credit
    • $95Annual Fee
    • 3–12 Points per $1*Rewards Rate
    • 12xRewards Rate at Hotels
    • 6xRewards Rate on Gas

    The Hilton Honors American Express Business Card

    Terms, rates and fees apply

  • Costco Anywhere Visa® Business Card by Citi

    An excellent no-annual-fee rewards card for Costco members


    • ExcellentRecommended Credit
    • $0Annual Fee
    • 1–4% Cash Back*Rewards Rate
    • 4xRewards Rate on Gas
    • 3xRewards Rate on Dining

  • Marriott Bonvoy Business® American Express® Card

    Excellent card for maximizing the rewards you earn while traveling


    • Good–ExcellentRecommended Credit
    • $125Annual Fee
    • 2–6 Points per $1*Rewards Rate
    • 6xRewards Rate at Hotels
    • 4xRewards Rate on TV, Phone, Internet Services

  • American Express® Business Gold Card

    A dynamic rewards card for high-spending business owners


    • Good–ExcellentRecommended Credit
    • $295Annual Fee
    • 1–4 Points per $1Rewards Rate
    • 1xRewards Rate on TV, Phone, Internet Services
    • 4xRewards Rate on Gas

Summary of the Best Business Cards for Gas

Carry out a quick gas business card comparison based on parameters such as APRs, rewards/cash back rates on gas purchases and annual fees.

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MONEYGEEK EXPERT TIP

Some credit cards have annual limits on the bonus rewards you can earn on gas or other categories. Compare your expected spending versus these limits so that you're not surprised when you cap out on bonus rewards. -- Lee Huffman, credit card expert at BaldThoughts.com.

How to Compare Business Credit Cards & Intro Offers

Given the number of business credit cards that offer higher rewards or cash back on gas purchases, selecting one requires paying attention to multiple factors.

1

Rewards/cash back rate

The best business cards for gas come with varied rewards/cash back earn rates. In some cases, high earn rates apply to limit-based spending. For example, the 4x points you stand to earn on two categories of your choice through the American Express® Business Gold Card apply to the first $150,000 in combined purchases from both categories per year. With the Ink Business Cash Credit Card, the 2% cash back at gas stations and restaurants applies on the first $25,000 spent in combined purchases each year.

2

Annual fee

If you plan to get a gas business credit card with an annual fee, determine if you will be able to offset this cost by earning adequate rewards/cash back and making use of its benefits. If not, consider applying for a no-annual-fee business card instead.

3

APR

APRs that come with gas business credit cards tend to vary significantly, which is why this aspect requires your attention if you plan to carry card balances from one billing cycle to the next.

4

Welcome bonus offers

The top gas business credit cards come with time- and spend-based introductory offers. For instance, you stand to earn a welcome bonus of 70,000 membership rewards points if you use the American Express® Business Gold Card and spend $10,000 on eligible purchases within three months from account opening.

5

Co-branded or not

Co-branded business cards come with additional perks related to specific brands, be it airlines, hotels or office supply stores. If your business uses any such brand frequently, you might benefit by getting a co-branded card. Examples of gas cards from this subcategory include the Hilton Honors American Express Business Card, the Marriott Bonvoy Business® American Express® Card, the Costco Anywhere Visa® Business Card by Citi and the CitiBusiness AAdvantage Platinum Select Mastercard.

6

Foreign transaction fees

If you or your employees anticipate using your gas credit card or linked employee cards outside of the U.S., consider getting a card that charges no foreign transaction fees. If not, you might end up paying up to 3% of each international transaction in fees.

7

Added perks

Access to various business management tools is a fairly common feature with the top gas business credit cards. Some of the other card-specific perks you may expect are no preset spending limits, free employee cards, purchase protection, extended warranty, loyalty program membership status upgrades, auto rental collision damage waiver, trip delay insurance, travel/emergency assistance services and roadside dispatch.

Further Reading

About Rajiv Baniwal


Rajiv Baniwal headshot

Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Meticulous in his research, he provides accurate and up-to-date information. His expertise includes mortgages, loans, credit cards, insurance and international money transfers.


*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.