The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Fuel expenses can make a dent in your business budget, but the right gas credit card can transform this cost into an opportunity.

A business gas card is a specialized payment tool designed for companies to manage and track their fuel expenses. Unlike personal gas cards, these are tailored to meet the needs of businesses, big or small.

By selecting the best gas card for your business, you can enjoy enhanced cash back, substantial rewards and valuable management tools. We’ll break down the top business gas cards, helping you make an informed choice that aligns with your company's needs and financial goals.

Why You Can Trust Our List

Top Business Credit Cards for Gas

  • Aer Lingus Visa Signature®

    A travel card with a great welcome bonus for frequent Aer Lingus travelers

    • 1–5 Avios per $1Rewards Rate
    • 21.49% – 28.49% VariableAPR
    • $95Annual Fee
    • Good–ExcellentRecommended Credit

    Aer Lingus Visa Signature®

    Terms, rates and fees apply

  • American Express® Business Gold Card

    A dynamic rewards card for high-spending business owners

    • 1–4 Points per $1Rewards Rate
    • 19.49% – 27.49% VariableAPR
    • $295Annual Fee
    • Good–ExcellentRecommended Credit

  • Capital One Spark Cash Plus

    Generous flat-rate cash back on business expenses

    • 2% Cash BackRewards Rate
    • None (charge card)APR
    • $150Annual Fee
    • ExcellentRecommended Credit

  • Ink Business Cash® Credit Card

    Best for earning rewards on office supplies

    • 1–5% Cash Back*Rewards Rate
    • 18.49% – 24.49% VariableAPR
    • $0Annual Fee
    • Good–ExcellentRecommended Credit

  • Marriott Bonvoy Business® American Express® Card

    Great for hotel rewards and perks for business spending

    • 2–6 Points per $1*Rewards Rate
    • 20.99% – 29.99% VariableAPR
    • $125Annual Fee
    • Good–ExcellentRecommended Credit

  • The Blue Business® Plus Credit Card from American Express

    Great no-annual-fee card for earning rewards on business spending

    • up to 2X Membership Rewards® pointsRewards Rate
    • 18.49% – 26.49% VariableAPR
    • $0Annual Fee
    • Good–ExcellentRecommended Credit

  • United℠ Business Card

    Solid travel card for United fans

    • 1–2 Miles per $1*Rewards Rate
    • 21.74% – 28.74% VariableAPR
    • $99Annual Fee
    • Good–ExcellentRecommended Credit

  • World of Hyatt Business Credit Card

    Lucrative rewards for World of Hyatt members

    • 1–9 PointsRewards Rate
    • 21.49% – 28.49% VariableAPR
    • $199Annual Fee
    • Good–ExcellentRecommended Credit


Some credit cards have annual limits on the bonus rewards you can earn on gas or other categories. Compare your expected spending versus these limits so that you're not surprised when you cap out on bonus rewards. -- Lee Huffman, credit card expert at

Should I Get a Gas Card for My Business?

Considering a gas card for your business is a smart financial move, especially if your operations involve frequent travel or transportation. By leveraging these cards, you can often tap into significant savings, benefitting from cash back or rewards every time you fill up.

As with any financial decision, weighing the benefits against any potential fees or restrictions is key. Ensuring the card aligns with your business needs will maximize its utility and help optimize your savings.

Businesses That Will Benefit From a Company Gas Card

Gas cards for business offer specialized benefits tailored to certain types of enterprises. If your company falls into any of the following categories, a fuel card could be a game-changer:

  • pickupTruck icon

    Businesses with a large fleet

    Companies operating many vehicles, whether delivery vans or sales cars, can benefit greatly from business gas cards. They make expense tracking and fleet management more streamlined.

  • travel icon

    Travel-centric companies

    If your business requires frequent road travels, such as sales teams traveling to meet clients or consultancy services, a fuel card ensures you save on every mile.

  • rideshare icon

    Delivery or courier services

    Companies that provide delivery or courier services experience high fuel consumption. Fuel cards can offer discounts and reward points, optimizing overall operational costs.

  • wallet icon

    Companies aiming for budget predictability

    Fuel cards can lock in fuel prices for businesses, ensuring consistent costs and aiding in more predictable budgeting.

  • graphCard icon

    Enterprises looking for expense insights

    Detailed reporting gives businesses insights into fuel consumption patterns, which helps identify areas to improve efficiency.

  • wage icon

    Organizations emphasizing employee benefits

    Offering business gas cards to employees as a benefit can aid in recruitment and retention. It’s a practical perk that underscores a company’s commitment to its team's welfare.

Incorporating a fuel card into your business operations can offer both tangible savings and operational efficiencies, especially if your business aligns with any of the above scenarios.

Business Gas Card vs. Regular Business Card

When determining the right card for your business, understanding the distinctions between a business gas card (also known as a business fleet card) and a regular business card is important. Each has its strengths, tailored to different business needs and operational nuances.

Specialized Rewards and Discounts

Business fleet cards typically offer rewards and discounts specifically for fuel and vehicle-related expenses. These tailored benefits can result in substantial savings for companies with high fuel consumption. On the other hand, regular business cards often have a broader rewards structure, catering to various types of expenses beyond just fuel.

Reporting Features

A notable advantage of fleet cards is their detailed reporting on fuel and other vehicular expenses. These insights are crucial for businesses that need to monitor and manage their fleet costs closely. Regular business cards may offer expense tracking but lack the vehicular specificity that fleet cards provide.

Flexibility in Spending

Regular business cards provide more flexibility in spending across diverse categories, from office supplies to travel. They're versatile and well-suited for businesses with varied operational costs. While exceptional in their domain, fleet cards are more restrictive, primarily focusing on fuel and vehicle-related expenses.

Fee Structures and Incentives

Fleet cards might come with specific fee structures or incentives related to fuel vendors or certain gas stations. These can lead to direct savings at the pump. Regular business cards, conversely, tend to have a broader range of fees and incentives, often centered around general business expenses and not strictly fuel.

How to Pick the Best Business Gas Card

Choosing the right business card for gas can be key to optimizing fuel expenses and managing your operations efficiently. Consider these factors to ensure you're making the best choice for your business needs:

  • Rewards and cashback: Look for cards offering competitive rewards or cashback on fuel purchases. A card that provides a substantial percentage back or points for every dollar spent can lead to significant savings over time.
  • Fee structure: Understand the card's fee structure. Some might offer great rewards but have high annual fees or other charges. It's vital to weigh these costs against the potential benefits.
  • Reporting tools: For businesses with multiple vehicles, a card that provides detailed fuel consumption and expense reports is invaluable. These tools can simplify budgeting and offer insights into consumption patterns.
  • Network accessibility: Ensure the card is accepted at a wide range of gas stations, especially if your business operates in various locations. It's inconvenient and potentially costly if the card isn't widely accepted.
  • Credit-building potential: If one of your goals is to build or improve your business credit, opt for a card that reports to the major credit bureaus. Consistent, on-time payments with such a card can bolster your business's credit profile.
  • Additional benefits and features: Beyond the basic rewards and fees, some cards might offer added perks like discounts on vehicle maintenance or extended warranty protections. These extras can provide added value, especially if they align with your business operations.

By understanding the distinguishing features of different cards, from reward structures to fee details, you're well-equipped to make an informed decision for your business. Remember, it's not just about savings but also about how the card can integrate seamlessly into your business operations.

As you consider your options, focus on aligning the card's benefits with your specific needs. By doing so, you'll ensure that every time your fleet refuels, your business is driving toward a more prosperous and efficient future.

Frequently Asked Questions

Selecting the right business gas card involves several considerations. To assist you in your decision-making, we answered some common queries about the best gas cards for businesses.

About Grace Pilling

Grace Pilling headshot

Grace Pilling is passionate about empowering readers to make informed financial choices to support their best lives, not a company’s bottom line. Prior to joining MoneyGeek as a senior content manager, Grace was a senior editor at and Bankrate, where she focused on teaching people how to use credit cards wisely.

*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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