Today’s Refinance Rates in Wyoming

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Edited byEmma Thomas
Edited byEmma Thomas

Updated: January 18, 2024

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Current Refinance Rates in Wyoming

To help you decide which loan product best fits your profile, MoneyGeek collected Wyoming’s current mortgage refinance rates and laid out the average rates for various mortgage types in Wyoming in the table below.

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Mortgage Refinance Rates From Top Lenders

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What Is a Good Refinance Rate in Wyoming?

Based on MoneyGeek’s analysis, Wyoming’s average mortgage rates are:

  • 4.38% for a 15-year FRM
  • 5.16% for a 30-year FRM
  • 4.68% for a 5/1 ARM

We found that prices for 15-year FRM and 30-year FRM are lower in Wyoming compared to the national average, while a 5/1 ARM is more expensive. According to The Federal Reserve Bank of St. Louis, average mortgage rates across the U.S. are:

  • 4.45% for a 15-year FRM
  • 5.30% for a 30-year FRM
  • 4.19% for a 5/1 ARM

Know that a “good” rate is subjective and dependent on market conditions, your preferred loan amount and borrower profile. You should compare quotes from different loan providers to get the lowest rates.

However, mortgage refinance rates fluctuate almost daily. You might receive a quote today and get a significantly different rate a week later from the same loan company.

Estimate Your New Monthly Mortgage Payment

Use MoneyGeek’s mortgage calculator to estimate how much you’ll pay for your mortgage refinancing loan. Enter your mortgage details and Wyoming’s current refinance rates above. Remember that interest rates change almost daily and depend on your loan preferences, credit score, income and other personal factors.

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Frequently Asked Questions About Refinance Rates in Wyoming

MoneyGeek discussed some frequently asked questions about refinancing rates in Wyoming to help you get the best mortgage refinancing loan for your profile.

A “good” refinancing rate in Wyoming will be different based on your profile and market conditions. You should compare quotes for the lowest rates.

If the rate you’ve received is higher than your existing mortgage, you can consider it a bad rate.

In Wyoming, getting an interest rate of around 5.16% for a 30-year FRM can be considered good.

If you’re getting a 15-year FRM in Wyoming, it’s preferable to get an interest rate equal to or below 4.38%.

On average, 4.68% is a good rate for a 5/1 ARM in Wyoming.

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