Today’s Refinance Rates in Wisconsin

Updated: January 18, 2024

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Current Refinance Rates in Wisconsin

MoneyGeek’s study provides Wisconsin’s up-to-date mortgage loan refinancing interest rates to ensure you find the best option for your needs. Use the table below to compare the most current average rates in the state across different mortgage types.

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Mortgage Refinance Rates From Top Lenders

What Is a Good Refinance Rate in Wisconsin?

FRED economic data shows the average interest rate in Wisconsin for a 15-year FRM is 4.48%, slightly higher than the national average of 4.67%. Meanwhile, the average interest rate for a 30-year FRM is 5.16%, which is lower than the national average of 5.51%. For a 5/1 ARM, Wisconsin’s rate of 3.91% is lower than the national average of 4.35%.

Typically, a good mortgage rate depends on the loan amount, repayment duration, income level and the borrower’s credit score. Rates also change constantly, and current loan estimates may be completely different a week, or even a few days later.

It is, therefore, vital to compare rates across lenders if you wish to secure the best refinance rates in Wisconsin for your situation.

Estimate Your New Monthly Mortgage Payment

MoneyGeek’s mortgage calculator can help Wisconsin borrowers estimate how much they’re likely to pay monthly for a loan. Use the state average rates provided above to get your estimates. Remember, interest rates vary daily and depend on the mortgage loan term, loan amount, your credit score and debt-to-income ratio, among other factors.

Mortgage Refinance Calculator in Wisconsin
Make sure refinancing your existing home loan will save you money.
Updated։ Jul 15, 2024
Fact Checked

By Mandy Sleight, Licensed Insurance Agent

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Frequently Asked Questions About Refinance Rates in Wisconsin

Before applying for a mortgage refinancing loan, borrowers should compare terms and requirements across lenders. MoneyGeek responded to commonly asked questions about refinance rates in Wisconsin.

What is a good refinance rate in Wisconsin?
What is a bad refinance rate in Wisconsin?
What is a good refinance interest rate on a 30-year fixed-rate mortgage in Wisconsin?
What is a good refinance interest rate on a 15-year fixed-rate mortgage in Wisconsin?
What is a good refinance interest rate on a 5/1 adjustable-rate mortgage in Wisconsin?
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