Today’s Refinance Rates in Vermont

Updated: January 18, 2024

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Current Refinance Rates in Vermont

MoneyGeek analyzed and gathered refinance rates in Vermont to help you pick a loan type that suits your situation. The table below shows Vermont’s most updated rates for different mortgage types and terms.

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Mortgage Refinance Rates From Top Lenders

What Is a Good Refinance Rate in Vermont?

Referencing FRED’s economic data, Vermont has an average interest rate of 4.40% for a 15-year fixed-rate mortgage which is slightly higher than the 4.39% national average. A 30-year fixed-rate loan has an interest rate of 5.14%, which is more than the national average of 5.18%. For a 5/1 adjustable-rate mortgage (ARM), Vermont’s rate is 3.72, which is lower than the national average of 4.41%.

A “good rate” is subject and depends on many factors. These factors include the loan amount, terms, credit score and debt-to-income ratio. Mortgage rates vary almost daily, so don’t be shocked when your preferred lender gives you different information weekly.

To obtain the best refinance rates in Vermont, ensure to browse and check quotes from various lenders.

Estimate Your New Monthly Mortgage Payment

Using MoneyGeek’s mortgage calculator below, you easily estimate your new monthly mortgage refinance payment. Please fill it out with the mortgage information and use Vermont’s average rate. Remember that interest rates fluctuate and are affected by various personal factors such as credit score, mortgage term, loan amount and debt-to-income ratio.

Mortgage Refinance Calculator in Vermont
Make sure refinancing your existing home loan will save you money.
Updated։ Jul 22, 2024
Fact Checked

By Mandy Sleight, Licensed Insurance Agent

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New Mortgage
You can’t save on your monthly payment or your mortgage interest by refinancing.
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Frequently Asked Questions About Refinance Rates in Vermont

Vermonters need to consider pursuing mortgage refinancing by reviewing the details below and through researching their options. Below, MoneyGeek answers the most commonly asked questions about Green Mountain State’s mortgage refinancing rates.

What is a good refinance rate in Vermont?
What is a bad refinance rate in Vermont?
What is a good refinance interest rate on a 30-year fixed-rate mortgage in Vermont?
What is a good refinance interest rate on a 15-year fixed-rate mortgage in Vermont?
What is a good refinance interest rate on a 5/1 adjustable-rate mortgage in Vermont?
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