Today’s Refinance Rates in New Hampshire

Updated: January 18, 2024

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Current Refinance Rates in New Hampshire

MoneyGeek compiled current refinancing rates in New Hampshire to help you decide which loan type is best for your situation. See New Hampshire's most recent average rates for different mortgages in the table below.

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Mortgage Refinance Rates From Top Lenders

What Is a Good Refinance Rate in New Hampshire?

Refinance rates in New Hampshire are presently less expensive than the national averages. For instance, the state's 15-year fixed-rate mortgage (FRM) is 4.43% compared to 4.45% nationwide. The same applies for a 30-year FRM — 5.15% in New Hampshire compared to 5.30% nationwide and a 5/1 adjustable-rate mortgage (ARM) — 3.64% in New Hampshire compared to 4.19% nationwide.

To get the best available refinance rate, you need to take into account your credit score, income and debts.

Keep in mind that rates constantly fluctuate, so don't panic if a lender's estimate shifts weekly. What matters is that you compare quotes between different lenders to get the current best deal.

Estimate Your New Monthly Mortgage Payment

To get an idea of how much you'll pay each month if you decide to refinance, enter your new loan information into MoneyGeek's mortgage calculator below. Your interest rate depends on debt-to-income ratio, creditworthiness and other personal factors.

Mortgage Refinance Calculator in New Hampshire
Make sure refinancing your existing home loan will save you money.
Updated։ Jul 12, 2024
Fact Checked

By Mandy Sleight, Licensed Insurance Agent

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You can’t save on your monthly payment or your mortgage interest by refinancing.
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Frequently Asked Questions About Refinance Rates in New Hampshire

MoneyGeek answered commonly asked questions about mortgage refinance in New Hampshire to help you make an informed decision.

What is a good refinance rate in New Hampshire?
What is a bad refinance rate in New Hampshire?
What is a good refinance interest rate on a 30-year fixed-rate mortgage in New Hampshire?
What is a good refinance interest rate on a 15-year fixed-rate mortgage in New Hampshire?
What is a good refinance interest rate on a 5/1 adjustable-rate mortgage in New Hampshire?
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