Today’s Refinance Rates in Nevada

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Edited byKatherine Kurtz
Edited byKatherine Kurtz

Updated: January 18, 2024

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Current Refinance Rates in Nevada

MoneyGeek compiled Nevada refinancing rates to help find your ideal loan. Explore the most current Nevada average rates for various types and terms of mortgages in the table below.

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Mortgage Refinance Rates From Top Lenders

What Is a Good Refinance Rate in Nevada?

For a 15-year fixed-rate mortgage (FRM), FRED's economic data shows that Nevada's average interest rate (4.55%) is higher than the national average (4.45%). The interest rate on a 30-year fixed-rate mortgage in the state is 5.31%, which is higher than the national average of 5.30%. The average interest rate on a 5/1 ARM in Nevada is 4.46%, but the national average is lower at 4.19%.

A "good rate" depends on the borrower's individual situation — factors like loan term and amount, along with credit score and income, can affect rates. Mortgage interest rates are also constantly changing. The estimate you receive one day from one lender might be different a week later.

Finally, comparing quotes from many lenders is essential to ensuring that you're getting the best possible interest rate.

Estimate Your New Monthly Mortgage Payment

MoneyGeek's mortgage calculator can help you estimate refinanced monthly payments. Use Nevada's current refinance rates in the calculation. Your actual rate may vary based on your debt-to-income ratio or credit score.

Mortgage Refinance Calculator in Nevada
Make sure refinancing your existing home loan will save you money.
Updated։ Jun 21, 2024
Fact Checked
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You can’t save on your monthly payment or your mortgage interest by refinancing.
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Frequently Asked Questions About Refinance Rates in Nevada

MoneyGeek compiled the most frequently asked questions about mortgage refinance rates in Nevada to help you make an informed decision about refinancing your mortgage.

What is a good refinance rate in Nevada?
What is a bad refinance rate in Nevada?
What is a good refinance interest rate on a 30-year fixed-rate mortgage in Nevada?
What is a good refinance interest rate on a 15-year fixed-rate mortgage in Nevada?
What is a good refinance interest rate on a 5/1 adjustable-rate mortgage in Nevada?
sources
  • Federal Reserve Bank of St. Louis. "Mortgage Rates." Accessed July 13, 2022.