Today’s Refinance Rates in Nebraska

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Edited byKatherine Kurtz

Updated: January 18, 2024

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Current Refinance Rates in Nebraska

MoneyGeek provides you with the most up-to-date information regarding refinancing rates in Nebraska. Use the table below to help you decide whether refinancing your mortgage makes sense.


Mortgage Refinance Rates From Top Lenders


What Is a Good Refinance Rate in Nebraska?

MoneyGeek compared the average rates in Nebraska to the national average interest rates to see whether homeowners in Nebraska are getting a good deal.

The 15-year fixed-rate mortgage (FRM) interest rate in Nebraska is currently 4.53%, higher than the national average of 4.45%. The 5/1 ARM interest rate in Nebraska at 4.61% is also above the national average of 4.19%. Meanwhile, the 30-year FRM rate in Nebraska is at 5.10%, lower than the national average of 5.30%.

A “good” mortgage rate depends on many factors, such as loan terms, credit score, income and debt. Comparing lenders ensures you’ll get the best rate for your situation. Because the numbers change almost daily, you’ll want to act fast once you’ve found a good rate.

Estimate Your New Monthly Mortgage Payment

To calculate your new monthly payments when you refinance your home, simply enter your mortgage information using the average Nebraska rates listed above.

Apart from the interest rates, you also want to consider other costs of refinancing, like mortgage terms, fees and other expenses. Personal factors such as credit score and debt-to-income ratio also affect how lenders calculate your rates.


Frequently Asked Questions About Refinance Rates in Nebraska

To help you learn more about refinance rates in Nebraska, MoneyGeek answered the following frequently asked questions.

A good refinance rate is unique to each buyer and dependent on credit scores, debt, income and mortgage terms. Currently, the average refinance rates in Nebraska range from 4.53% to 5.10%, depending on the loan terms.

Your current mortgage rates can serve as a good reference point. Refinancing is not a good option if the refinance rate is higher than your current mortgage rate.

The average refinance rate for a 30-year FRM in Nebraska is 5.10%. You’ll want a similar or lower rate.

The average refinance rate in Nebraska if you are considering a 15-year FRM is 4.53%. Lenders that offer a similar or lower rate are worth considering.

You’ll want a refinance rate less than or equal to 4.61%, the current average rate in Nebraska on a 5/1 ARM.