Today’s Refinance Rates in Kentucky

MoneyGeek compiled the current refinance interest rates in Kentucky to help you compare rates and find the best deal. You can see the latest average rates in Kentucky in the table below.

Mortgage refinance rates in Kentucky are currently at 4.59% for a 15-year fixed rate mortgage, 5.25% for a 30-year and 4.53% for a 5/1 ARM. Compared to the average national rates of 5.30% for a 30-year fixed-rate mortgage, 4.45% for a 15-year fixed-rate and 4.19% for a 5/1 ARM, Kentucky homeowners pay slightly higher rates for 15-year fixed-rate loans and 5/1 ARM mortgages.

Getting a low interest rate on your mortgage is important as it can help lower your monthly payments. However, individual factors like your credit score, debt-to-income ratio and loan amount also play a factor in your interest rate. However, comparing rates from different lenders will help to ensure that you get the best options available for your situation.

Keep in mind that refinance rates fluctuate daily, so estimates from lenders can change depending on when you get them.

You can use MoneyGeek’s mortgage calculator below to get an estimate of your new monthly payments. Enter your mortgage information into the calculator using the rates above to get an estimate.

Keep in mind that rates can change daily and may also vary based on individual factors like your credit score, mortgage term and loan amount.

To learn more about current refinance rates in Kentucky, you can look up answers to frequently asked questions below.