Today’s Refinance Rates in Kansas

In Kansas, the average outstanding mortgage debt is $138,437, with the average monthly mortgage payment being $1,060, $99 cheaper than the national average. Refinancing your mortgage can help you lower your monthly payments by reducing your interest rate or increasing your loan term. Current refinance rates in Kansas, according to S&P Global data, are 4.44% for a 15-year fixed rate mortgage (FRM), 5.09% for a 30-year FRM and 4.38% for a 5/1 adjustable-rate mortgage (ARM).

If you are looking to refinance your mortgage in the Sunflower State, MoneyGeek has analyzed the most up-to-date refinancing rates in Kansas to help you find the best deal.

Advertising & Editorial DisclosureLast Updated: 1/25/2023
Edited By     |  
WHAT WE’RE GEEKING OUT ON:

Current Refinance Rates in Kansas

MoneyGeek compiled current mortgage refinance rates in Kansas to help you find the best option for your situation. See our table below for up-to-date refinancing rates in Kansas.

  • Type of Loan
    Rate
    APR
  • Conventional 30 Year Fixed
    5.268 %
    5.25 %
  • Conventional 20 Year Fixed
    5.375 %
    5.375 %
  • Conventional 15 Year Fixed
    4.521 %
    4.5 %
  • Conventional 10 Year ARM
    6.142 %
    5.625 %
  • Conventional 7 Year ARM
    6.285 %
    5.5 %
  • null 5 Year ARM
    6.457 %
    5.5 %
  • FHA 30 Year Fixed
    5.268 %
    5.25 %
  • VA 30 Year Fixed
    5.268 %
    5.25 %
  • FHA 15 Year Fixed
    4.521 %
    4.5 %
  • VA 15 Year Fixed
    4.521 %
    4.5 %
  • Jumbo 30 Year Fixed
    5.268 %
    5.25 %
  • Jumbo 15 Year Fixed
    4.521 %
    4.5 %
  • Jumbo 7 Year ARM
    6.285 %
    5.5 %
  • Jumbo 5 Year ARM
    6.457 %
    5.5 %

Mortgage Refinance Rates From Top Lenders

What Is a Good Refinance Rate in Kansas?

In Kansas, mortgage rates range from 4.44% for a 15-year FRM and 5.09% for a 30-year FRM. These rates are lower than the average national rates, which are 4.67% for a 15-year FRM and 5.51% for a 30-year FRM. For a 5/1 ARM, the average Kansas rate of 4.38% is slightly higher than the national average of 4.35%.

Getting a good refinancing rate in Kansas can help you save money on interest. Still, keep in mind that a good rate is relative to profile factors like your credit score, debt-to-income ratio and loan amount. You can get the best rate for your profile by comparing rates from different lenders to find the most affordable option for your situation.

Keep in mind that mortgage rates change almost daily, so estimates from lenders can change frequently.

Estimate Your New Monthly Mortgage Payment

If you want to estimate your new monthly payments after refinancing, you can enter your mortgage information in the MoneyGeek mortgage calculator below using the above rates.

Note that rates fluctuate daily and may vary based on profile factors like your credit score and loan amount.

Edit your mortgage details
$898
Total monthly payment$1,271
$898
+
+
+
Total monthly payment$1,271

Frequently Asked Questions About Refinance Rates in Kansas

MoneyGeek answered frequently asked questions to help you learn more about current refinance rates in Kansas.

Read More on Mortgages

Mortgage
house

How to Refinance a Mortgage with Bad Credit

sources