Today’s Refinance Rates in Colorado

To help you find the best loan option for your financial needs, MoneyGeek compiled current refinance rates in Colorado. See the table below for terms and rates that best fit your situation.

The Federal Reserve Bank of St. Louis released data on national going rates — 4.45% on a 15-year FRM, 5.3% on a 30-year FRM and 4.19% on a 5/1 ARM. Colorado's estimates are cheaper at 4.22% on a 15-year FRM and 5.03% on a 30-year FRM. However, the average interest rate on a 5/1 ARM in Colorado is slightly higher at 4.35%.

A "good" rate depends on your financial situation. If you're looking to refinance your mortgage, assess your loan terms, loan amount, credit score, income and debts to find a good deal in Colorado. MoneyGeek strongly recommends comparing quotes from different lenders to lock in the best possible rate for your situation.

It's important to note that mortgage interest rates shift nearly every day. Consequently, your estimate from a lender today may drastically differ in a week.

If you need help estimating your mortgage refinance payment, input your mortgage information into MoneyGeek's calculator. Remember, rates vary almost daily and depend on personal factors such as your credit score and loan amount.

If you're still on the fence about refinancing your mortgage in Colorado, MoneyGeek answered the most frequently asked questions.