Today’s Refinance Rates in Arizona

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Edited byEmma Thomas
Edited byEmma Thomas

Updated: June 7, 2023

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Current Refinance Rates in Arizona

MoneyGeek gathered current refinance rates in Arizona so you can find the best loan option for your financial situation. Below is a table of different mortgage terms and average rates in Arizona.


Mortgage Refinance Rates From Top Lenders


What Is a Good Refinance Rate in Arizona?

Keep in mind that a “good rate” will vary per homebuyer. MoneyGeek encourages you to determine a suitable rate based on your loan terms, loan amount, credit score, income, debts and more. Compare offers between different lenders to find an affordable deal.

Data from the Federal Reserve Bank of St. Louis shows that the national mortgage rates for a 15-year fixed-rate mortgage (FRM), 30-year FRM and a 5/1 adjustable-rate mortgage (ARM) are 4.45%, 5.3% and 4.19%, respectively. In comparison, Arizona’s rates for the same loan types are 4.37%, 5.15% and 4.36%. Arizona’s rate for a 5/1 ARM is the only one that is more expensive than the national average.

It’s important to note that mortgage rates shift daily, so don’t wait too long if you get a great refinancing deal from a lender.

Estimate Your New Monthly Mortgage Payment

To get an estimate for your mortgage payment, simply input your mortgage information using the rates above into MoneyGeek’s calculator. Keep in mind that rates fluctuate daily and your actual rate depends on personal factors such as credit score and loan terms.


Frequently Asked Questions About Refinance Rates in Arizona

If you’re still unsure about refinancing your mortgage in Arizona, MoneyGeek answered the most commonly asked questions.

What is a good refinance rate in Arizona?
What is a bad refinance rate in Arizona?
What is a good refinance interest rate on a 30-year fixed-rate mortgage in Arizona?
What is a good refinance interest rate on a 15-year fixed-rate mortgage in Arizona?
What is a good refinance interest rate on a 5/1 adjustable-rate mortgage in Arizona?