Today’s Refinance Rates in Alaska

Updated: January 18, 2024

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Current Refinance Rates in Alaska

MoneyGeek compiled current mortgage refinance rates in Alaska to help you make an informed decision and choose a suitable loan option. See the table below for Alaska's current rates.

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Mortgage Refinance Rates From Top Lenders

What Is a Good Refinance Rate in Alaska?

A "good" mortgage rate will vary across homeowners and must take into account your loan terms, loan amount, credit score, income, debts and more. It's wise to shop around and compare rates between different lenders in Alaska to find the best possible rate for your situation.

According to the Federal Reserve Bank of St. Louis, refinance rates in Alaska are currently lower than the national averages. For example, a 15-year FRM in Alaska is 3.98%, lower than the national average of 4.45%. Similarly, a 30-year FRM in the state is 4.7%, compared to the nation's 5.3%. However, A 5/1 ARM in Alaska is 6.63%, higher than the national average of 4.19%.

Since Alaska refinance rates fluctuate often, today's quote may differ significantly from next week's. Once you find a great deal, don't wait too long!

Estimate Your New Monthly Mortgage Payment

You can use MoneyGeek’s mortgage refinance calculator below to get a ballpark figure of your new monthly mortgage payment. Understand that your actual refinance rate in Alaska will vary based on frequently changing rates and personal factors like your credit score.

Mortgage Refinance Calculator in Alaska
Make sure refinancing your existing home loan will save you money.
Updated։ Jul 27, 2024
Fact Checked

By Mandy Sleight, Licensed Insurance Agent

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Frequently Asked Questions About Refinance Rates in Alaska

MoneyGeek addressed commonly asked questions about refinance rates in Alaska to help you learn more if you're unsure of where to start in your mortgage refinancing journey.

What is a good refinance rate in Alaska?
What is a bad refinance rate in Alaska?
What is a good refinance interest rate on a 30-year fixed-rate mortgage in Alaska?
What is a good refinance interest rate on a 15-year fixed-rate mortgage in Alaska?
What is a good refinance interest rate on a 5/1 adjustable-rate mortgage in Alaska?
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