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Should I Pay Off My Mortgage or Invest the Money?

Our analysis of historical returns over 43 years indicates mortgage pay down has won out more often.

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Last Updated: 4/2/2023
By  
Doug Milnes, CFA
  |  
  1. Home
  2. Mortgages
  3. Should I Pay Off My Mortgage Or Invest The Money?
On This Page
  • Head-to-Head: 30-Year Fixed Wins
  • Taxes Give an Edge to the Mortgage
  • And Tax-Exempt Retirement Accounts?
  • Other Considerations
  • Mortgage Payoff Has an Edge Overall
  • But Diversify Between These Choices
  • Expert Insights
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