The best home equity line of credit (HELOC) lender in Ohio is Lower. Homeowners have access to it online, as it doesn't operate physical branches. Its terms include an APR range from 8.75% to 13.5% for loan amounts of $15,000 to $500,000. Homeowners with credit scores starting at 580 are eligible, making it a flexible choice for a range of borrowers.
MoneyGeek evaluated 15 lenders for this analysis, acknowledging that more options exist beyond this selection. Ohio homeowners also have local lenders like Credit Union of Ohio, Kemba Financial Credit Union and OUCU Financial. These institutions may offer distinct advantages not captured in this broader review.