The best home equity line of credit (HELOC) lender in Kentucky is Lower. It accommodates a broad range of financial needs with an APR from 8.75% to 13.5% and loan amounts stretching from $15,000 to $500,000. Even with a credit score as low as 580, Kentucky homeowners can access its services exclusively online.
Fourteen lenders were scrutinized by MoneyGeek to bring Kentucky homeowners comprehensive HELOC options. Beyond this group, alternatives like Commonwealth Credit Union, University of Kentucky Federal Credit Union and Abound Credit Union are available, each with distinct advantages for local borrowers.