Florida, like much of the country, is getting safer — but trouble spots remain. This guide to the safest and most dangerous cities in Florida analyzes crime data in the context of the larger societal and economic cost of crime. There are some obvious reasons to live in a safe city. Property appreciation is likely to be stronger, insurance claims for property crime are less frequent, and municipalities can focus their budget on priorities aside from police. To put a dollar figure on the value of safety, MoneyGeek turned to an academic study that calculated the societal cost of crime. We used peer-reviewed research that assigned monetary values to crimes based on their severity, ranging from $10.9 million for murder to $4,300 for larceny (see below for more of our methodology).
For decades, the popular image of Florida — and especially Miami — has been dominated by crime. The chaotic 1980s spawned the movie “Scarface,” the TV series “Miami Vice,” and the best-selling novels of Carl Hiaasen. Times have changed, though. Miami’s crime rate has plummeted, a welcome trend that city officials tout at every opportunity. It’s not just South Florida that’s experiencing less crime. Tampa and Jacksonville have also seen declines in recent years. As a result, according to MoneyGeek’s calculations, Florida’s cost of crime per capita is down from $552 in 2014 to $523 in 2018, a 5% decline. Despite progress, Florida’s total cost of crime in 2018 was a $10.4 billion drag on the state’s productivity.