Black Women and the Wealth Gap: Best Cities to Flourish Financially

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Black women serve a critical role in the American economy, contributing $3.8 billion to the GDP annually. Often the breadwinners for their families, they have the highest labor force participation rate for women and make up 21% of all women-owned businesses.

Even with these significant contributions, Black women live at the intersection of multiple barriers and experience the compounded effects of racial and gender bias. This combination results in low-wage jobs and a significant wealth gap: Black women who work full-time, year-round earn 62 cents for every one dollar white men earn working full-time, year-round.

So, where can Black women feel supported and flourish financially?

When posed that question, Dr. Lori Martin, a professor of African and African American studies and sociology at Louisiana State University, had this to say: "A livable place for Black women is safe, and for women with children, it is home to schools where all students have access to an excellent education. It would also be diverse, with a visible and thriving black community, including black businesses.”

While the socioeconomic realities of our current time touch all corners of the country, there are pockets of the U.S. where the wealth gap narrows and Black women have more opportunities. MoneyGeek analyzed data on income, the cost of crime, homeownership and poverty levels from 200 cities across the United States to rank the best — and worst — cities for Black women to live.

The Best and Worst Cities for Black Women

Best Cities for Black Women

MoneyGeek ranked 200 cities with populations greater than 65,000 from the best to the worst for Black women. The ranking includes analysis of income, poverty rate, homeownership, educational attainment, and health insurance gaps between Black women and the entire population nationally and locally. The size of the local Black population and the cost of crime in the area was included in the ranking to reflect the presence of Black community and safety, respectively. Southfield, a suburb of Detroit and New Rochelle, a New York City suburb, ranked highest in the analysis.

In contrast, Corpus Christi, Texas, ranked lowest for Black women. In Corpus Christi, Black women face high poverty rates in absolute and relative terms, associated low income rates, and have the worst rate of health insurance coverage for Black women between 18-64 of the cities analyzed. The analysis finds a trend common to Americans overall, in that cities that are best for Black women can be geographically close to some of the worst. The Miami / South Florida area has four cities that are ranked lowest for Black women and one of the best cities for Black Women in the top five.

Income disparity is a key measure of how well Black women are doing today. For each city in the analysis, we calculated the local Equal Pay Day, the day in the following year when Black women would make an equivalent amount as a white man, using the median income of Black women working full time and the median income of white men working full time in each locality. In Riverside, California, the median pay of Black women is higher than the median pay of white men. In Stamford, Connecticut, Black women make one-third of what white men do, meaning a Black woman would need to work until December 29th, 2022, to earn the equivalent of a white man’s 2020 pay. These data are presented in the full data set at the end of this analysis.

The 25 Best Cities for Black Women

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swipe icon
  • City
    Final Score
  • 1.
    Southfield, MI
    100.0
  • 2.
    New Rochelle, NY
    97.4
  • 3.
    Missouri City, TX
    90.6
  • 4.
    Alexandria, VA
    86.6
  • 5.
    Pembroke Pines, FL
    85.6
  • 6.
    Inglewood, CA
    85.4
  • 7.
    Fairfield, CA
    85.2
  • 8.
    Sandy Springs, GA
    82.4
  • 9.
    Rancho Cucamonga, CA
    82.2
  • 10.
    Grand Prairie, TX
    80.8

The 15 Worst Cities for Black Women

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swipe icon
  • City
    Final Score
  • 1.
    Corpus Christi, TX
    0.0
  • 2.
    Miami, FL
    12.7
  • 3.
    Gulfport, MS
    13.3
  • 4.
    Fort Lauderdale, FL
    15.7
  • 5.
    Pompano Beach, FL
    15.9
  • 6.
    Allentown, PA
    16.6
  • 7.
    Boynton Beach, FL
    19.5
  • 8.
    North Little Rock, AR
    20.2
  • 9.
    Kalamazoo, MI
    20.5
  • 10.
    Abilene, TX
    20.7

The Economic Realities Black Women Face

Less access to economic opportunities puts Black women at a disadvantage in building wealth. The FDIC’s Survey of Household Use of Banking and Financial Services showed that 13.8% of Black households were unbanked versus 2.5% of white households. Unbanked households are credit invisible — that is, they don’t have a credit history and, therefore, can’t build credit. This makes it difficult to take advantage of credit cards to manage cash needs and mortgages to buy homes.

Blacks are twice as likely to use payday loans, which may be appealing as a temporary fix for cash-flow problems but make it challenging to grow financially. That’s because 69% of people who utilize payday loans do so to cover recurring expenses like credit card bills, rent and food. Recurrent use of these high-fee services can create a vicious cycle where people using payday loans are locked into a continual shortage of cash, in part due to high fees. Black women also face health care disparities, experience higher rates of poverty and victimization from violence and lag behind in earnings and homeownership.

Expert Panel: Improving Livability for Black Women

Access to jobs, higher pay, health care and services that cater specifically to African Americans are some of the unique challenges Black women face when it comes to livability experiences, explains Kalinda Ukanwa, Ph.D., an assistant professor of marketing at the Marshall School of Business. MoneyGeek interviewed Dr. Ukanwa and other experts to elaborate on the unique challenges that Black women face and the solutions to help them. The views expressed are the opinions and insights of the individual contributors.

  1. If economic policies were enacted to help Black women achieve more economically, what might they be? What might the positive and negative impacts be?
  2. What resources would you recommend to Black women trying to find a livable city?
  3. What do you think are some of the unique challenges that affect Black women's livability experiences?
  4. What makes a “livable” place for Black women?
  5. If economic policies were enacted to help Black women achieve more economically, what might they be? What might the positive and negative impacts be?
  6. What are steps Black women can take to close their own personal gap?
  7. What would you recommend to Black women trying to find a livable city?
Kalinda Ukanwa, MBA, Ph.D.
Kalinda Ukanwa, MBA, Ph.D.

Assistant Professor of Marketing, Marshall School of Business, University of Southern California

Dr. Lori Latrice Martin, PhD
Dr. Lori Latrice Martin, PhD

Professor of African and African American Studies and Sociology at Louisiana State University

Lyneisha Jackson, AICP
Lyneisha Jackson, AICP

Certified Community Planner and LEED Green Associate

Dr. Ijeoma Opara
Dr. Ijeoma Opara

Assistant Professor at Stony Brook University School of Social Welfare

Angela Simms
Angela Simms

Assistant Professor of Sociology and Urban Studies at Barnard College

Advocating for Economic Opportunities for Black Women

Even before the pandemic, Black women were underpaid nearly $50 billion in forfeited wages, the Economic Policy Institute reported. COVID-19 has only heightened how the racial/gender wage gap and unemployment have disproportionately affected Black women, as that group suffered the greatest job losses. But there are tools and resources that can provide Black women economic opportunities and empowerment. Dr. Ukanwa shares additional solutions.

1

Invest in education.

Research has already shown that degrees increase lifetime earnings, close some societal gaps and increase job security. But if degrees are not your path, it also means continuing to build that knowledge and expertise in something you can be the best at. Figure out your expertise and what you bring to the table.

2

After building your expertise in a field, build your reputation and personal brand.

With an excellent reputation and personal brand, people will start to seek you out rather than the other way around. This increases the worth of your expertise.

3

Find out what your expertise is worth.

Educate yourself on how to negotiate. Negotiate to be paid what you are worth.

4

Get into the habit of ownership.

Build your own equity, which decreases the dependence on someone else for your income. For example, this could be your own business, stocks or real estate.

Methodology

To rank the Best Cities for Black Women, MoneyGeek analyzed data from the American Community Survey, MoneyGeek’s Safest Cities and Safest Small Cities and Towns studies, and the Bureau of Economic Analysis. MoneyGeek started with over 600 places in America with populations of 65,000 or more. Places without granular data about Black women or lacking other data points for the analysis were removed to get to the final set of 200 cities.

The ranking of the Best Cities for Black Women was based on eight factors: safety, Black population, educational attainment, poverty rates, income, employment, health insurance and homeownership. Each factor was weighted equally. Each factor in the study was scaled to a score between 0 and 1. The factors were calculated as follows:

Safety (full weight): Safety was based on the per capita cost of crime calculated in MoneyGeek’s Safest Cities series. The cost of crime was logged to adjust the distribution.

Black Population (full weight): Representing an available community of Black individuals, the Black population was adjusted to a log scale. For communities with Black populations below 20,000 and representing less than 12% of the population, the score for this value was set to zero.

Educational Attainment (full weight): This metric equally comprises two metrics.

  • High School Diploma Gap (50%): the difference in percentage points of the rate of Black high school diploma achievement compared to the national rate of white high school diploma achievement.
  • Higher Education Diploma Gap (50%): the difference in percentage points of the rate of Black bachelor degree or greater educational attainment compared to the national rate of white bachelor degree or greater educational attainment.

Poverty Rate (full weight): The percentage point difference of the city’s rate of Black women earning at or above the poverty level and the rate of all other women living above the poverty level nationally.

Income (full weight): This factor equally comprises two metrics.

  • Local Income Gap (50%): the ratio of Black female median income as a percentage of the local median income of white males.
  • National Income Gap (50%): the ratio of Black female median income adjusted for purchasing power as a percentage of the national median income of white males.

Employment (full weight): The difference in percentage points between the Black female employment rate and the white male employment rate in the locality.

Health Insurance (full weight): The difference in percentage points between the rate of Black women ages 18-64 that have health insurance and the rate of health insurance for all other races nationally.

Black Female Homeownership (full weight): This factor comprises three metrics.

  • Local Owner-Occupied Gap (25%): the difference between the Black household owner occupation rate and the owner occupation rate of all other races in the locality.
  • National Owner-Occupied Gap (25%): the difference between the Black household owner occupation rate in the locality and the owner occupation rate of all other races nationally.
  • Black Female Income to Home Value (50%): the ratio of Black alone female median income to local median home value.

Full Data Set

The data points presented are defined as follows:

  • Rank: rank in the overall analysis with the lower the rank indicating a higher overall score.
  • Final Score: This is the weighted score incorporating the factors defined in the study Methodology.
  • Black Population: The size of the Black population.
  • Median Black Woman Adjusted Income: The median income for Black women in the city adjusted for purchasing power.
  • Cost of Crime per Capita: The societal costs of crime on a per capita basis as described in the Methodology.
  • % Black Women Above Poverty Level: The percentage of the Black female population at or above the poverty level.
  • Local Black Women's Equal Pay Day: Calculated as the percentage greater the median full-time white male income in the locality than the median full-time Black female income. It is assumed that the income ratio calculated is the same in 2020 as the 2019 data set shows.
  • Black Women Homeownership Score: This is the Black Female Homeownership factor defined in the Methodology.
Rank
City
Final Score
Black Population
Median Black Woman Adj. Income
Cost of Crime per Capita
% Black Women Above Poverty Level
Local Black Women's Equal Pay Day
Black Women Home- ownership Score

1

Southfield, MI

100.0

45,167

$52,601

$643

89%

3/31/2021

38

2

New Rochelle, NY

97.4

13,510

$58,563

$187

82%

3/28/2021

7

3

Missouri City, TX

90.6

31,765

$46,594

$373

98%

6/25/2021

61

4

Alexandria, VA

86.6

33,266

$55,713

$422

92%

6/26/2021

12

5

Pembroke Pines, FL

85.6

40,152

$41,490

$775

88%

1/10/2021

38

6

Inglewood, CA

85.4

43,590

$45,883

$939

85%

2/6/2021

32

7

Fairfield, CA

85.2

16,993

$43,394

$1,063

88%

3/18/2021

32

8

Sandy Springs, GA

82.4

24,523

$47,552

$342

95%

12/31/2021

1

9

Rancho Cucamonga, CA

82.2

14,331

$61,193

$680

87%

3/4/2021

25

10

Grand Prairie, TX

80.8

40,009

$43,383

$642

96%

4/27/2021

33

11

Irving, TX

80.8

33,906

$41,484

$612

85%

3/7/2021

15

12

Moreno Valley, CA

79.4

40,111

$46,699

$1,329

81%

1/21/2021

25

13

Compton, CA

78.2

21,659

$46,691

$3,298

88%

1/30/2021

61

14

Virginia Beach, VA

77.7

85,176

$40,522

$946

91%

7/24/2021

21

15

Aurora, IL

77.7

21,403

$40,493

$1,020

92%

8/16/2021

36

16

Hampton, VA

73.2

67,315

$39,697

$1,682

85%

6/28/2021

32

17

Palmdale, CA

73.2

24,708

$33,442

$1,113

86%

7/6/2021

15

18

Springfield, MA

72.8

29,399

$40,855

$2,558

81%

6/22/2021

47

19

Hawthorne, CA

72.3

18,505

$40,371

$1,288

93%

4/2/2021

16

20

Tyler, TX

71.3

26,827

$34,010

$691

83%

8/10/2021

26

21

Norwalk, CT

71.3

15,040

$41,902

$440

85%

11/14/2021

18

22

Elk Grove, CA

70.8

16,212

$49,482

$327

86%

7/20/2021

25

23

Riverside, CA

70.8

17,525

$51,879

$1,304

92%

equal or better

21

24

Chesapeake, VA

70.7

73,569

$39,438

$1,021

88%

8/17/2021

24

25

Miramar, FL

70.3

66,435

$32,282

$563

92%

5/23/2021

42

26

Richmond, CA

70.3

20,178

$45,747

$2,793

85%

8/25/2021

15

27

New York, NY

69.0

2,060,119

$37,000

$1,120

80%

9/20/2021

20

28

Mount Vernon, NY

68.9

44,844

$40,578

$1,027

85%

7/27/2021

32

29

Mesa, AZ

68.5

28,816

$40,571

$830

87%

4/16/2021

13

30

Coral Springs, FL

68.5

34,317

$36,140

$439

83%

7/3/2021

16

31

Yonkers, NY

68.2

41,974

$41,801

$756

80%

7/10/2021

17

32

Henderson, NV

68.2

19,843

$43,505

$601

92%

8/3/2021

14

33

Rialto, CA

68.0

17,317

$38,797

$1,677

94%

4/10/2021

33

34

Raleigh, NC

67.9

137,734

$43,155

$531

83%

9/14/2021

21

35

Warren, MI

67.8

27,438

$34,313

$1,400

88%

11/28/2021

14

36

North Las Vegas, NV

67.2

50,226

$36,645

$1,919

86%

6/2/2021

22

37

Aurora, CO

67.0

64,979

$39,403

$1,939

87%

8/22/2021

26

38

Arlington, TX

66.6

95,214

$40,816

$1,234

83%

5/28/2021

20

39

Vallejo, CA

66.3

24,043

$42,354

$2,372

79%

5/25/2021

13

40

Durham, NC

65.9

105,393

$42,422

$2,407

83%

7/28/2021

26

41

Charlotte, NC

65.5

313,204

$39,404

$2,182

87%

12/8/2021

27

42

Suffolk, VA

65.2

38,737

$37,456

$1,177

86%

8/22/2021

28

43

Plano, TX

64.7

27,322

$36,967

$396

88%

1/22/2022

1

44

Sacramento, CA

64.6

60,056

$44,896

$1,567

79%

5/22/2021

23

45

Little Rock, AR

64.0

83,562

$41,219

$4,268

83%

7/19/2021

29

46

Waterbury, CT

63.9

23,285

$37,976

$1,039

82%

8/28/2021

38

47

Albuquerque, NM

63.4

17,712

$60,973

$3,453

83%

equal or better

29

48

Hartford, CT

63.3

45,821

$38,150

$2,919

82%

10/22/2021

46

49

Bridgeport, CT

63.1

47,762

$38,617

$1,954

81%

1/11/2022

45

50

Los Angeles, CA

63.0

344,360

$38,519

$1,647

76%

4/24/2021

19

51

Clarksville, TN

63.0

38,866

$41,154

$1,846

79%

4/26/2021

26

52

Boston, MA

62.9

173,098

$36,667

$1,416

83%

12/7/2021

21

53

San Diego, CA

62.9

87,265

$35,976

$927

83%

7/17/2021

13

54

Evanston, IL

62.6

12,283

$44,127

$440

88%

5/7/2022

10

55

Tamarac, FL

62.1

20,703

$23,722

$915

85%

10/11/2021

38

56

Longview, TX

61.1

15,545

$50,100

$1,310

74%

2/26/2021

37

57

Plantation, FL

60.8

24,568

$36,110

$584

89%

4/16/2021

7

58

Charleston, SC

60.6

29,585

$32,130

$1,215

83%

2/7/2022

16

59

Fayetteville, NC

60.6

87,700

$35,311

$2,475

77%

5/6/2021

37

60

Las Vegas, NV

60.4

77,834

$38,535

$1,412

74%

5/8/2021

9

61

Portsmouth, VA

60.3

50,972

$43,229

$3,170

73%

5/15/2021

31

62

New Haven, CT

60.2

43,479

$39,865

$2,262

70%

7/31/2021

38

63

Buffalo, NY

60.1

94,822

$35,628

$3,190

73%

8/28/2021

40

64

Colorado Springs, CO

60.1

31,432

$35,943

$1,530

85%

8/2/2021

22

65

St. Petersburg, FL

59.8

51,397

$36,270

$1,578

85%

6/17/2021

28

66

Washington, DC

59.4

320,704

$43,019

$3,731

81%

1/18/2022

21

67

Decatur, IL

59.2

17,322

$37,319

$2,502

68%

8/30/2021

47

68

Chandler, AZ

58.7

14,417

$38,571

$607

82%

9/28/2021

15

69

Joliet, IL

58.1

26,738

$42,617

$1,994

85%

7/17/2021

21

70

San Jose, CA

57.7

30,288

$39,919

$1,044

81%

12/3/2021

0

71

Long Beach, CA

57.4

52,141

$35,923

$1,487

76%

6/2/2021

14

72

Fort Worth, TX

57.3

171,689

$41,209

$1,509

83%

5/23/2021

25

73

Bakersfield, CA

57.0

26,672

$40,611

$1,672

75%

7/28/2021

19

74

Philadelphia, PA

56.9

657,343

$35,802

$3,499

75%

11/10/2021

39

75

El Paso, TX

56.3

23,085

$40,434

$1,167

95%

2/20/2021

34

76

Wichita Falls, TX

56.2

12,693

$44,321

$1,098

84%

1/22/2021

38

77

San Antonio, TX

55.8

112,670

$41,397

$1,909

79%

3/19/2021

25

78

Detroit, MI

55.7

521,857

$36,689

$7,080

73%

10/14/2021

68

79

Austin, TX

55.3

76,480

$36,757

$1,052

80%

9/13/2021

9

80

Hayward, CA

55.3

15,163

$46,300

$879

92%

8/17/2021

15

81

Phoenix, AZ

55.2

122,763

$36,768

$1,850

79%

6/4/2021

12

82

Gainesville, FL

55.1

30,248

$36,376

$1,280

84%

7/7/2021

21

83

Rochester, NY

55.0

83,449

$36,514

$2,736

77%

8/6/2021

42

84

Fort Wayne, IN

54.8

40,495

$36,563

$1,597

78%

8/22/2021

22

85

Portland, OR

54.2

36,862

$40,164

$1,443

74%

7/31/2021

23

86

Newport News, VA

54.0

74,156

$36,473

$2,287

81%

8/15/2021

20

87

Garland, TX

53.8

39,227

$35,770

$1,020

77%

8/8/2021

35

88

Oakland, CA

53.7

108,013

$36,806

$3,507

76%

1/18/2022

20

89

Tacoma, WA

53.7

25,068

$42,058

$2,110

86%

8/13/2021

15

90

Greenville, NC

53.6

38,724

$33,545

$1,245

77%

12/4/2021

17

91

Lawton, OK

53.4

17,187

$37,618

$3,153

73%

5/2/2021

30

92

Westland, MI

53.3

12,909

$41,930

$811

71%

7/25/2021

15

93

Denver, CO

53.1

62,853

$40,596

$2,173

75%

8/28/2021

26

94

Columbus, OH

52.3

263,796

$37,891

$1,766

75%

9/21/2021

21

95

Albany, NY

52.3

23,059

$38,646

$1,490

75%

9/2/2021

17

96

San Francisco, CA

52.3

48,225

$40,160

$1,401

76%

5/16/2022

12

97

Killeen, TX

52.2

64,973

$35,941

$1,628

74%

6/19/2021

32

98

Chicago, IL

52.0

782,431

$39,104

$3,136

76%

9/6/2021

23

99

Elizabeth, NJ

51.8

27,360

$29,203

$1,497

86%

3/7/2022

8

100

Flint, MI

51.1

52,944

$40,592

$4,401

69%

7/30/2021

100

101

Warner Robins, GA

51.1

30,742

$39,916

$1,340

86%

8/17/2021

23

102

Sunrise, FL

51.1

30,552

$27,207

$767

76%

12/22/2021

47

103

Miami Gardens, FL

50.9

72,250

$28,454

$3,386

87%

6/25/2021

43

104

Anchorage, AK

50.8

15,207

$36,052

$3,110

86%

9/10/2021

20

105

Wilmington, DE

50.7

38,802

$44,766

$5,409

71%

9/13/2021

29

106

Providence, RI

50.3

37,817

$32,911

$1,536

68%

11/8/2021

35

107

Pasadena, CA

49.9

8,182

$43,346

$926

81%

9/9/2021

25

108

Lynchburg, VA

49.8

23,704

$29,623

$867

77%

10/1/2021

14

109

Pittsburgh, PA

49.5

71,191

$39,025

$1,962

75%

9/4/2021

27

110

Jersey City, NJ

49.5

60,542

$33,689

$1,207

77%

11/21/2021

26

111

Milwaukee, WI

49.4

226,762

$37,554

$3,445

73%

9/24/2021

26

112

Worcester, MA

49.0

24,158

$29,462

$1,588

68%

3/15/2022

18

113

Indianapolis, IN

48.6

250,615

$39,727

$3,646

78%

8/18/2021

26

114

Seattle, WA

48.1

55,955

$38,434

$1,324

76%

4/11/2022

5

115

New Orleans, LA

47.9

229,418

$37,753

$5,073

72%

11/16/2021

29

116

Jacksonville, FL

47.5

284,385

$34,756

$2,473

79%

9/5/2021

22

117

Baltimore, MD

47.3

371,243

$37,453

$8,179

78%

11/12/2021

34

118

Brockton, MA

47.3

51,631

$35,472

$1,687

85%

12/16/2021

32

119

Dayton, OH

46.7

52,630

$36,083

$5,081

74%

10/4/2021

49

120

Stockton, CA

46.6

31,426

$39,146

$2,942

80%

12/4/2021

28

121

Lafayette, LA

45.8

37,610

$34,311

$1,978

70%

2/5/2022

22

122

Kansas City, MO

45.7

129,375

$38,175

$5,109

82%

9/18/2021

28

123

Syracuse, NY

45.7

45,318

$29,200

$2,567

62%

6/30/2021

37

124

Lansing, MI

45.4

26,440

$40,504

$2,687

69%

6/16/2021

42

125

Paterson, NJ

45.0

37,815

$33,588

$2,387

74%

11/23/2021

35

126

Beaumont, TX

44.8

52,622

$36,818

$3,123

85%

12/6/2021

31

127

Akron, OH

44.2

58,601

$37,161

$2,776

69%

8/11/2021

42

128

Tucson, AZ

43.9

28,528

$32,784

$1,818

83%

9/3/2021

16

129

Hammond, IN

43.8

19,486

$36,520

$1,927

66%

8/6/2021

29

130

Greensboro, NC

43.8

127,349

$39,416

$2,653

70%

7/29/2021

17

131

Hollywood, FL

43.7

34,019

$28,813

$1,155

85%

8/5/2021

15

132

Winston-Salem, NC

43.5

88,464

$35,812

$2,377

75%

7/29/2021

19

133

Cleveland, OH

42.8

189,865

$37,002

$4,544

68%

10/20/2021

52

134

Shreveport, LA

42.7

108,150

$34,312

$3,194

70%

3/25/2022

32

135

Lakeland, FL

42.6

23,681

$33,572

$1,218

77%

8/8/2021

19

136

Norfolk, VA

42.1

100,025

$32,746

$2,415

78%

10/22/2021

17

137

Dallas, TX

41.9

330,519

$38,846

$2,682

78%

6/23/2021

20

138

Peoria, IL

41.9

30,292

$31,286

$3,799

71%

1/12/2022

21

139

South Bend, IN

41.3

28,275

$35,753

$3,257

67%

8/28/2021

41

140

Baton Rouge, LA

40.7

113,957

$34,364

$4,604

76%

4/10/2022

23

141

St. Paul, MN

40.6

50,813

$29,259

$1,884

75%

4/12/2022

8

142

Jackson, TN

40.6

31,822

$31,160

$4,044

79%

1/10/2022

23

143

Tampa, FL

40.6

94,204

$30,554

$1,402

75%

12/28/2021

19

144

Oklahoma City, OK

40.5

90,300

$39,346

$2,384

68%

7/4/2021

22

145

Fresno, CA

40.4

37,875

$44,109

$1,717

62%

2/27/2021

18

146

Richmond, VA

40.4

104,272

$34,086

$3,176

76%

12/28/2021

23

147

Memphis, TN

40.3

409,998

$36,068

$5,637

77%

10/6/2021

34

148

Trenton, NJ

40.2

42,262

$34,549

$3,284

69%

11/27/2021

49

149

Daytona Beach, FL

40.0

22,549

$33,137

$3,523

75%

6/18/2021

41

150

Cincinnati, OH

39.9

125,214

$35,545

$3,450

72%

11/21/2021

16

151

Houston, TX

39.7

534,981

$33,528

$2,616

76%

10/8/2021

19

152

Birmingham, AL

39.7

142,107

$35,918

$4,453

69%

11/29/2021

44

153

Victorville, CA

39.5

22,685

$47,346

$1,475

66%

1/16/2021

27

154

Orlando, FL

39.4

61,670

$26,788

$2,054

79%

10/27/2021

23

155

Gary, IN

39.0

55,369

$28,545

$8,786

74%

4/21/2022

50

156

Atlanta, GA

39.0

248,709

$36,490

$3,026

69%

9/12/2022

20

157

Pittsburg, CA

38.6

9,335

$42,739

$1,840

79%

10/6/2021

5

158

Toledo, OH

38.2

76,848

$42,274

$2,638

62%

6/10/2021

37

159

Stamford, CT

38.1

21,081

$26,196

$711

87%

12/29/2022

9

160

Wilmington, NC

37.2

22,782

$37,633

$1,530

71%

5/31/2021

18

161

West Palm Beach, FL

36.6

40,301

$28,423

$2,649

80%

8/16/2021

16

162

Columbia, SC

36.3

47,503

$34,160

$3,526

73%

10/7/2021

18

163

Cambridge, MA

35.8

13,954

$38,257

$511

77%

3/3/2022

3

164

Waterloo, IA

35.7

12,258

$30,405

$856

72%

11/11/2021

15

165

Newark, NJ

34.3

140,648

$28,746

$2,921

74%

3/19/2022

25

166

High Point, NC

34.3

39,359

$33,149

$2,836

79%

9/15/2021

11

167

Grand Rapids, MI

34.2

37,938

$34,926

$1,339

63%

8/17/2021

19

168

Jackson, MS

33.8

129,690

$33,831

$5,875

77%

12/6/2021

36

169

Omaha, NE

33.5

61,657

$34,313

$1,550

80%

11/4/2021

17

170

Tallahassee, FL

33.1

75,379

$28,515

$2,230

68%

11/29/2021

10

171

Wichita, KS

32.8

40,916

$34,257

$2,734

74%

9/17/2021

22

172

St Louis, MO

32.8

135,967

$39,996

75%

9/16/2021

25

173

Rockford, IL

32.3

32,042

$34,863

$2,661

61%

11/10/2021

21

174

Tempe, AZ

31.3

14,782

$41,079

$1,229

82%

6/30/2021

0

175

Tulsa, OK

30.5

58,254

$34,847

$3,004

68%

10/4/2021

22

176

Lake Charles, LA

30.5

38,778

$31,922

$2,381

62%

7/20/2022

27

177

Roanoke, VA

29.8

30,538

$28,083

$2,064

70%

12/30/2021

20

178

Greenville, SC

29.7

16,556

$31,709

$1,548

76%

8/16/2022

13

179

San Bernardino, CA

29.7

33,969

$29,839

$3,959

76%

8/28/2021

0

180

Waco, TX

29.3

28,254

$27,242

$1,672

71%

7/19/2021

26

181

North Charleston, SC

28.8

52,938

$29,149

$3,917

81%

3/13/2022

26

182

Albany, GA

26.5

54,399

$41,204

$3,157

68%

10/14/2021

30

183

Chattanooga, TN

26.4

53,674

$34,248

$3,622

76%

9/1/2021

18

184

Knoxville, TN

26.2

28,611

$29,707

$2,338

61%

11/29/2021

24

185

Minneapolis, MN

25.2

82,973

$39,356

$2,499

64%

9/11/2021

3

186

Springfield, IL

24.7

24,303

$30,925

$2,051

62%

1/8/2022

2

187

Des Moines, IA

24.5

29,088

$29,137

$1,814

71%

4/3/2022

6

188

Erie, PA

24.2

14,772

$28,399

$1,725

46%

10/31/2021

15

189

Canton, OH

22.9

19,859

$36,735

$3,067

63%

8/15/2021

30

190

Waukegan, IL

21.6

17,758

$25,090

$643

69%

8/15/2022

23

191

Abilene, TX

20.7

13,948

$24,302

$1,180

72%

3/27/2022

15

192

Kalamazoo, MI

20.5

19,305

$29,733

$3,093

66%

1/5/2022

22

193

North Little Rock, AR

20.2

27,574

$34,958

$3,108

65%

9/11/2021

23

194

Boynton Beach, FL

19.5

25,824

$27,188

$1,544

91%

9/5/2021

24

195

Allentown, PA

16.6

21,307

$29,221

$1,193

59%

1/29/2022

16

196

Pompano Beach, FL

15.9

30,200

$25,151

$1,846

73%

10/13/2021

24

197

Fort Lauderdale, FL

15.7

56,716

$27,027

$2,120

75%

4/16/2022

19

198

Gulfport, MS

13.3

29,980

$32,977

$2,386

48%

6/19/2021

30

199

Miami, FL

12.7

73,250

$26,936

$1,808

70%

7/25/2021

21

200

Corpus Christi, TX

0.0

13,816

$33,519

$2,188

64%

8/10/2021

23

About the Author


expert-profile

As a longtime writer and editor with a master's degree in journalism, Erin has written about a variety of topics over the years including lifestyle, business, entertainment and government, but she has spent the last few years focused on various money topics like banking, insurance and budgeting for AAA Living Magazine, Wells Fargo and BB&T. She loves creating content that inspires financial empowerment.


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