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Driver age plays a huge role in determining auto insurance prices. For 16-year-old car owners, a 2019 Kia Niro costs about $6,484 annually to insure, compared to $1,451 for 40-year-old drivers. A 2022 model costs a 16-year-old $6,712, while a 40-year-old would pay $1,498.

Cost is important, but it's not the only thing drivers need to consider. MoneyGeek compared the best insurance companies for a Kia Niro with variables like cost, service quality and claims record.

MoneyGeek Logo IconCar Insurance CostsKia Niro
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a Kia Niro

The average yearly insurance cost for a Kia Niro is $1,518. The cheapest car insurance company for you may differ from your neighbor's.

The cheapest full-coverage auto insurance is available from GEICO for $1,185, while Allstate costs $1,824 for similar coverage. State Farm offers the cheapest minimum coverage auto insurance at $470 per year. Farmers has the most expensive insurance at $714 per year. Comparing prices can help you discover the best deals on auto insurance.

Company
Average Annual Premium

State Farm

$435

State Farm

$437

State Farm

$448

State Farm

$458

State Farm

$459

State Farm

$468

State Farm

$469

State Farm

$470

State Farm

$475

State Farm

$487

State Farm

$499

State Farm

$505

GEICO

$505

GEICO

$508

State Farm

$509

GEICO

$511

GEICO

$512

GEICO

$516

GEICO

$516

GEICO

$518

GEICO

$521

State Farm

$524

GEICO

$532

GEICO

$538

GEICO

$544

State Farm

$551

State Farm

$563

Travelers

$565

Travelers

$568

GEICO

$571

GEICO

$573

Nationwide

$573

Nationwide

$574

Travelers

$585

GEICO

$586

Nationwide

$590

Travelers

$592

State Farm

$604

Travelers

$605

Nationwide

$609

Travelers

$611

State Farm

$616

GEICO

$623

Nationwide

$625

Travelers

$625

Travelers

$629

Travelers

$631

GEICO

$632

Travelers

$632

Travelers

$633

Progressive

$634

Progressive

$637

Travelers

$638

Nationwide

$641

Farmers

$643

Progressive

$645

Travelers

$645

Progressive

$648

GEICO

$654

Nationwide

$655

Farmers

$656

State Farm

$659

Travelers

$662

State Farm

$663

Allstate

$663

Nationwide

$666

Nationwide

$670

Allstate

$671

GEICO

$674

GEICO

$674

Allstate

$675

GEICO

$679

Nationwide

$680

Progressive

$681

Travelers

$689

Allstate

$689

Farmers

$691

Progressive

$691

Allstate

$694

Allstate

$697

Allstate

$697

Nationwide

$702

Allstate

$703

Farmers

$705

Progressive

$707

Travelers

$711

Progressive

$712

Nationwide

$713

Progressive

$713

Farmers

$714

Farmers

$715

Allstate

$716

Allstate

$716

Allstate

$716

GEICO

$723

Allstate

$727

Allstate

$736

State Farm

$736

Nationwide

$739

Allstate

$742

Farmers

$744

Nationwide

$744

Travelers

$755

Progressive

$758

Progressive

$760

Travelers

$765

Farmers

$768

Progressive

$768

Progressive

$771

Progressive

$772

GEICO

$776

Farmers

$777

Farmers

$777

Nationwide

$778

Farmers

$786

Farmers

$798

Allstate

$800

Travelers

$802

State Farm

$803

Allstate

$813

Progressive

$818

Farmers

$824

Farmers

$826

Travelers

$833

Nationwide

$835

Allstate

$862

Travelers

$864

Nationwide

$866

Nationwide

$873

Progressive

$874

Allstate

$905

Travelers

$909

Nationwide

$910

Allstate

$919

Farmers

$924

Progressive

$926

Progressive

$927

Progressive

$927

Nationwide

$927

State Farm

$928

Farmers

$929

Farmers

$948

Progressive

$956

Allstate

$992

Farmers

$998

Travelers

$1,019

Nationwide

$1,019

Farmers

$1,020

GEICO

$1,034

State Farm

$1,043

Progressive

$1,083

Farmers

$1,085

Allstate

$1,088

Farmers

$1,094

Nationwide

$1,122

GEICO

$1,131

GEICO

$1,132

GEICO

$1,133

Allstate

$1,136

Travelers

$1,146

GEICO

$1,147

State Farm

$1,156

GEICO

$1,160

State Farm

$1,165

Farmers

$1,167

GEICO

$1,175

GEICO

$1,185

Progressive

$1,188

GEICO

$1,193

State Farm

$1,198

State Farm

$1,206

GEICO

$1,213

GEICO

$1,226

State Farm

$1,236

State Farm

$1,239

GEICO

$1,240

Allstate

$1,247

GEICO

$1,252

State Farm

$1,263

GEICO

$1,266

State Farm

$1,275

State Farm

$1,283

Nationwide

$1,287

Nationwide

$1,304

State Farm

$1,306

Nationwide

$1,310

State Farm

$1,314

GEICO

$1,318

Nationwide

$1,349

GEICO

$1,350

GEICO

$1,362

State Farm

$1,368

Travelers

$1,374

Travelers

$1,378

Travelers

$1,390

State Farm

$1,392

State Farm

$1,402

Nationwide

$1,408

Nationwide

$1,423

State Farm

$1,424

State Farm

$1,430

GEICO

$1,435

GEICO

$1,435

Farmers

$1,442

GEICO

$1,445

Allstate

$1,446

Travelers

$1,446

Farmers

$1,458

Travelers

$1,459

GEICO

$1,461

State Farm

$1,463

Nationwide

$1,471

Travelers

$1,481

Progressive

$1,485

Progressive

$1,495

Travelers

$1,496

Progressive

$1,499

Progressive

$1,500

Nationwide

$1,512

Travelers

$1,515

Farmers

$1,526

Progressive

$1,536

State Farm

$1,539

GEICO

$1,541

Nationwide

$1,541

Nationwide

$1,545

State Farm

$1,547

Nationwide

$1,569

Farmers

$1,579

State Farm

$1,581

Nationwide

$1,588

Farmers

$1,589

Travelers

$1,596

Farmers

$1,606

Nationwide

$1,612

Farmers

$1,613

GEICO

$1,617

Travelers

$1,624

Progressive

$1,638

Progressive

$1,640

Travelers

$1,640

Travelers

$1,641

Nationwide

$1,644

State Farm

$1,651

Travelers

$1,653

Progressive

$1,659

Farmers

$1,668

Travelers

$1,669

Allstate

$1,683

Allstate

$1,685

Travelers

$1,691

Farmers

$1,692

Nationwide

$1,694

Farmers

$1,697

Progressive

$1,699

State Farm

$1,712

Nationwide

$1,714

GEICO

$1,720

Allstate

$1,731

Allstate

$1,734

Progressive

$1,734

Travelers

$1,739

Farmers

$1,749

Travelers

$1,751

Nationwide

$1,755

Farmers

$1,757

Farmers

$1,768

Progressive

$1,772

Allstate

$1,777

Farmers

$1,789

Nationwide

$1,795

Allstate

$1,798

Farmers

$1,817

Nationwide

$1,820

Allstate

$1,824

State Farm

$1,837

Allstate

$1,838

Travelers

$1,846

Progressive

$1,849

GEICO

$1,856

Farmers

$1,857

Allstate

$1,877

Nationwide

$1,891

Progressive

$1,898

Progressive

$1,901

Progressive

$1,917

Progressive

$1,923

Travelers

$1,924

GEICO

$1,944

Allstate

$1,945

Progressive

$1,954

Farmers

$1,959

Allstate

$1,972

Nationwide

$1,974

Allstate

$1,988

Travelers

$2,012

State Farm

$2,021

Allstate

$2,028

Allstate

$2,036

Travelers

$2,043

Progressive

$2,046

Allstate

$2,046

Progressive

$2,048

Progressive

$2,049

Farmers

$2,063

Nationwide

$2,091

Farmers

$2,104

Farmers

$2,123

Allstate

$2,159

Travelers

$2,164

Allstate

$2,168

State Farm

$2,189

Farmers

$2,192

Travelers

$2,194

Progressive

$2,211

Nationwide

$2,253

Farmers

$2,262

Allstate

$2,305

Travelers

$2,315

Travelers

$2,327

Farmers

$2,342

Nationwide

$2,358

GEICO

$2,390

Farmers

$2,401

Progressive

$2,409

Nationwide

$2,425

Allstate

$2,435

State Farm

$2,501

GEICO

$2,513

Nationwide

$2,523

Allstate

$2,535

Allstate

$2,615

Allstate

$2,623

Farmers

$2,660

GEICO

$2,674

Progressive

$2,694

Nationwide

$2,777

State Farm

$2,783

Allstate

$2,815

Travelers

$2,822

Allstate

$2,850

Farmers

$2,859

Progressive

$2,999

Progressive

$3,005

Travelers

$3,130

State Farm

$3,254

Farmers

$3,285

Nationwide

$3,370

Farmers

$3,494

Allstate

$3,554

Progressive

$3,572

Allstate

$3,579

GEICO

$3,620

State Farm

$3,626

Progressive

$3,660

Progressive

$3,783

Nationwide

$3,813

Farmers

$3,880

Travelers

$3,916

Allstate

$3,960

State Farm

$4,078

Progressive

$4,214

GEICO

$4,319

Travelers

$4,630

Nationwide

$4,854

Nationwide

$5,252

GEICO

$5,538

Farmers

$5,562

Allstate

$5,631

Nationwide

$5,771

Farmers

$5,951

Travelers

$5,977

Allstate

$6,873

Progressive

$7,526

Farmers

$8,109

Allstate

$8,416

Progressive

$8,696

Progressive

$8,949

Is a Kia Niro Expensive to Insure?

We found the 2022 Kira Niro model costs a moderate amount to insure. Although it has safety features and is fuel-efficient, factors like repair costs, theft rates, collision, and comprehensive coverage contribute to higher insurance premiums. For an all-electric vehicle like Kia Niro, ask for quotes and features to ensure you get the coverage you need.

Best Companies for Insuring a Kia Niro

Affordability, customer service and handling of claims are factors to look into when choosing the best car insurance for a Kia Niro. MoneyGeek has identified the following as the best insurance providers:

  • GEICO: MoneyGeek score 75 out of 100 ($1,185 per year)
  • State Farm: MoneyGeek score 72 out of 100 ($1,275 per year)

Among the insurance providers we evaluated, GEICO has the cheapest rates and the third-best rating for quality of service.

MoneyGeek Top Pick: GEICO

GEICO

pros

Provides good customer service

Ranks #1 in affordability out of 7 insurance companies

Offers mechanical breakdown insurance

cons

Doesn’t provide new car replacement or better car replacement

Poor handling of claims from policyholders

COMPANY HIGHLIGHTS

Insuring a Kia Niro with GEICO raises the chances of getting good customer service at the most affordable price. Despite poor claims management and no new or better car replacement, GEICO emerged as the best car insurance.

GEICO offers rental car or travel reimbursement, accident forgiveness, roadside assistance and antique/classic car insurance as additional coverage selections. It also offers widely available mechanical breakdown insurance (MBI) and other common add-ons.

Read MoneyGeek's GEICO Auto Insurance Review

MoneyGeek Runner-Up: State Farm

State Farm

pros

Ranks #2 in customer satisfaction among 7 insurers

Provides the second-cheapest car insurance premium

Offers strong features on its roadside assistance coverage

cons

Has few coverage options

Achieved below-average scores for managing claims

COMPANY HIGHLIGHTS

State Farm is MoneyGeek’s runner-up for the best Kia Niro car insurance. It has the second-cheapest average annual insurance rate and the second-best service quality out of the seven companies analyzed. However, this insurer has a limited selection of add-on coverages and below-average claims handling ratings.

Among the few coverages State Farm provides is roadside assistance. This add-on coverage offers services such as towing to the nearest repair shop; towing from a risky spot; fuel or oil refills; battery replacement; mechanical labor for a maximum of one hour at the breakdown spot; and locksmith labor for up to an hour.

Read MoneyGeek's State Farm Auto Insurance Review

Cost of Insuring a Kia Niro by Model Year

Vehicle age affects the average cost of car insurance. Newer models may have higher costs since the value of a vehicle decreases. Full coverage Kia Niro insurance is $1,451 annually for 2019-model cars and $1,498 annually for 2022 models.

Model Year
Average Annual Premium

2022

$601

2022

$1,498

2021

$606

2021

$1,502

2020

$618

2020

$1,492

2019

$613

2019

$1,451

Each insurer has a different average cost of auto insurance. GEICO offers the cheapest insurance for 2019 and 2022 models of a Kia Niro at $1,196 and $1,181, respectively.

When averaging all insurers we reviewed, you should expect to spend about $1,451 annually for a 2019 car and $1,498 on one from 2022.

Cost of Insuring a Kia Niro for 16- to 25-Year-Olds

When determining the overall cost, insurance providers evaluate your age as well as the age of the vehicle. Auto insurance premiums for young drivers are often higher than those for people aged 30 to 40. The average cost of teen auto insurance for a Kia Niro is $6,656, as opposed to $1,486 for a 40-year-old. Premiums for teen drivers decrease until they reach their 20s.

Driver Age
Average Annual Premium

16

$2,882

16

$6,656

17

$2,337

17

$5,447

18

$4,786

18

$2,028

19

$3,344

19

$1,397

20

$3,034

20

$1,252

21

$949

21

$2,350

22

$2,176

22

$874

23

$2,023

23

$808

24

$764

24

$1,921

25

$693

25

$1,733

Compare insurance providers to secure the most affordable Kia Niro coverage. For full coverage insurance for a 2019 model for 16-year-old drivers, State Farm charges $3,980, and Allstate charges $8,116. These are the prices for individual teen auto insurance. Teenagers could significantly reduce their costs by using family insurance.

Company
Average Annual Premium

State Farm

$545

GEICO

$556

GEICO

$588

State Farm

$598

GEICO

$616

State Farm

$653

Travelers

$654

GEICO

$681

Travelers

$701

State Farm

$729

GEICO

$731

Nationwide

$737

Allstate

$739

Travelers

$744

Progressive

$750

Travelers

$789

State Farm

$796

Allstate

$808

Nationwide

$820

Farmers

$842

Travelers

$848

Progressive

$849

Allstate

$857

Nationwide

$877

Allstate

$913

State Farm

$919

Progressive

$930

Farmers

$946

Nationwide

$964

Farmers

$970

GEICO

$974

Allstate

$985

Travelers

$997

Farmers

$1,021

State Farm

$1,033

Progressive

$1,053

Nationwide

$1,061

GEICO

$1,092

Farmers

$1,111

Travelers

$1,118

Progressive

$1,155

State Farm

$1,224

Allstate

$1,237

GEICO

$1,358

State Farm

$1,379

Travelers

$1,408

Allstate

$1,433

GEICO

$1,450

Progressive

$1,457

Nationwide

$1,500

GEICO

$1,515

GEICO

$1,529

State Farm

$1,565

State Farm

$1,580

Farmers

$1,609

Nationwide

$1,613

Progressive

$1,652

Travelers

$1,700

GEICO

$1,711

Nationwide

$1,718

Farmers

$1,725

Travelers

$1,758

State Farm

$1,759

Nationwide

$1,812

GEICO

$1,824

GEICO

$1,847

State Farm

$1,887

Farmers

$1,916

Nationwide

$1,920

Travelers

$1,944

Progressive

$1,991

Travelers

$2,063

Nationwide

$2,069

State Farm

$2,075

Allstate

$2,117

Farmers

$2,131

Allstate

$2,137

Farmers

$2,174

Travelers

$2,184

Nationwide

$2,225

Nationwide

$2,228

Travelers

$2,241

State Farm

$2,248

Progressive

$2,252

Farmers

$2,264

Travelers

$2,347

GEICO

$2,354

GEICO

$2,373

Nationwide

$2,380

Allstate

$2,385

Farmers

$2,420

Progressive

$2,452

Allstate

$2,519

State Farm

$2,568

Nationwide

$2,622

GEICO

$2,653

Farmers

$2,714

Allstate

$2,716

Progressive

$2,740

Allstate

$2,782

Travelers

$2,846

State Farm

$2,858

Progressive

$2,917

Farmers

$2,918

Allstate

$2,951

Progressive

$3,050

Nationwide

$3,092

Travelers

$3,151

State Farm

$3,340

Farmers

$3,388

Progressive

$3,469

Nationwide

$3,497

Allstate

$3,525

Progressive

$3,555

GEICO

$3,577

Farmers

$3,603

Allstate

$3,678

State Farm

$3,721

Progressive

$3,849

Travelers

$3,939

Farmers

$3,948

Allstate

$4,093

State Farm

$4,184

GEICO

$4,276

Progressive

$4,284

Nationwide

$4,455

Travelers

$4,648

Nationwide

$4,822

Nationwide

$5,305

GEICO

$5,478

Farmers

$5,744

Allstate

$5,811

Travelers

$5,990

Farmers

$6,147

Allstate

$7,067

Progressive

$7,641

Farmers

$8,366

Allstate

$8,634

Progressive

$8,812

Progressive

$9,066

How Does Location Affect the Cost of Kia Niro Insurance?

Where you live also affects your Kia Niro car insurance costs. Florida has the nation's highest average premiums, while Idaho has the lowest. Look at multiple providers to see which option is the cheapest for you.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About Kia Niro Insurance

When looking for auto insurance, concerns about the value and affordability often come up. MoneyGeek answers frequently asked questions about insuring a Kia Niro.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.