Compare the Cost of Hyundai Kona Insurance by Model Year and Company

The cost of insuring your Hyundai Kona will vary depending on the driver’s and car’s ages. On a full coverage policy, a 16-year-old will pay around $6,073 yearly for a 2018 Hyundai Kona, while a 40-year-old will pay only $1,340 for the same plan. Meanwhile, a 2022 model will cost $6,528 a year for a 16-year-old but only $1,458 on average per year for a 40-year-old.

MoneyGeek's rankings of the best insurers for a Hyundai Kona considered affordability, claims experience and customer service.

Although the average price to insure a Hyundai Kona is $1,492 per year, your actual premium may be significantly higher or lower depending on which insurer you choose. A full coverage auto insurance policy from GEICO is the cheapest at $1,116 per year on average, while the most expensive option is from Allstate at $1,906 per year.

For a minimum coverage policy on the Hyundai Kona, you can get auto insurance for as low as an average of $472 per year from State Farm or as high as $757 annually from Farmers. You can shop around for the cheapest car insurance quote for your Hyundai Kona.

Insurers consider several variables when calculating how much you'll pay for insurance on your Hyundai Kona. Some makes and models have higher insurance premiums than others due to factors like their market value, high repair costs or theft rates. The Hyundai Kona is a moderately priced vehicle in terms of auto insurance due to its relative safety and average repair costs.

The cheapest Hyundai Kona insurance policy isn't necessarily the best choice for you. Top car insurers also provide speedy claims settlements and helpful customer service. MoneyGeek found that the best auto insurance companies for Hyundai Kona are:

• GEICO: MoneyGeek score 90 out of 100 ($1,116 per year)
• State Farm: MoneyGeek score 89 out of 100 ($1,220 per year)

Despite State Farm's marginally better customer service, GEICO won out due to its cheaper rates and slightly better claims management score.

The average price of car insurance varies greatly depending on the vehicle’s model year. An average full coverage policy on a 2022 Hyundai Kona will set you back $1,458 annually, but a 2009 model will only cost $1,340. Insuring a brand-new model is typically more costly because of the increased repair and replacement costs.

The vehicle’s model year and your chosen insurance company often significantly impact average auto insurance premiums. GEICO is the cheapest insurer of any model year for a Hyundai Kona. An average full coverage policy on a 2018 model costs $1,064 per year, while the 2022 model costs $1,149 per year with GEICO.

Car insurance for teenagers and young adults is significantly more expensive than for drivers in their 30s and 40s. Full coverage insurance for a Hyundai Kona costs a 16-year-old driver an average of $6,488, whereas a 40-year-old pays $1,445 for the same policy. Car insurance costs for teenagers decrease dramatically each year as they age, but they eventually level off in their early 20s.

Adding a teen driver to a family policy can save money compared to purchasing one of their own. Full coverage insurance for a 2018 Hyundai Kona is an average of $3,576 per year with State Farm, but it may cost as much as $8,178 annually for a 16-year-old driver with Progressive.

Individual auto insurance premiums for teen drivers can be exorbitant. We recommend that teenagers add themselves to their family's insurance policy and shop together for the best teen auto insurance rates.

Your location may be the most important factor when determining how much car insurance will cost. For instance, if you're an Idaho resident, you should expect to spend far less on auto insurance than someone living in Florida. Get quotes from your state's least expensive car insurance companies to see if you can save money on insuring your Hyundai Kona.

Price and value are common concerns for drivers shopping for Hyundai Kona insurance. We've compiled some of the most frequently asked questions and our answers below to help them decide.