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Different insurers will charge you different rates depending on the model year of your Hyundai Kona. To secure the lowest rates, it is beneficial to compare quotes across various insurance companies.

Key Takeaways for Hyundai Kona Insurance

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It costs an average of $1,285 annually to insure a Hyundai Kona. That’s $142 less than the average for all car models.

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Insurance costs for a Hyundai Kona can vary by as much as $507 depending on the insurance provider.

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Hyundai Kona insurance costs may differ based on the model year of your car. Older models will fetch lower rates.

How Much It Costs to Insure a Hyundai Kona and the Cheapest Company

The insurance rates for a Hyundai Kona may change greatly across providers. On average, it costs $1,285 to insure a Hyundai Kona. The cheapest insurer for the model is GEICO, charging an average of $1,052 yearly. This cost is lower than the most expensive insurer, Allied, by $507.

The Average Annual Cost of Hyundai Kona Insurance by Company

MoneyGeek obtained car insurance costs for a Hyundai Kona using a sample driver profile of a 40-year-old male. For this guide, the driver’s policy has 100/300/100 liability coverage with comprehensive and collision coverage.

The Average Cost to Insure a Hyundai Kona by Company

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Is a Hyundai Kona Expensive to Insure?

Insurance companies use various factors to calculate their rates for any car model. If your car is expensive, has high repair costs or is prone to theft, your premiums will be high.

Is a Hyundai Kona expensive to insure? This model has relatively low insurance costs most likely due to its low value, low repair costs and low theft rate. These factors make the Hyundai Kona less risky to insure, lowering its rates.

The Best Car Insurance Company for a Hyundai Kona

While the cost of coverage matters when it comes to buying car insurance for a Hyundai Kona, you will need to consider other factors as well.

MoneyGeek ranked insurance providers for the Hyundai Kona using factors like customer complaints, client satisfaction, financial stability and affordability. Our ranking system showed that:

  • The best insurer for a Hyundai Kona is USAA. USAA policies are, however, only available to military members together with their families.
  • GEICO had the second-highest score. It is also the best widely-available insurer since it serves all drivers, including those from a non-military background.

1
USAA
Score:94

4.6/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
GEICO
Score:90

5/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3
Nationwide
Score:81

4.1/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

4
Progressive
Score:81

4.2/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

5
State Farm
Score:80

4/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

6
Allstate
Score:70

3.1/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

7
Allied
Score:NaN

3/5

Affordability

#N/A

Claims Ratings

#N/A

User Satisfaction

#N/A

Financial Stability

How Much It Costs to Insure a Hyundai Kona by Model Year

The average cost of car insurance for a Hyundai Kona varies depending on the model year. Older cars usually fetch lower premiums than newer ones because insurance costs go down as the value of the car depreciates.

A 2020 Hyundai Kona’s insurance will cost an average of $1,285 per year.

Insurers also charge different rates for the same model year. GEICO provides the cheapest coverage for a 2020 Hyundai Kona, charging an average of $1,052 per year.

You can use the information below to compare rates between providers for your model year.

The Average Cost to Insure a Hyundai Kona by Model Year

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How Expensive Is It to Insure a Hyundai Kona Compared to Other Cars?

Insuring a Hyundai Kona is inexpensive. The average rate for this model is lower than the national average for all car models by $142. Hyundai Kona insurance costs about $1,285 per year.

How Much It Costs to Insure a Hyundai Kona for 16- to 25-Year-Olds

Due to a lack of driving experience, younger drivers pay higher premiums for auto insurance for any car model they drive.

For instance, an 18-year-old driver pays an average of $4,193 yearly for a Hyundai Kona insurance policy, while a 40-year-old pays roughly $2,908 less.

If you are a parent, you can save on insurance costs by adding your teen drivers to your policy. Purchasing separate coverage for young drivers may be more expensive.

You can use the list below to check out the cost of car insurance for young drivers between 16 to 25 years of age.

The Average Cost to Insure a Hyundai Kona by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $5,376
  • 17
    $4,762
  • 18
    $4,193
  • 19
    $3,003
  • 20
    $2,681
  • 21
    $2,122
  • 22
    $1,955
  • 23
    $1,789
  • 24
    $1,679
  • 25
    $1,523
  • 40
    $1,285

How Does Location Affect the Cost of Hyundai Kona Insurance?

The Hyundai Kona insurance rates cited on this page are national averages. However, costs may vary depending on where you live. Using the MoneyGeek state page analysis can assist you in finding the actual average costs for your state.

FAQs About Hyundai Kona Insurance

Your car’s model year greatly affects your insurance rates, but it’s not the only factor. Several factors determine the cost of insurance for your car model, including your age, location and driving profile. To get more information about Hyundai Kona insurance rates, here are some commonly asked questions about insuring the model.

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About Mark Fitzpatrick


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Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.