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Updated: Nov 8, 2023
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Your age plays a role in how much you pay to insure a BMW 1 Series. For full coverage, a 16-year-old pays an average of $6,108 annually to insure a 2009 model, and the cost drops to $1,314 for a 40-year-old. For a 2022 model, 16-year-olds pay around $8,765, while 40-year-olds pay roughly $1,932.

We selected the best insurance providers after accounting for costs, customer service and claims management.

MoneyGeek Logo IconCar Insurance CostsBMW 1 Series
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a BMW 1 Series

While the average cost of a full coverage policy for a BMW 1 Series is $1,725 per year, the company you select impacts your rate. State Farm charges an average of $1,318 per year, making it the cheapest car insurance company. Farmers is the most expensive, charging an average of $2,116 annually.

When it comes to minimum coverage policies, State Farm is the cheapest, at $475 per year. The most expensive is Farmers, charging $706.

Company
Average Annual Premium

State Farm

$439

State Farm

$442

State Farm

$452

State Farm

$464

State Farm

$465

State Farm

$474

State Farm

$474

State Farm

$475

State Farm

$479

GEICO

$483

GEICO

$485

GEICO

$488

GEICO

$488

GEICO

$491

GEICO

$492

State Farm

$494

GEICO

$497

GEICO

$498

State Farm

$505

Travelers

$508

GEICO

$508

Travelers

$513

GEICO

$514

State Farm

$514

State Farm

$515

GEICO

$519

State Farm

$530

Travelers

$531

Travelers

$533

Travelers

$539

Travelers

$543

GEICO

$546

Nationwide

$548

Nationwide

$549

GEICO

$549

State Farm

$557

GEICO

$558

Nationwide

$564

Travelers

$566

Travelers

$567

Travelers

$569

Travelers

$570

State Farm

$571

Travelers

$572

Travelers

$577

Nationwide

$583

Travelers

$584

Travelers

$593

Nationwide

$597

GEICO

$600

GEICO

$606

Allstate

$607

Progressive

$609

State Farm

$612

Nationwide

$613

Progressive

$613

Allstate

$616

Allstate

$619

State Farm

$625

Nationwide

$626

GEICO

$628

Allstate

$629

Travelers

$631

Allstate

$633

Farmers

$634

Progressive

$634

Allstate

$634

Allstate

$636

Nationwide

$638

Allstate

$639

Nationwide

$641

Progressive

$641

Travelers

$642

GEICO

$645

GEICO

$645

Farmers

$647

Nationwide

$650

GEICO

$650

Allstate

$653

Allstate

$653

Allstate

$654

Progressive

$665

Allstate

$666

State Farm

$667

Nationwide

$671

State Farm

$674

Allstate

$674

Allstate

$674

Travelers

$680

Farmers

$682

Nationwide

$682

Progressive

$685

GEICO

$691

Farmers

$698

Progressive

$702

Progressive

$705

Travelers

$706

Farmers

$706

Nationwide

$707

Farmers

$710

Nationwide

$712

Progressive

$712

Travelers

$724

Allstate

$726

Allstate

$739

Nationwide

$740

GEICO

$742

Farmers

$745

State Farm

$747

Progressive

$761

Farmers

$762

Progressive

$762

Progressive

$769

Progressive

$770

Farmers

$770

Progressive

$771

Travelers

$775

Farmers

$780

Allstate

$781

Travelers

$783

Farmers

$791

Nationwide

$799

Farmers

$806

Progressive

$809

State Farm

$813

Farmers

$813

Allstate

$818

Nationwide

$824

Allstate

$831

Nationwide

$835

Farmers

$839

Travelers

$852

Nationwide

$870

Nationwide

$882

Allstate

$894

Progressive

$895

Farmers

$913

Progressive

$915

Progressive

$916

Progressive

$916

Travelers

$929

Farmers

$936

State Farm

$940

Farmers

$963

Nationwide

$970

Allstate

$974

Progressive

$982

GEICO

$984

Farmers

$1,008

Farmers

$1,013

Allstate

$1,019

Travelers

$1,055

State Farm

$1,057

Nationwide

$1,067

Farmers

$1,087

Farmers

$1,101

GEICO

$1,105

Progressive

$1,108

Allstate

$1,114

Farmers

$1,165

State Farm

$1,195

State Farm

$1,206

Progressive

$1,221

State Farm

$1,237

State Farm

$1,248

State Farm

$1,253

State Farm

$1,281

GEICO

$1,283

Allstate

$1,288

GEICO

$1,294

GEICO

$1,295

State Farm

$1,306

GEICO

$1,315

State Farm

$1,318

State Farm

$1,325

Nationwide

$1,333

Travelers

$1,345

Nationwide

$1,352

State Farm

$1,353

GEICO

$1,354

State Farm

$1,358

Nationwide

$1,360

Travelers

$1,366

GEICO

$1,366

Travelers

$1,371

GEICO

$1,382

Travelers

$1,382

GEICO

$1,386

Nationwide

$1,404

GEICO

$1,407

State Farm

$1,412

State Farm

$1,417

GEICO

$1,446

Travelers

$1,451

State Farm

$1,452

GEICO

$1,462

Nationwide

$1,468

Travelers

$1,476

GEICO

$1,477

State Farm

$1,478

State Farm

$1,480

Nationwide

$1,484

Travelers

$1,484

Travelers

$1,502

Nationwide

$1,512

State Farm

$1,515

GEICO

$1,527

GEICO

$1,529

Nationwide

$1,537

Progressive

$1,547

GEICO

$1,550

Nationwide

$1,582

GEICO

$1,586

Travelers

$1,586

State Farm

$1,587

State Farm

$1,604

State Farm

$1,606

Nationwide

$1,612

Nationwide

$1,616

GEICO

$1,623

GEICO

$1,623

Travelers

$1,624

Farmers

$1,633

Travelers

$1,634

GEICO

$1,635

Nationwide

$1,641

Travelers

$1,641

Travelers

$1,646

Progressive

$1,647

Progressive

$1,653

Travelers

$1,656

Travelers

$1,672

Nationwide

$1,689

Travelers

$1,695

Progressive

$1,711

State Farm

$1,716

GEICO

$1,721

Nationwide

$1,723

Allstate

$1,733

Nationwide

$1,733

Allstate

$1,736

Travelers

$1,741

Farmers

$1,747

Progressive

$1,757

Progressive

$1,761

State Farm

$1,769

Allstate

$1,776

Nationwide

$1,777

Allstate

$1,785

Nationwide

$1,801

GEICO

$1,817

Allstate

$1,820

Nationwide

$1,826

Allstate

$1,858

Travelers

$1,860

GEICO

$1,860

Progressive

$1,883

Nationwide

$1,883

Allstate

$1,884

Progressive

$1,890

Farmers

$1,899

Allstate

$1,900

State Farm

$1,902

Allstate

$1,906

Farmers

$1,908

Travelers

$1,932

Allstate

$1,941

Progressive

$1,957

Allstate

$1,980

Nationwide

$1,981

Farmers

$1,990

GEICO

$2,020

Travelers

$2,035

Allstate

$2,049

Travelers

$2,050

Progressive

$2,055

Allstate

$2,067

Nationwide

$2,067

Farmers

$2,085

State Farm

$2,095

Farmers

$2,098

Allstate

$2,112

Farmers

$2,116

Allstate

$2,118

Allstate

$2,136

Progressive

$2,142

Farmers

$2,148

Progressive

$2,149

Travelers

$2,178

GEICO

$2,184

Nationwide

$2,193

Allstate

$2,195

Travelers

$2,205

Farmers

$2,206

Travelers

$2,227

Nationwide

$2,245

Farmers

$2,270

State Farm

$2,272

Progressive

$2,314

Progressive

$2,317

Progressive

$2,332

Progressive

$2,340

Progressive

$2,341

Travelers

$2,346

Farmers

$2,361

Nationwide

$2,366

Progressive

$2,374

Progressive

$2,377

Progressive

$2,378

Farmers

$2,391

Nationwide

$2,401

GEICO

$2,403

Allstate

$2,414

Farmers

$2,422

Allstate

$2,453

Farmers

$2,454

Farmers

$2,466

Farmers

$2,517

Allstate

$2,539

Allstate

$2,541

Nationwide

$2,546

State Farm

$2,598

Allstate

$2,621

Nationwide

$2,641

Farmers

$2,654

Progressive

$2,707

Farmers

$2,715

Allstate

$2,737

Farmers

$2,779

GEICO

$2,783

Farmers

$2,829

Farmers

$2,833

Travelers

$2,883

State Farm

$2,896

Farmers

$2,905

Farmers

$2,939

Progressive

$2,955

Allstate

$2,969

Farmers

$3,002

Allstate

$3,105

GEICO

$3,111

Farmers

$3,119

Progressive

$3,149

Travelers

$3,205

Progressive

$3,309

State Farm

$3,385

Nationwide

$3,574

Allstate

$3,691

Progressive

$3,707

Progressive

$3,762

State Farm

$3,777

Progressive

$3,847

Farmers

$3,997

Travelers

$4,026

Nationwide

$4,070

Allstate

$4,089

GEICO

$4,210

State Farm

$4,252

Farmers

$4,323

Farmers

$4,579

Progressive

$4,701

Travelers

$4,773

GEICO

$5,010

Nationwide

$5,181

Progressive

$5,237

Nationwide

$5,606

Allstate

$5,720

Nationwide

$6,139

Travelers

$6,179

GEICO

$6,414

Allstate

$6,851

Farmers

$7,150

Farmers

$7,597

Allstate

$8,319

Progressive

$9,444

Farmers

$10,509

Progressive

$10,903

Progressive

$11,245

Is a BMW 1 Series Expensive to Insure?

Insurance companies look at different variables to determine the cost of insuring a BMW 1 Series. Despite the fact that BMW is known for its luxury vehicles, insuring a BMW 1 Series car is moderately expensive. Some models are more expensive to insure than others because of factors like a vehicle’s cost, repair costs and theft rates.

Best Companies for Insuring a BMW 1 Series

Buying an auto insurance policy requires looking at more than just the cost because factors like customer service and claims management also require your attention. The best car insurance companies for BMW 1 Series vehicles needing full coverage are:

  • State Farm: MoneyGeek score 90 out of 100 ($1,318 per year)
  • GEICO: MoneyGeek score 89 out of 100 ($1,366 per year)

State Farm provides the cheapest insurance for BMW 1 Series vehicles. It also offers excellent customer satisfaction.

MoneyGeek Top Pick: State Farm

State Farm

pros

Provides the cheapest insurance for the BMW 1 Series

Excellent customer satisfaction score

Offers roadside assistance and rental car/travel reimbursement

cons

Does not provide accident forgiveness and new car replacement

Low coverage and claims management scores

COMPANY HIGHLIGHTS

State Farm ranks well in affordability and customer satisfaction for the BMW 1 Series but offers very basic coverages. Rental car and/or travel reimbursement is in place to cover car rental and travel expenses up to a predetermined limit if your car needs repairs due to an accident. It also includes a $500 repayment of deductible in case you get into an accident in a rental car.

Roadside assistance covers charges you pay for mechanical labor during the first hour after a breakdown, towing costs, locksmith costs, change of tires and delivery of battery, oil or gas.

State Farm does rank lower in terms of claims management and coverage options. It does make up for these shortcomings by providing a variety of discount options to help policyholders lower their premiums.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Affordable rates

Great customer satisfaction

Offers mechanical breakdown insurance, roadside assistance and rental car/travel reimbursement

cons

Does not offer gap insurance and new car replacement

Coverage and claims management scores could be higher

COMPANY HIGHLIGHTS

While GEICO provides affordable insurance for BMW 1 Series car owners, the coverage it offers leaves room for improvement. The company’s mechanical breakdown insurance (MBI) offers coverage for all parts and systems of a BMW 1 Series vehicle, and not just ones that most dealer warranties cover. It applies to new cars as well as leased cars that are up to 15 months old and have covered less than 15,000 miles.

Rental car and/or travel reimbursement covers the cost of a rental vehicle up to a predetermined limit if you cannot use your car for over 24 hours owing to a covered accident. Roadside assistance might come in handy if you have a flat tire or a battery that needs a jump start, if you lock yourself outside of your car or in case you need towing services.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a BMW 1 Series by Model Year

The average cost of car insurance can vary significantly depending on model years. The average cost of a full coverage policy for a 2009 model BMW 1 Series car is $1,314. It increases to $1,932 for a 2022 model. Newer models are more expensive to insure because a car’s value typically depreciates over time.

Model Year
Average Annual Premium

2022

$594

2022

$1,932

2021

$590

2021

$1,895

2020

$553

2020

$1,872

2019

$571

2019

$1,901

2018

$561

2018

$1,904

2017

$546

2017

$1,829

2016

$584

2016

$1,805

2015

$595

2015

$1,756

2014

$569

2014

$1,606

2013

$596

2013

$1,509

2012

$597

2012

$1,385

2011

$574

2011

$1,335

2010

$604

2010

$1,337

2009

$607

2009

$1,314

BMW 1 Series insurance rates will also vary based on the model and the insurance company you select. State Farm has the lowest average rate for a 2009 model at $964 per year. GEICO offers the cheapest insurance for a 2022 model, charging an average of $1,314 per year.

Company
Average Annual Premium

Nationwide

$360

Nationwide

$376

State Farm

$394

State Farm

$395

State Farm

$401

State Farm

$416

State Farm

$416

Travelers

$418

State Farm

$419

State Farm

$422

GEICO

$423

GEICO

$425

State Farm

$426

State Farm

$427

State Farm

$429

Nationwide

$429

GEICO

$430

State Farm

$430

GEICO

$431

State Farm

$432

GEICO

$434

Travelers

$435

GEICO

$437

Travelers

$438

State Farm

$440

Travelers

$441

GEICO

$442

GEICO

$444

GEICO

$444

GEICO

$445

GEICO

$445

GEICO

$446

GEICO

$446

GEICO

$447

State Farm

$447

Travelers

$472

Travelers

$483

Travelers

$483

Travelers

$493

Travelers

$495

Nationwide

$498

Travelers

$499

Travelers

$499

Nationwide

$503

Progressive

$504

Travelers

$506

Progressive

$510

Travelers

$513

Nationwide

$515

Travelers

$517

Nationwide

$525

Nationwide

$527

Nationwide

$539

Allstate

$545

Nationwide

$547

Allstate

$547

Nationwide

$551

Allstate

$551

Farmers

$557

Progressive

$559

Farmers

$560

Nationwide

$563

Allstate

$564

Progressive

$567

Nationwide

$567

Progressive

$569

Nationwide

$573

Allstate

$575

Progressive

$576

Allstate

$578

Allstate

$581

Allstate

$581

Allstate

$584

Progressive

$585

Farmers

$587

Allstate

$589

Farmers

$596

Allstate

$598

Allstate

$599

Allstate

$602

Progressive

$604

Allstate

$605

Progressive

$608

Progressive

$618

Farmers

$619

Farmers

$621

Farmers

$628

Progressive

$636

Farmers

$650

Progressive

$652

Farmers

$653

Farmers

$655

Farmers

$657

Progressive

$660

Farmers

$665

Farmers

$667

Farmers

$670

Progressive

$671

State Farm

$964

State Farm

$998

State Farm

$1,021

State Farm

$1,070

GEICO

$1,090

GEICO

$1,120

GEICO

$1,139

Travelers

$1,140

Travelers

$1,179

GEICO

$1,184

Travelers

$1,185

State Farm

$1,188

Travelers

$1,211

GEICO

$1,280

State Farm

$1,291

GEICO

$1,292

Allstate

$1,312

GEICO

$1,314

Travelers

$1,333

Allstate

$1,341

Allstate

$1,342

Nationwide

$1,355

Nationwide

$1,367

Nationwide

$1,378

Allstate

$1,379

GEICO

$1,386

Nationwide

$1,390

Travelers

$1,401

GEICO

$1,401

State Farm

$1,424

Nationwide

$1,439

State Farm

$1,440

State Farm

$1,442

Nationwide

$1,450

Nationwide

$1,461

State Farm

$1,472

State Farm

$1,501

GEICO

$1,508

State Farm

$1,517

Nationwide

$1,526

Allstate

$1,540

GEICO

$1,551

Travelers

$1,553

State Farm

$1,560

State Farm

$1,560

GEICO

$1,566

Nationwide

$1,584

Travelers

$1,587

Travelers

$1,596

Nationwide

$1,611

GEICO

$1,614

Farmers

$1,623

Travelers

$1,629

Farmers

$1,668

Allstate

$1,671

Farmers

$1,674

Nationwide

$1,681

GEICO

$1,687

Progressive

$1,689

Progressive

$1,696

Nationwide

$1,702

Travelers

$1,707

Progressive

$1,710

Travelers

$1,731

Farmers

$1,752

Nationwide

$1,753

Progressive

$1,764

Nationwide

$1,822

Allstate

$1,840

Progressive

$1,861

Travelers

$1,877

Travelers

$1,904

Farmers

$1,921

Progressive

$1,924

Allstate

$1,952

Progressive

$1,958

Progressive

$1,958

Progressive

$2,026

Allstate

$2,037

Farmers

$2,048

Progressive

$2,057

Progressive

$2,064

Progressive

$2,124

Allstate

$2,157

Farmers

$2,247

Progressive

$2,264

Allstate

$2,281

Progressive

$2,301

Farmers

$2,329

Farmers

$2,340

Farmers

$2,351

Farmers

$2,369

Allstate

$2,377

Farmers

$2,390

Farmers

$2,439

Farmers

$2,480

Allstate

$2,511

Allstate

$2,643

Cost of Insuring a BMW 1 Series for 16- to 25-Year-Olds

While insurance companies account for a car’s model, they also factor in age. Car insurance for teens and young drivers is typically more expensive than for older adults. The average BMW 1 Series insurance cost for 16-year-olds with a full coverage policy is a staggering $7,616, and it drops to $1,670 for a 40-year-old. Insurance costs decrease as teens get older, but this levels off once they reach their 20s.

Driver Age
Average Annual Premium

16

$7,616

16

$2,808

17

$2,273

17

$6,206

18

$1,981

18

$5,492

19

$3,812

19

$1,360

20

$1,219

20

$3,467

21

$917

21

$2,676

22

$845

22

$2,479

23

$2,308

23

$780

24

$738

24

$2,195

25

$667

25

$1,972

The most affordable way for teens to get insurance for BMW 1 Series vehicles is to become a part of a family plan since individual plans are more expensive. Teens under 18 might also need a guardian’s permission to get coverage. State Farm provides the cheapest insurance for a 16-year-old needing full coverage for a 2022 model, with an average cost of $5,068 per year. Progressive is the most expensive, at $13,289 per year.

Teens and their families should consider shopping around to determine which insurance company might work best for them.

Company
Average Annual Premium

GEICO

$564

Nationwide

$570

State Farm

$570

GEICO

$596

GEICO

$624

State Farm

$627

Nationwide

$632

Travelers

$634

Nationwide

$676

Travelers

$682

Allstate

$683

State Farm

$683

GEICO

$690

Travelers

$728

GEICO

$741

Nationwide

$742

Allstate

$747

State Farm

$764

Travelers

$775

Allstate

$785

Nationwide

$816

State Farm

$831

Allstate

$835

Travelers

$838

Progressive

$855

Allstate

$894

Farmers

$902

State Farm

$960

GEICO

$986

Travelers

$993

Progressive

$998

Farmers

$1,013

Farmers

$1,039

State Farm

$1,079

Farmers

$1,089

Progressive

$1,093

GEICO

$1,106

Allstate

$1,113

Travelers

$1,125

Nationwide

$1,149

Farmers

$1,189

Progressive

$1,237

Allstate

$1,278

State Farm

$1,280

Nationwide

$1,316

Progressive

$1,362

Travelers

$1,432

State Farm

$1,441

GEICO

$1,508

GEICO

$1,535

GEICO

$1,611

State Farm

$1,637

GEICO

$1,699

Nationwide

$1,703

Farmers

$1,708

Nationwide

$1,714

Progressive

$1,723

Travelers

$1,744

Nationwide

$1,827

Farmers

$1,827

GEICO

$1,851

Allstate

$1,892

State Farm

$1,899

GEICO

$1,903

Nationwide

$1,939

Progressive

$1,961

Nationwide

$2,005

GEICO

$2,056

Nationwide

$2,057

State Farm

$2,122

Nationwide

$2,215

Travelers

$2,230

State Farm

$2,278

Travelers

$2,318

Nationwide

$2,376

GEICO

$2,387

Allstate

$2,409

Travelers

$2,486

State Farm

$2,507

GEICO

$2,635

Travelers

$2,658

State Farm

$2,717

Progressive

$2,758

Farmers

$2,832

Travelers

$2,835

Farmers

$2,853

GEICO

$2,945

Allstate

$2,985

Farmers

$3,032

Allstate

$3,044

Travelers

$3,065

State Farm

$3,103

Farmers

$3,154

Progressive

$3,191

Farmers

$3,211

Farmers

$3,323

Nationwide

$3,341

Allstate

$3,455

State Farm

$3,456

Progressive

$3,481

Progressive

$3,512

Farmers

$3,521

Allstate

$3,637

Travelers

$3,725

Nationwide

$3,807

Progressive

$3,894

Allstate

$3,926

GEICO

$3,959

State Farm

$4,039

Farmers

$4,094

Travelers

$4,157

Progressive

$4,196

Allstate

$4,266

Progressive

$4,310

Progressive

$4,366

State Farm

$4,504

GEICO

$4,729

Farmers

$4,824

Nationwide

$4,841

State Farm

$5,068

Farmers

$5,104

Travelers

$5,231

Nationwide

$5,263

Allstate

$5,269

Progressive

$5,549

Nationwide

$5,765

Allstate

$5,793

GEICO

$6,057

Progressive

$6,177

Travelers

$6,200

Farmers

$7,985

Travelers

$8,009

Allstate

$8,073

Farmers

$8,479

Allstate

$9,458

Progressive

$11,184

Allstate

$11,290

Farmers

$11,722

Progressive

$12,893

Progressive

$13,289

How Does Location Affect the Cost of BMW 1 Series Insurance?

While your age, the age of your BMW 1 Series car and its model type have a bearing on how much you need to pay for insurance, so does the state in which you reside. This means the company that provides the cheapest insurance for a BMW 1 Series vehicle may change based on your location.

Idaho holds the distinction of offering the cheapest full coverage car insurance and Florida is the most expensive. When you’re looking for a new auto insurance policy, identifying the most affordable companies is important so you may then get quotes from them.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About BMW 1 Series Insurance

People looking for BMW 1 Series car insurance tend to have questions about cost and quality. Take a look at answers to some of the most commonly asked questions so you may make a well-informed decision.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.