Ultimate Guide to Senior Discounts and Where to Find Them

ByNathan Paulus
Edited byRae Osborn

Updated: March 18, 2024

ByNathan Paulus
Edited byRae Osborn

Updated: March 18, 2024

Advertising & Editorial Disclosure

Reaching the golden years brings its own advantages, and one significant benefit is the availability of senior citizen discounts. These discounts are not just minor perks. They are a powerful tool for enriching your lifestyle, enhancing your quality of life and enabling more savings during retirement while managing your income streams.

Senior discounts are available in various categories, from dining and travel to retail and entertainment. Leveraging these discounts requires knowing where to find them, understanding how to use them and maximizing their benefits.

What Are Senior Discounts?

Senior discounts are special offers for individuals who have reached a specific age, often starting at 55 or 60, though some organizations begin as early as 50. For example, AARP (formerly the American Association of Retired Persons) membership is available from age 50, Walgreens provides discounts for those 55 and older and AMC Theaters offers senior tickets at 60.

These discounts cover a broad spectrum of services and products, including reduced prices or special benefits exclusive to seniors. This facilitates smart spending and considerable savings across different sectors. Beyond financial savings, senior discounts collectively contribute to a more financially empowered and enjoyable life for seniors. Note that senior discounts are subject to change. Please verify with the retailer beforehand, as businesses are not universally required to provide them.

How to Find and Claim Senior Discounts

Various senior discounts await exploration online, spanning multiple sectors. Be aware that eligibility criteria and discount percentages may vary. To ensure a smooth experience, always check the requirements and prepare the necessary documentation before claiming your discount.

Finding Senior Discounts

To find senior discounts effectively, here are the general steps you can follow:


Claiming Senior Discounts

You must establish eligibility for senior discounts in order to use them. This usually requires certain documentation or using specific codes. Ensure you have the following at your disposal before claiming your discounts:


Senior Travel Discounts

Whether you're flying to a new city, looking for convenient transportation or seeking a comfortable hotel stay, understanding the available discounts can significantly enhance your travel experience. Explore travel discounts, including flights, transportation and hotel stays, tailored for seniors below:

Senior Flight and Transportation Discounts

To make travel more accessible and affordable, numerous companies offer discounts on flights and other transportation services for seniors. The table below outlines travel discounts available to senior travelers.


Senior Hotel Discounts

Finding a comfortable and affordable place to stay is crucial for any trip. This section highlights hotels and accommodations that provide special rates for senior travelers, ensuring a restful and budget-friendly stay.


Senior Food and Grocery Discounts

Senior food discounts offer valuable savings on dining out and grocery shopping, enabling seniors to enjoy meals without overextending their budgets. Grocery discounts can be beneficial by providing a percentage off total purchases or special deals on certain items, making everyday essentials more affordable.

Senior Restaurant Discounts

Many restaurants provide special discounts to senior customers, ranging from reduced prices to special menus. These discounts can vary by location and might require proof of age or membership in a senior organization like AARP. It’s advisable to inquire about senior discounts when dining out, as these savings are often not advertised.


Senior Grocery Discounts

Grocery stores may offer senior discounts on specific days of the week, allowing for a percentage off the total purchase or special deals on select items. Check with your local grocery store for any available senior discounts, as deals and eligibility requirements vary by location and chain.


Senior Retail and Apparel Discounts

Retailers and apparel stores frequently provide special discounts to seniors, aiding in savings on clothing, home goods and personal items. These discounts can differ by store, day of the week and minimum age requirement. Seniors should always inquire in-store about discounts, as policies can change and vary by location.


Senior Entertainment and Cell Phone Discounts

Discounts for seniors extend to entertainment venues and cell phone service providers, offering savings on activities, subscriptions and mobile plans tailored to senior needs.

Senior Entertainment Discounts

For movie buffs, avid readers or outdoor enthusiasts, various discounts are available to enrich the entertainment experience. Below, we explore some of the popular entertainment discounts tailored for seniors.


Senior Cell Phone Plans

Staying connected with loved ones is more important than ever and for seniors, it's essential to find cell phone plans that offer both affordability and the necessary features. These plans are designed to meet the varying needs of seniors, from minimal data usage to unlimited talk, text and data.


Tips on Maximizing Senior Discounts

Seniors can unlock even more savings by joining membership programs like AARP, which offers exclusive discounts and services. For instance, AARP members can access reduced rates at select hotels and car rentals, lower insurance premiums and exclusive deals on wellness products and services. Here are other strategies for maximizing senior discounts:


Be Proactive

Always be on the lookout for promotions or special offers that can be stacked with senior discounts. Don't hesitate to inquire about combining discounts to achieve the best possible savings.


Strategize Your Shopping

Take advantage of senior discount days at stores and look for opportunities to combine these discounts with other promotions or coupons available to all customers. Planning your purchases around these combined savings opportunities can significantly reduce costs.


Leverage Memberships

Membership programs like AARP often offer additional discounts beyond typical senior discounts. These can include travel, dining and entertainment savings, which may be combined with other senior offers. Always check the terms and conditions to understand how to use these benefits together.


Maximize Insurance Discounts

Seniors should explore discounts on auto, life and home insurance. Engage with agents, review policies annually, and consider defensive driving courses or home safety upgrades for additional savings.


Use Technology

Use apps and websites that compare prices and offer coupons or cash back. Combining these digital deals with senior discounts can further lower costs on purchases ranging from groceries to electronics.


Ask About Loyalty Programs

Many businesses offer loyalty programs that reward regular customers. Enquire about joining these programs and how their benefits can be combined with senior discounts for even more savings.


Plan for the Best Timing

Some discounts are more substantial during specific seasons or periods. Planning your purchases or bookings for these times can help you stack senior discounts with seasonal sales, leading to maximum savings.

Additional Resources

We’ve created a resource list offering information, tools and support to assist seniors or older adults in navigating and enhancing their finances and well-being during retirement.

  • Administration on Aging (AOA): Part of the U.S. Department of Health and Human Services, focusing on the well-being of older individuals. It provides resources on elder rights, benefits, health and long-term care services.
  • BenefitsCheckUp: A free service by the National Council on Aging that helps older adults find and enroll in various benefits programs.
  • National Council on Aging (NCOA): This is dedicated to improving the lives of older adults with resources on financial assistance, health insurance and wellness.
  • National Institute on Aging (NIA): Offers information on aging-related health topics, including research updates and managing chronic conditions.
  • SeniorLiving.org: Guides on senior living options, financial planning for retirement and health care resources to help seniors make informed decisions.
  • Social Security Administration (SSA): Essential for understanding Social Security benefits, including retirement, disability and survivors' benefits and for estimating and applying for benefits.

About Nathan Paulus

Nathan Paulus headshot

Nathan Paulus is the Head of Content Marketing at MoneyGeek, with nearly 10 years of experience researching and creating content related to personal finance and financial literacy.

Paulus has a bachelor's degree in English from the University of St. Thomas, Houston. He enjoys helping people from all walks of life build stronger financial foundations.