What is the average credit score needed to get approved for a Disney Visa card from Chase?

You need a good to excellent credit score to qualify for a Disney Visa card from Chase.

Does the Disney Visa card from Chase report to all three credit bureaus?

Yes, this card reports to all three credit bureaus.

Is the Disney Visa card from Chase application process lengthy? Can you prequalify?

If you think the Disney Visa card from Chase fits your needs, you can apply online at the Disney Rewards official website. While there is no prequalification process, the application is short.

What information is needed to apply for a Disney Visa card from Chase?

Aside from basic personal information, the Disney Visa card from Chase requires a valid permanent home address in the United States, the District of Columbia, Guam, Puerto Rico or the U.S. Virgin Islands. Alternatively, you can apply if you have a United States military address.

Does the Disney Visa card from Chase have good customer service or satisfaction?

Yes. Chase has a J.D. Power customer satisfaction score of 807 out of 1,000 points.

Does the Disney Visa card from Chase have a mobile app or the option to pay or manage your account online?

Chase has a mobile app that allows you to manage your accounts and pay your bills as well.

Does the Disney Visa card from Chase raise credit limits automatically or charge for limit increases?

Chase can automatically increase a card’s credit limit every six to 12 months. You can also contact Chase to request a credit limit increase.

Does the Disney Visa card from Chase offer the option to freeze your credit/account or have other security features?

Chase cards have fraud and security features such as locking and unlocking your card as well as Zero Liability Protection.

Does Chase offer other credit cards besides the Disney Visa card from Chase?

Yes, Chase offers a wide array of credit cards for different uses, including personal and business. You can check their official website for the details of each card.

MoneyGeek’s Take

Disney® Visa® Card from Chase Review

The Disney Visa card from Chase is an excellent option for anyone who is looking for a Disney rewards card. It has no annual fee and includes access to exclusive rewards, events and photo opportunities at Disney locations.

Advertising & Editorial DisclosureLast Updated: 11/9/2022

Reviewed By

Brett Holzhauer

Last Updated: 11/9/2022

The Disney Visa card from Chase gives you access to savings on Disney vacations, parks and other locations. Members even get a discount for Disney merchandise when they use the card to make purchases. However, the earning rate for this card can be a little low compared to other rewards cards. Our Disney Visa card from Chase review will evaluate the important features and fees associated with this card so you can decide if it’s right for you.

Card Details to Know Up Front

Bonus, Fee or Feature
Has or Not
Has Annual Fee
Has Balance Transfer Offer
Has APR Offer
Has Rewarding Welcome Offer
Credit Needed
Excellent
Has Balance Transfer Fee
Has Foreign Transaction Fee
High APR

Click to see this card’s rates, fees and how they compare to other cards in our dataset.

OUR REVIEW AT A GLANCE

Credit Card Details at a Glance
Pros & Cons Explained
Bonuses & Rewards Explained
Our Verdict: Is This Card for You?

Disney® Visa® Card from Chase at a Glance

The Disney Visa card from Chase doesn’t have an annual fee, although it comes with a high maximum APR and penalty fees. Nevertheless, as long as you pay your bills on time, you can enjoy the Disney perks at a low cost.

Disney Visa card from Chase
A good no-annual-fee rewards card for people who make Disney purchases
- ExcellentCredit Needed
- None at this timeAPR Offer
- None at this timeAPR Offer Duration
- 0% Intro APR on balance transfersBalance Transfer Offer
- 8.25%APR
Pros
No annual fees
1% in Rewards Dollars on all purchases
Spend-based welcome bonus
Intro 0% APR offer on select Disney vacation packages
Discounts on various Disney purchases
Multiple card designs

Cons
Foreign transaction fees
Penalty APR may apply in case of late/returned payments
No annual fees
10 card designs from which to choose
Get a $150 statement credit if you spend $1,000$500 on purchases in the first three months
Intro 0% APR on select Disney vacation packages for the first six months
Get 1% in Disney Rewards Dollars on all purchases
Redeem Rewards Dollars for theme park tickets, resort stays, shopping and movies at most Disney locations
10% off select merchandise at select Disneyland locations, Walt Disney World Resorts and on board Disney Cruise Line ships
10% off select purchases at shopDisney.com
10% off at select dining locations on most days at Disneyland and Walt Disney World Resorts
15% off select guided tours at Disneyland and Walt Disney World Resorts
Purchase protection
Extended warranty protection
Baggage delay insurance
3% foreign transaction fees
Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.
Terms, rates and fees apply
Compare this credit card with other cards with lower interest rates.

Pros & Cons Explained

The Disney Visa card from Chase gives you access to exclusive locations and limited promos. With this card, you can enjoy additional Disney perks without an annual membership fee. However, you will want to be aware of the downsides of the card before you apply.

Pros

Benefits
Description
Savings and Discounts at Disney
Disney Cards come with a 10% discount for the Disney Cruise Line, selected locations at Disneyland and Walt Disney World as well as shopDisney.com. Cardholders also get a six-month 0% promo APR for Disney vacation packages.
Access to private locations and exclusive limited promos
Cardholders can access special photo opportunities with their favorite Disney characters in exclusive locations at the Disneyland Resort and Walt Disney World Resort. They also benefit from limited-time promos for discounts, products and offers.
No annual fee
The Disney Visa card from Chase has a $0 annual fee. It’s a more accessible option for people who want to earn rewards for their love of Disney.

Cons

Drawbacks
Description
Low reward earnings
Cardholders can only earn 1% Disney Rewards Dollars for all their qualifying purchases. While there are no limits to how much you can earn, it might be difficult to receive substantial Disney Rewards Dollars at this rate. There are also no other reward rates for selected transactions, like gas stations, grocery stores and restaurants.
Charges fees on foreign transactions
This card has a 3% foreign transaction fee for every transaction. Traveling and visiting Disney locations around the world while using this card could cost extra money.

LOOKING FOR THE BEST CREDIT CARDS OF 2022?

The Disney Visa card from Chase didn’t make our list of the best rewards cards. To learn more about MoneyGeek’s top picks for rewards cards, check out our list of the best rewards cards of 2022.

Bonuses & Rewards Explained

The Disney Visa card from Chase offers various rewards and bonuses. Here are the details about what the card offers in terms of perks.

$150 welcome bonus

Cardholders can receive a $150 statement credit when they spend $500 during their first three months of card ownership. This bonus is not available for current cardholders or those who have received a welcome bonus in the last 24 months.

1% Disney Rewards Dollars for every purchase

One Disney Reward Dollar is equivalent to $1. With a Disney Visa card from Chase, you can earn 1% Disney Reward Dollars on all your purchases using this card. Your purchases don’t have to be from Disney establishments, but reward redemptions are primarily at Disney locations and amenities.

10% discount on merchandise purchases

A 10% discount is applied on all purchases at shopDisney.com and pay using your Disney Visa card from Chase.

Other Features Explained

The Disney Visa card from Chase gives you access to limited-time offers and special opportunities at Disney parks. It also includes promo rates on Disney Vacation packages.

Card Feature
Description
0% promo APR for Disney vacation packages
Cardholders can access 0% APR for six months after purchasing a Disney vacation package or real estate interest in a Disney Vacation Club Resort. After six months, the APR will go back to the regular rate of 13.99% to 22.99%.
Cardmembers limited offers
Sometimes, Disney offers limited promos that are exclusive to cardholders. These promos can include discounts, freebies and exclusive passes to their events.
Special photo opportunities at Disney parks
During certain hours, cardholders can access special photo opportunities at the Disney California Adventure Park, Star Wars at Disneyland Park and Disney’s Hollywood Studios and the Walt Disney World Resort. Every cardholder can give entry to these opportunities for six people. The access can only be used once per day.

MONEYGEEK QUICK TIP

Disney Rewards Dollars expire after five years of getting posted to your account. To ensure you don’t lose your points, load them onto a Disney Rewards Redemption Card. Make sure not to lose this card, though, because anyone who has a redemption card can use it unless you report that yours is missing.

Understanding the Fine Print

The rewards and Disney perks that are included in this card may come with no annual fee, but there are other charges that you might incur. These include a late fee, a return fee, a penalty APR, foreign transaction fees and a high APR.

Card Feature
Amount or Rate
APR
8.25%
Annual Fee
$0
Balance Transfer Fee
3%
Balance Transfer APR
8.25%
Late Fees
$35.00
Cash Advance Fee
3%
Cash Advance APR
12.25%
Foreign Transaction Fee
2%

Regular APR
The regular APR depends on your creditworthiness and the Prime Rate. For this card, the APR range is 14.24% to 23.24%.
Penalty APR
The penalty APR applies when you miss a due date or when your payment gets returned unpaid. To avoid this, you need to pay the minimum amount due on your card on time. The penalty APR for the Disney Visa card from Chase is up to 29.99% and can remain in your account indefinitely.
Late Fee and Return Fee
If you don’t pay your bill on time, the issuer charges a late fee. If you make a payment but it bounces (i.e., a check payment with insufficient funds), the issuer charges a return fee. This card charges a late fee and a return fee of $40.
Foreign Transaction Fee
Using your Disney Visa card from Chase overseas will cost 3% more for each of your purchases.
1% Disney Rewards
You’ll earn 1% in Disney Rewards for every dollar you spend using the card.

WHERE TO FIND THIS INFORMATION?

Information about some credit cards may not be present in MoneyGeek’s resources. However, you can find this information in many places. For example, you can check your latest billing statement, official websites of issuers, your credit card agreement, terms and conditions and other sources.

Who Should & Shouldn’t Consider Disney® Visa® Card from Chase?

Other Considerations for Disney® Visa® Card from Chase

It’s important to consider a variety of factors before applying for a credit card. There are many things to evaluate whether this card will be your first, only or an additional card in your wallet.

Things to Consider if This Will Be Your First or Only Credit Card

The credit requirement for a Disney Visa card from Chase is high for someone without an established credit history. You will need a credit score of at least 670 to qualify for this card.

If this is your only credit card, take note that rewards redemption is exclusive to Disney locations and merchandise. Additionally, the earning rate for this card is not the most generous when compared to other rewards cards. Unless Disney trips are regularly in your schedule, using the Disney Visa card from Chase as your only card may not be the best choice.

Things to Consider if This Will Be an Additional Card in Your Wallet

There could be better rewards cards to add to your wallet, but the Disney Visa card from Chase’s advantage is its exclusive Disney perks with no annual fee. If you’re planning to add this card to your wallet, you don’t have to worry about additional expenses every year.

Having this card can be pricey if you don’t pay in full every month. This card has a late fee and a return payment of $40 as well as a penalty APR of up to 29.99%. The penalty APR will start if you don’t pay the minimum monthly payment on time or if the payment will return unpaid. There is no set period for the duration of the penalty APR.

WHY TRUST OUR REVIEWS:

MoneyGeek gathered information from approximately 2,500 credit cards listed in the Consumer Finance Protection Bureau's credit card agreement database. Our methodology includes analyzing data points, average spend profiles and card bonuses and reviewing as well as re-ranking data regularly.

How Disney® Visa® Card from Chase Compares to Other Cards

Quick Comparison of Disney Visa card from Chase

Disney Visa card from Chase

Annual fee: None
Welcome bonus: $150 statement credit after spending $500 within three months of owning this card
Rewards rate: 1% Disney Reward Dollars on all purchases
Airline travel: You cannot redeem Disney Reward Dollars on airline travel
Best for: People who would like to earn and redeem rewards from Disney locations without paying an annual fee

Disney® Premier Visa® Card

Annual fee: $49
Welcome bonus: $300 statement credit after spending $1,000 within three months of owning this card
Rewards rate: 2% Disney Reward Dollars on purchases at gas stations, grocery stores, restaurants and most Disney locations; 1% Disney Reward Dollars on all other purchases
Airline travel: You can redeem Disney Reward Dollars to get a statement credit on airline travel
Best for: People who don’t mind paying an annual fee for better rewards

Other Helpful Decision-Making Q&As

MoneyGeek’s Disney Visa card from Chase review aims to provide you with the right information and answer your questions to help you decide if this card is the best card for you. Below are the frequently asked questions about the Disney Visa card from Chase.

Still not sure about this card? Consider these options.

The Disney Visa card from Chase lets you access exclusive Disney perks without a membership fee. If you think this card is not the right fit for you, exploring and comparing other rewards cards, travel cards or even cash back cards can help you find the best card for you.

View All Credit Cards

Learn more about credit cards in general

sources

Chase. "Pricing and Terms." Accessed April 13, 2022.
Chase. "Frequently Asked Questions." Accessed April 13, 2022.
Disney. "General Questions about Disney Rewards." Accessed April 13, 2022.
Disney. "Questions about Applying for the Disney® Visa® Card." Accessed April 13, 2022.
Disney. "Questions about Cardmember Perks." Accessed April 13, 2022.
Disney. "Questions about Earning Disney Rewards Dollars." Accessed April 13, 2022.
Disney. "Questions about your Disney® Visa® Card?." Accessed April 13, 2022.
Disney. "Redeeming Disney Rewards Dollars FAQs." Accessed April 13, 2022.
Disney Rewards. "Compare Disney Credit Cards." Accessed April 13, 2022.
J.D. Power. "While Many U.S. Credit Card Issuers Struggle to Meet Evolving Customer Expectations, Some Bright Spots Exist, J.D. Power Finds." Accessed April 13, 2022.

*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity.
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