What is the average credit score needed to get approved for Fit Mastercard® Credit Card?

You can get approved for Fit Mastercard® Credit Card even if you have no credit or bad credit.

Does Fit Mastercard® Credit Card report to all three credit bureaus?

Yes, Fit Mastercard® Credit Card reports to TransUnion, Experian and Equifax.

Is the Fit Mastercard® Credit Card application process lengthy? Can you prequalify?

Fit Mastercard® Credit Card’s application process is typically short. You can even get a response within seconds although it could take as long as 30 days for the bank to collect additional information. It’s not indicated whether Fit Mastercard offers preapproval.

What information is needed to apply for Fit Mastercard® Credit Card?

You'll be asked for your name, as well as your social security number, birth date and physical address. To complete your application, the bank will also want financial verification, such as a monthly income statement.

Does Fit Mastercard® Credit Card have good customer service or helpful information online?

Continental Finance Company is known for providing excellent Fit Mastercard® Credit Card customer service. While determining overall customer satisfaction with a card can be difficult, the Fit Mastercard® Credit Card is one of the commonly suggested cards for those with no credit or poor credit.

Does Fit Mastercard® Credit Card have a mobile app or the option to pay or manage your account online?

Yes, Fit Mastercard® Credit Card has an online banking app for managing accounts on the go. It can be downloaded via Google Play or the App Store.

Does Fit Mastercard® Credit Card raise credit limits automatically or charge for limit increases?

You can request a credit limit increase after six months of account opening.

Does Fit Mastercard® Credit Card offer the option to freeze your credit/account or have other security features?

You can block your card at any time by using the mobile app. It also offers $0 fraud liability, which means that you won't be responsible for unauthorized charges.

Does the Bank of Missouri offer other credit cards besides Fit Mastercard® Credit Card?

Yes, Bank of Missouri offers other credit cards, such as the Bank of Missouri Platinum Card, the Bank of Missouri Max Cash Preferred Card, the Bank of Missouri Real Rewards Card, the Ollo Platinum Mastercard and the Ollo Rewards Mastercard.

MoneyGeek’s Take

Fit Mastercard® Credit Card Review

Name: Fit Mastercard® Credit Card Review
Item: Fit Mastercard® Credit Card Review
Author: Doug Milnes, CFA

Fit Mastercard® Credit Card is a credit card designed for individuals with fair or bad credit and those looking to build or repair their credit score. It offers an initial credit line of $400 and can be used at any store or establishment that accepts Mastercard.

ByDoug Milnes, CFA

Reviewed byAlene Laney

Updated: March 20, 2024

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About Doug Milnes, CFA

Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.

Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.

sources

Continental Finance. "Enjoy the buying power of the FIT Mastercard." Accessed April 19, 2022.
FIT. "FIT Mastercard Application." Accessed April 19, 2022.

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MoneyGeek’s Take

Fit Mastercard® Credit Card Review

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