Best Gas Credit Cards in 2023

We recommend the no annual fee Platinum Rewards Visa Signature® Card to individuals who wish to earn high reward rates on gas purchases. This card offers 5X points per dollar on gas purchases paid at the pump and EV charging stations. You get 3X points at restaurants, supermarkets (including most Walmart and Target locations), and TV, radio, cable, and streaming services. All other purchases earn 1X points.

New cardholders may earn 15,000 bonus points if they spend $1,500 on purchases in the first 90 days. You may use this card to transfer debt from other credit cards by using its 0% APR offer on balance transfers for 12 months. However, a 3% balance transfer fee applies.

This card is perfect for international use as it comes with no foreign transaction fees. Cardholders get access to PenFed Member and Visa Signature discounts.

Pros

• No annual fee
• No foreign transaction fees
• High rewards for gas and grocery purchases

• 0% intro APR for balance transfers for 12 months, then a variable APR of 17.99%
• 15,000 Bonus Points for spending $1,500 in first 90 days
• No annual fee
• 5X points on gas purchases and 3X points on other bonus categories

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We like the U.S. Bank Altitude® Connect Visa Signature® Card because it offers high reward rates on various categories. It also comes with a welcome offer that lets you earn 50,000 bonus points by spending $2,000 on purchases within the first 120 days. While this card charges a $95 annual fee, you don’t have to pay it for the first year.

Using this card to pay for prepaid hotel and car rental bookings through the Altitude Rewards Center comes with 5X points per dollar. You earn 4X points on other travel purchases as well as at gas and EV charging stations. You get 2X points at grocery stores and on grocery delivery, dining and streaming services. All other purchases earn 1X points.

Cardholders may benefit by receiving a $30 credit for annual streaming service purchases through service providers such as Netflix, Apple TV+ and Spotify. You also get up to $100 in statement credit toward TSA PreCheck/Global Entry fees once every four years.

Using this card internationally makes sense as it comes with no foreign transaction fees. It also offers cellphone protection.

Pros

• $0 introductory annual fee for the first year
• Generous rewards
• No foreign transaction fee

• Get 5X points on car rentals and hotels booked through the Altitude Rewards Center.
• Earn up to 4X points on travel and at gas and EV charging stations.
• Earn 2X points on grocery and dining.
• Get a $30 credit for annual streaming service purchases through popular streaming service providers.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

The Navy Federal More Rewards American Express card is ideal for people who wish to high reward rates on bonus categories without needing to pay any annual fees. You might qualify for this card even if you have average credit.

This card offers 3x points per dollar at restaurants and on food delivery, at supermarkets and on gas and transit. All other purchases earn 1x points. There is no limit to the number of points you may earn. You may redeem your points for cash, gift cards, travel or merchandise.

This card is well-suited for use outside of the U.S. because it does not charge foreign transaction fees. It does away with balance transfer fees and cash advance fees as well.

Additional benefits come in the form of up to 25% off on car rental, car rental loss & damage insurance and roadside assistance.

Pros

• Generous rewards in everyday spending categories including supermarkets, restaurants, and gas stations
• Low standard APR
• No rewards limit or expiration
• No annual fees
• No foreign transaction fees

• No annual fees
• 3x points per dollar on bonus categories
• Earn 15 points per dollar if you shop online through Navy Federal’s Member Deals platform
• Earn up to 25% discount on car rentals
• Up to 30% off on select hotel bookings through Booking.com on the Amex Benefits platform
• Car rental loss & damage insurance
• Roadside assistance

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We've taken a liking to the Blue Cash Preferred® Card from American Express mainly because of its noticeably high cash back rates.

Shopping at supermarkets and paying for select streaming subscriptions gives you a whopping 6% cash back, although a maximum limit applies on grocery spending. The 3% cash back on gas and transit and 1% on all other purchases are also very welcome.

American Express gives you the ability to pay for your purchases in installments through two Pay It Plan It methods.

Fraud protection ensures that you will not have to bear the brunt of fraudulent charges.

Pros

• 0% intro APR for the first year, then a variable APR of 19.24% – 29.99%
• Generous welcome offer
• Cash back up to 6% on select categories
• Use earned cash back as a statement credit

• Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in spending — followed by 1%.
• Earn 6% cash back on select streaming subscriptions.
• 3% Cash Back at U.S. gas stations.
• 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
• Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred® Card. That's $10 in statement credits each month. Enrollment required.
• Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred® Card. Enrollment required.
• Benefit through intro APR, annual fee and bonus cash back offers.
• Use the Pay It method for purchases under $100 and make payments through the month.
• Use the Plan It method for purchases over $100. Split them up into monthly payments with fixed monthly fees and no interest.
• Get added peace of mind through car rental loss and damage insurance, return protection and fraud protection.
• Use the American Express Experiences platform and access presale tickets and member-only events.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We feel the Citi Premier® Card is a great alternative for travelers not just because of its generous sign-up offer but also because it lets you transfer your reward points to different airline loyalty programs.

As a new cardholder, you may earn 60,000 bonus points by spending $4,000 in the first three months. You earn 3X points per $1 for spending on flights and hotels, at restaurants, at supermarkets and at gas stations. All other purchases come with 1X points. Plus, for a limited time, earn a total of 10 ThankYou® points per dollar spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024.

Transferring your points to popular frequent flyer programs such as Virgin Atlantic Flying Club, JetBlue TrueBlue and Emirates Skywards is an option, and you pay no extra fee.

Having to pay no foreign transaction fees when you use this card outside of the U.S. is great. You also get $100 off a single hotel stay that costs $500 or more (excluding taxes and fees) once every year. You may offset the card's $95 annual fee by using this benefit alone.

Getting additional cards for authorized users comes at no extra cost and gives you the ability to earn points faster.

Pros

• Opportunity to earn a sizeable sign-up bonus
• 3X points for travel purchases and on a few other categories
• No foreign transaction fees
• Transfer points to popular frequent flyer programs or redeem them in other ways
• $100 hotel savings benefit each year

• Earn 60,000 bonus points if you spend $4,000 on purchases in the first three months (valued at $600 when you redeem them for gift cards).
• Earn 3X points on air travel, on hotel bookings, at gas stations, at supermarkets and at restaurants.
• Earn 1X points on all other purchases.
• Get $100 off a hotel stay of $500 or more (excluding fees and taxes) when you book through thankyou.com (online or over the phone).
• Transfer your points to airline loyalty programs such as Aeromexico, Asia Miles, Avianca LifeMiles, Emirates Skywards, Etihad Guest, Flying Blue, InterMiles, JetBlue TrueBlue, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Privilege Club, Singapore Airlines, Thai Royal Orchid Plus, Miles & Smiles and Virgin Atlantic Flying Club.
• Other ways to redeem your points include getting gift cards, shopping online, paying for travel, getting statement credits, making online bill payments and making charitable donations.
• Pay no foreign transaction fees when you use this card internationally.
• Additional cards come with no annual fees.
• Access to Citi Entertainment gives you the means to buy tickets to various events as well as presale tickets.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

We recommend the Costco Anywhere Visa® Card by Citi to Costco members who want to earn higher than usual cash back across specific categories. You earn 4% cash back on the first $7,000 you spend toward eligible gas purchases (including gas at Costco), 3% cash back on restaurants and eligible travel purchases, and 2% cash back on all other purchases from Costco and Costco.com.

You pay no annual fee to use this card. It’s ideal for use outside of the U.S. too, as it comes with no foreign transaction fee. Damage and theft protection work as a safeguard for purchases made using this card. Cardholders also get access to Citi Entertainment.

Pros

• Generous reward program for gas purchases, travel and restaurant expenses
• No foreign transaction fees
• No annual fee for Costco members
• Purchase protection for all purchases made using this card

• Earn 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
• Earn 3% cash back on restaurants and eligible travel purchases
• Earn 2% cash back on Costco and Costco.com purchases
• Get purchase protection on all your purchases
• Get cash back as an annual credit card reward certificate redeemable for cash or merchandise at any U.S. Costco warehouse

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

In the cash back credit card landscape, the Citi Custom Cash℠ Card distinguishes itself with its unique, tailored rewards system. The automatic cash back on the highest eligible spending category every billing cycle offers simplicity for varied spending, although the relatively low spending cap does limit your earning potential. Suppose you're looking to balance a decent intro APR period on either purchases or a balance transfer with reasonable rewards potential. This card may just fit the bill, especially as it comes with a welcome offer, which you won't often find on a balance transfer card.

Pros

• Earn rewards on your top eligible spending category
• No annual fee
• Good sign-up bonus
• Decent intro APR on purchases and balance transfers

• Earn 5% cash back on your top spending category each billing cycle (on up to $500 in spending, then 1%)
• Earn 1% on all other spending
• Earn 20,000 ThankYou Points (worth $200 cash back) after spending $1,500 on purchases in the first six months
• Redeem points for travel, statement credits, direct deposits or gift cards (no minimums)
• No annual fee
• Introductory 0% APR on purchases and balance transfers for 15 months (followed by variable 18.99% to 28.99% APR)
• Cell phone protection
• Complimentary DashPass subscription for three months
• $5 Lyft credits after three rides each month
• Complimentary ShopRunner membership
• Foreign transaction fee of 3%

We recommend this Bank of America rewards credit card to people who wish to capitalize on the money they spend toward Royal Caribbean Cruises. Plus, this card does away with annual fees, and you don’t have to pay any foreign transaction fees when you use it outside of the U.S.

Making one eligible transaction within the first 90 days qualifies you to earn 10,000 bonus points. Every dollar you spend on Royal Caribbean Cruises earns 2x points, and all other purchases earn 1 point per dollar. You may also get $50 off an airline ticket booked through the Royal Caribbean Air2Sea program if you spend $3,500 on purchases in the first 90 days.

Additional perks include roadside dispatch, purchase security and access to travel and emergency services.

Pros

• No annual fees
• No foreign transaction fees
• Earn welcome bonus points by meeting a simple criterion
• Earn up to 2 points per dollar
• Redeem points for free cruises, upgrades and more

• No annual and foreign transaction fees
• Earn 10,000 bonus points by making a purchase, balance transfer or cash advance in the first 90 days
• Earn a $50 Air2Sea Discount by spending $3,500 on purchases in the first 90 days
• Redeem points for free cruises, cruise upgrades and discounts, or as onboard credits to use in any way you deem fit
• Earn up to 540,000 reward points each calendar year
• Points expire 60 months from the time you earn them
• Complimentary lost luggage protection, emergency cash worldwide, common carrier travel accident insurance and roadside dispatch
• $0 liability guarantee
• FICO score for free

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.