American Express® Gold Card vs. The Platinum Card® from American Express: Which Is Best for You?

Pros

• Top-tier rewards on dining and groceries
• Great annual bonus credits
• Transfer points to multiple airline partners
• No foreign transaction fees

• Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards® points at restaurants, plus takeout and delivery in the U.S.
• Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar)
• Earn 3X Membership Rewards® points on flights booked directly with airlines or through American Express Travel
• Earn 1X Membership Rewards® points on other eligible purchases
• Redemption options include transferring points to American Express travel partners, statement credits, purchases with select merchants, eligible car rentals through American Express Travel, or gift cards
• Up to $120 in annual Uber Cash for U.S. rides and eats orders ($10 per month, no rollovers)
• Up to $120 dining credit (enrollment required) for eligible purchases at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations.
• Up to $100 credit to spend on eligible dining, spa and resort activities with The Hotel Collection
• Annual fee of $250 (see rates and fees)
• No foreign transaction fees (see rates and fees)
• Choose between the classic Amex Gold or Rose Gold Amex card designs
• Travel benefits like car rental insurance, baggage insurance, travel and emergency assistance and travel discounts
• Consumer protections like extended warranty, purchase protection and auto purchase discount (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company)
• Entertainment perks like presale event tickets, preferred event seating and dining and entertainment discounts
• Terms Apply

Pros

• Top-level travel rewards rates
• Extensive premium travel benefits
• Generous high-value annual credits
• Transfer points to airline partners

• Earn 80,000 Membership Rewards® Points after spending $8,000 on purchases in the first six months
• Earn 5X points on flights booked with American Express Travel or directly with airlines (on up to $500,000 per year)
• Earn 5X points on eligible prepaid hotels booked through American Express Travel
• Earn 2X points on prepaid car rentals through American Express Travel
• Earn 1X points on all other purchases
• Annual fee of $695 (see rates and fees)
• No foreign transaction fees (see rates and fees)
• $100 Global Entry statement credit every 4 years or up to $85 TSA PreCheck credit every 4.5 years
• Up to $189 in statement credits toward your CLEAR® Plus membership each year
• Up to $200 as a statement credit toward prepaid The Hotel Collection or Fine Hotels + Resorts bookings per year (Hotel Collection requires a minimum two-night stay)
• Up to $200 as a statement credit toward incidental airline fees for one qualifying airline per year
• Up to $200 Uber credit per year — $15 Uber Cash credits per month for rides or eats orders in the U.S. and a $20 bonus credit each December
• Up to $300 credit toward eligible Equinox membership (enrollment required, see offer terms)
• Up to $20 statement credits every month toward eligible digital entertainment purchases on Peacock, Disney+, a Disney Bundle, ESPN+, Hulu, SiriusXM, The New York Times and The Wall Street Journal (enrollment required)
• $155 Walmart+ annual credit toward eligible monthly subscriptions (subject to auto renewal)
• Complimentary Marriott Bonvoy Gold Elite Status as well as Hilton Honors Gold Status
• Access to the American Express Global Lounge Collection at airports worldwide
• Redeem points to shop online, pay off purchases, get gift cards, donate to charity and more
• Additional benefits such as car rental insurance, baggage insurance, cellphone insurance, and purchase protection (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company)
• Terms Apply