American Express Gold Card vs. American Express The Platinum Card: Which Is Best for You?

Pros

• Potential for very high rewards points earning rate in particular categories
• Can transfer points to partners or other programs
• Can hold up to five authorized users
• Receive free annual dining credit
• No foreign transaction fees

• Earn 60,000 membership rewards points after spending $4,000 on all eligible purchases within the first six months of your account
• 4x membership rewards points on certain worldwide restaurants and specific U.S. supermarkets
• Annual $120 dining credit and $120 Uber Cash
• 3x membership rewards points for flights booked directly through American Express

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.

Pros

• Spend-based welcome offers to earn bonus points
• 5x points on flights booked through Amex Travel and directly through airlines on up to $500,000 per year
• Redeem points in different ways, including transferring them to popular airline frequent flyer/loyalty programs
• Airport lounge access
• $200 airline fee credit per year
• Statement credits for various other services
• Global Entry/TSA PreCheck fee credit
• Savings on international first, business and premium economy seats through the Amex International Airline Program
• Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status
• Access to perks through the Fine Hotels & Resorts Program
• Premium car rental status across different car rental programs
• Complimentary travel insurance
• Purchase protection and extended warranty

• Earn 100,000 membership reward points by spending $6,000 on purchases in the first six months
• Earn 10x points on total spending of up to $25,000 at restaurants the world over or through Shop Small with American Express in the U.S. during the first six months.
• Earn 5x points on flights booked with American Express Travel or directly with airlines, on up to $500,000 per year.
• Earn 5x points on prepaid hotels booked through American Express Travel.
• Earn 1x points on all other purchases.
• Use points to pay for all or part of upcoming travel through amextravel.com.
• Transfer points to partner airline frequent flyer programs such as Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer, Etihad Guest, Emirates Skywards and Asia Miles.
• You may redeem your points to shop online, pay off purchases or get gift cards.
• Get a $100 Global Entry statement credit every four years or an $85 TSA PreCheck credit every four and a half years.
• Get up to $179 in statement credits toward your CLEAR membership each year.
• Get $200 as a statement credit toward prepaid Hotel Collection or Fine Hotels + Resorts bookings per year.
• Get $200 as a statement credit toward incidental airline fees for one qualifying airline per year.
• Earn up to a total of $200 Uber credit per year — through $15 Uber Cash credits per month for rides or eats orders in the U.S. and a $20 bonus credit each December.
• Get $25 monthly statement credits toward Equinox.
• Get up to $20 statement credits every month toward eligible digital entertainment purchases through Peacock, Audible, SiriusXM and the New York Times.
• Pay no foreign transaction fees.
• Get access to the American Express Global Lounge Collection at airports worldwide.
• Book flights through the International Airline Program and look forward to savings on international first, business and premium economy seats on up to eight tickets per booking.
• Get benefits such as complimentary breakfast and late check-out when you make prepaid hotel bookings through the Fine Hotels & Resorts Program.
• Get complimentary Marriott Bonvoy Gold Elite Status as well as Hilton Honors Gold Status.
• Get Premium Car Rental Status for car rental programs such as Avis Preferred, Hertz Gold Plus Rewards and National Car Rental.
• Benefit through complimentary trip delay insurance, trip cancellation insurance, car rental loss and damage insurance, purchase protection and extended warranty.
• Get access to Platinum Card Concierge and By Invitation Only events.

Disclaimer: Credit card offers are constantly changing. We work hard to stay updated with the latest information, but the offers listed on our site may no longer be available.