Chase Ultimate Rewards Points Transfer Partners

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ByRajiv Baniwal
Reviewed byLee Huffman
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ByRajiv Baniwal
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Reviewed byLee Huffman
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Updated: March 19, 2024

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Chase's travel rewards program, known as Chase Ultimate Rewards, allows cardholders to accumulate points on their spending. A standout attribute of this initiative is the ability to leverage these points with Chase transfer partners, which include a range of airline and hotel loyalty programs. With Chase travel partners, points can be transferred at a 1:1 ratio, all without any transfer fees. This method frequently offers a greater return on value compared to directly redeeming them through the Chase travel portal.

A few of the 14 travel partners you may transfer your Ultimate Rewards points to include British Airways Executive Club, Emirates Skywards, Virgin Atlantic Flying Club and Marriott Bonvoy.

To take advantage of these transfer opportunities, you typically need to have one of Chase's premium Ultimate Rewards cards. Some no-annual-fee cards earn Ultimate Rewards points, but you can't directly transfer those points to partners unless you also have one of the premium cards. If you do have both, you can combine your points onto the premium card and then transfer to partners.

KEY TAKEAWAYS
  • Chase lets you transfer your points to 14 airline and hotel rewards programs.
  • You can transfer your points to Chase’s travel partners at a 1:1 ratio.
  • You can transfer your points using the Chase website or app.

Which Chase Cards Allow Transfer Partners?

Chase credit cards associated with the Ultimate Rewards program allow you to leverage Chase transfer partners by converting your points to the bank's travel partners. While these cards carry annual fees, they offer significant value, especially for frequent travelers.

To maximize your earning potential and if you're comfortable managing multiple cards, you may want to consider setting up a Chase trifecta. This strategy involves holding three Chase cards that offer higher reward rates based on different spending categories. Additionally, with the flexibility Chase provides, you can incorporate a cash back card into your portfolio. This is because Chase enables you to merge your cash back with points from other eligible Chase cards, further enhancing the benefits of having multiple travel partners.

While Chase markets some of its products as cash back cards, they're essentially part of the Ultimate Rewards program and earn reward points. Only, they offer fewer redemption options. You may move your reward points between different Chase cards you have for free. You may then transfer the points to any of the Ultimate Rewards transfer partners.

By transferring your points from one Chase card to another, you also have the ability to increase their value. For instance, while the value of one point you earn by using either of the Chase Freedom cards is 1 cent, transferring your points from these cards to the Sapphire Reserve card ups their value to around 1.5 cents per point when booking travel or using the Pay Yourself Back feature.

Who Are Chase’s Travel Partners?

While Chase allows you to make travel bookings through its Ultimate Rewards platform, you may get better value if you transfer them to a Chase Ultimate Rewards partner. Whether you transfer your points to an airline or a hotel partner, you get a 1:1 ratio. This means 1,000 Ultimate Reward points convert to 1,000 airline miles or hotel points.

Cardholders can choose from 11 airline frequent flyer programs and three hotel reward programs. Transferring is relatively easy through the Ultimate Rewards platform.

Chase Ultimate Rewards faces stiff competition from reward programs of other card issuers such as Capital One, Amex and Citi. But it manages to hold its own by ensuring its points are of good value and giving cardholders considerable freedom in how they use their points. Providing significant spend-based welcome bonuses through some of its cards also benefits them.

Chase’s Airline Partners

Chase’s airline partners include local as well as international airlines. Some of these are also part of popular airline alliances. That gives you the ability to use your points with even more airlines.

Chase’s Airline Partners
Explanation of Benefits

The British Airways Executive Club is ideal if you travel internationally. As part of the Oneworld alliance, it offers good connections to Asia. In the U.S., you may use your points with American Airlines and Alaska Airlines.

Southwest offers an excellent low-cost domestic network and does not charge change fees. In addition, you get to check two bags for free.

Thanks to being a part of the Star Alliance, United MileagePlus offers among the highest number of destinations and reward seats in economy class. In addition, you don’t have to worry about being burdened with fuel surcharges.

Other Airline Partners
  • Aer Lingus AerClub. Transferring your points to AerClub might work well if you travel to Ireland. Its award chart categorizes travel based on peak or off-peak redemptions and zones.
  • Air Canada Aeroplan. If your travels take you to Canada, Air Canada's Aeroplan might be the way to go. Even if Canada is not on your travel itinerary, you might benefit from it being a part of the Star Alliance.
  • Emirates Skywards. Emirates is ideal if you wish to travel to the United Arab Emirates. In addition, while this program is not a part of any alliance, it is partnered with most airlines serving different countries.
  • Air France-KLM Flying Blue. Flying Blue offers up to 50% off on reward tickets across specific routes. It is Chase's only airline partner from the SkyTeam alliance, which has 19 other member airlines.
  • Iberia Plus. Spain-based Iberia consistently offers affordable economy fares for transatlantic flights. It is part of the Oneworld alliance.
  • JetBlue TrueBlue. This low-cost American airline also has a presence in Latin America and the Caribbean. In addition, it partners with over nine other airlines.
  • Singapore Airlines KrisFlyer. KrisFlyer award tickets come in the form of Advantage and Saver. While the former's cost more, they are easier to come across. Singapore Airlines is a member of the Star Alliance.
  • Virgin Atlantic Flying Club. Virgin Atlantic's reward flights from the U.S. to Europe can turn out to be good deals, but you need to account for the high fees and taxes you might need to pay. It partners with over 20 other airlines.

Chase Hotel Partners

Transferring your Chase reward points to a hotel partner might work well for you if you prefer to use any of the brands over others.

Chase’s Hotel Partners
Explanation of Benefits

With 19 brands spread across 6,000+ destinations, IHG Rewards Club does away with blackout dates on free nights. Membership tier-specific benefits include free internet, extended checkout, early check-ins and guaranteed room availability.

Marriott Bonvoy, through its many brands, gives you the ability to choose from budget-friendly hotels as well as top-of-the-line luxury properties. You get to enjoy free Wi-Fi when you use reward nights. Other member status-specific benefits include bonus points, reservation guarantee, lounge access, late checkout and complimentary breakfast.

The World of Hyatt typically offers more value for your Chase points than IHG Rewards Club and Marriott Bonvoy. This applies to low- and high-category properties alike. Member status-based benefits include complimentary Wi-Fi, bonus points, late checkouts, room upgrades, lounge access and complimentary breakfasts.

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MONEYGEEK EXPERT TIP

Before transferring points to an airline or hotel partner, make sure that there is award space available. Once you transfer points to a partner, you cannot unwind the transfer. — Lee Huffman, credit card expert at BaldThoughts.com

What Is the Benefit of Transferring Points With Chase Travel Partners?

The value of your Ultimate Rewards points depends on the card you use and how you choose to redeem them. If you wish to get cash back, each point is valued at one cent. If you use your points to make travel bookings through the Ultimate Rewards platform, their worth typically varies from one cent to 1.5 cents per point. The benefit of transferring points to Chase travel partners is that you get even more value for your points. However, this is not necessarily always the case.

How to Use Chase Ultimate Rewards With Transfer Partners

Using your Chase Ultimate Rewards points with its transfer partners requires that you transfer them to the partner in question first. For example, if you wish to use your Ultimate Rewards points with the British Airways Executive Club, you'll need to get online and carry out a points transfer first.

Remember that your points' value doesn't always increase when you transfer them to a travel partner. Sometimes, you might get better value by using your points through the Ultimate Rewards platform instead of an airline or hotel rewards program. For example, if you have a Sapphire Reserve Card and wish to fly with JetBlue, you may get better value for your points through the Ultimate Rewards platform than through the JetBlue TrueBlue program.

It's also important to note that the value of your points may vary based on the routes, dates and class you wish to fly. Once you decide to transfer your Ultimate Reward points to a Chase travel partner, you need to follow a relatively straightforward process.

1
Log in to the Chase Ultimate Rewards platform.
2
Select the card you wish to transfer your points from.
3
Go to the Earn/Use drop-down menu and select Transfer to Travel Partners.
4
Select the airline or hotel travel partner you wish to transfer your points to.
5
Enter your frequent flyer or hotel rewards membership number to link both accounts if you haven’t already.
6
Enter the number of points you wish to transfer (you may do so in increments of 1,000).
7
Review the details of the transfer and confirm your request.

Next Steps

Now that you know how to transfer Chase reward points to its travel partners, determine if doing so might be in your best interest. If you wish to get a new Chase credit card to increase your reward-earning potential, pay attention to reward rates, welcome bonuses and annual fees. You should also learn how to make the most of your points before redeeming them.

Frequently Asked Questions

Understanding the answers to other commonly asked questions about Chase rewards transfer partners will help you determine how best to use your points.

Can I pool my Chase Ultimate Rewards points with a family member or friend?
What happens to my points if I close a Chase card linked with chase ultimate rewards partners?
How can I use my Ultimate Rewards points to book travel for someone else using Chase's travel partners?
If I make an error during a Chase points transfer, can I reverse it?
Do transferred points count towards elite status with chase airline partners or chase hotel partners?
Is it possible to move my points to a loyalty program and then revert them to Chase?
Are there blackout dates when redeeming points with Chase's airline transfer partners?
If the value of a point changes post-transfer to an airline or hotel, how am I affected?
Do any fees or taxes apply when transferring points to chase travel partners?
Can I move points between my Chase cards, like from chase sapphire preferred to chase ink?

Always check Chase's official documentation or customer service for the most current and accurate information.

About Rajiv Baniwal


Rajiv Baniwal headshot

Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Meticulous in his research, he provides accurate and up-to-date information. His expertise includes mortgages, loans, credit cards, insurance and international money transfers.


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