Capital One Transfer Partners Guide

Depending on which Capital One credit card you have, you may or may not earn reward miles. If you do, you can transfer them to various partners. Popular Capital One transfer partners include Air Canada Aeroplan, Avianca LifeMiles, British Airways Executive Club and Etihad Guest.

People who transfer their Capital One miles to other loyalty programs do so with the aim of getting the best possible value. Even so, keep in mind that the worth of your points depends on a few different factors.

Transferring your miles to a Capital One travel partner is relatively easy. All you need to do to get started is log in to your Capital One account using the bank’s website or mobile app. Then, simply follow the prompts.

• Which Capital One Cards Earn Travel Rewards?
• Who Is Capital One Partnered With?
• What Is the Benefit of Transferring Points to Capital One Travel Partners?
• How to Use Capital One Points With Transfer Partners

Not all Capital One cards come with rewards. Ones that do offer miles or cash back. If your card comes with miles, you may choose to transfer them to any Capital One partner. Capital One cards that let you earn miles include:

• Capital One Venture Rewards Credit Card. The Venture Rewards Card comes with a $95 annual fee. It offers 5X miles per dollar on hotel and rental car bookings you make through Capital One Travel and 2X miles per dollar on all other purchases. If you spend $4,000 on purchases in the first three months, you get an early spend bonus of 75,000 miles. You also get two free visits to Capital One Lounges each year, as well as credit toward Global Entry/TSA PreCheck fees.
• Capital One Venture X Rewards Credit Card. The Venture X Rewards Card charges a $395 annual fee. It offers 10X miles per dollar on hotel and rental car bookings made through Capital One Travel, 5X miles per dollar on flight bookings made through Capital One Travel and 2X miles per dollar on all other purchases. You can earn an early spend bonus of 75,000 miles by spending $4,000 on purchases in the first three months. This card comes with a 10,000 miles anniversary bonus as well as a $300 Capital One Travel credit. You also get unlimited free access to Capital One Lounges, complimentary Priority Pass membership and Global Entry/TSA PreCheck fee credit.
• Capital One VentureOne Rewards Credit Card for Excellent Credit. This no-annual-fee card offers 5X miles per dollar on hotel and rental car bookings made through Capital One Travel and 1.25X miles per dollar on all other purchases. You get an early spend bonus of 20,000 miles by spending $500 on purchases in the first three months. An intro 0% APR offer applies to purchases and balance transfers for the first 15 months.
• Capital One VentureOne Rewards Credit Card for Good Credit. This card charges no annual fees. You earn 5X miles per dollar on hotel and rental car bookings made through Capital One Travel. All other purchases come with 1.25X miles per dollar.
• Spark Miles Card. The Spark Miles Card for business does not charge any annual fees for the first year, and you need to pay $95 per year thereafter. It offers 2X miles per dollar on all purchases. An early spend bonus of 50,000 miles is there for the taking if you spend $4,500 on purchases in the first three months. It also offers a Global Entry/TSA PreCheck fee credit.
• Spark Miles Select Card. This no-annual-fee business card from Capital One offers 1.5X miles per dollar on all purchases. You can earn an early spend bonus of 20,000 miles by spending $3,000 on purchases in the first three months.

Capital One miles transfer partners include several prominent airline frequent flyer programs and a couple of hotel loyalty programs. Unless otherwise noted, transfers to these partners come at a 1:1 ratio, and you need to transfer rewards in 1,000-mile increments.

Depending on the routes or the airlines you favor, you have lots of options for transferring your miles to various Capital One airline partners. Plus, once you carry out your transfer, you may use the transferred miles/points to book flight tickets with other partner airlines too.

• Aeromexico Club Premier. Since Club Premier uses kilometers and not miles, its awards are inflated by around 1.6X compared to other Capital One partner airlines.
• Asia Miles. Asia Miles typically requires fewer miles to book flights on Cathay Pacific flights than flights through its oneworld alliance partners. However, you may find a few decent deals when using your points to book short domestic American Airlines flights.
• Emirates Skywards. You may consider transferring your miles to this program if you wish to experience the famed luxury that the airline’s premium cabins have to offer. It is also the only Capital One airline partner through which you may book JetBlue flights. However, its award rates leave considerable room for improvement.
• Etihad Guest. While Etihad is not a part of the main airline alliances, the airline does have several travel partners within its network. For instance, you can use your Etihad miles to book flights with American Airlines — which can result in a good deal depending on when you book. This is also the case with using your Etihad miles for Royal Air Maroc flights.
• Finnair Plus. It’s best not to expect good value from this program’s rather high award rates. If you wish to travel between the U.S. and Europe, looking at what oneworld alliance members have to offer through the British Airways Executive Club or Asia Miles might work better for you.
• Qantas Frequent Flyer. As with other programs that use distance-based charts, long-haul flights on Qantas can be rather expensive. However, you might explore using this airline’s frequent flyer miles for short-haul flights within the U.S. via its partner, American Airlines. You may also consider using this program to book flights on Emirates.
• Singapore Airlines KrisFlyer. If you wish to book premium cabin awards on Singapore Airlines, the only way to do so is directly through KrisFlyer. Using this program to book premium domestic tickets on United Airlines might also be worth your while.
• TAP Miles&Go. While this program has award charts, it typically relies on dynamically priced award flights. You may benefit by using your TAP Miles&Go miles to book Air Portugal award flights within Europe. Using it for business-class flights from the U.S. to South America might also work in your favor.
• Turkish Airlines Miles&Smiles. The Miles&Smiles program might work well for you if you wish to book flights with Turkish Airlines or Star Alliance members, such as United Airlines and Air Canada. For example, flying from most states in the U.S. to Hawaii in economy currently requires just 7,500 miles. However, you’ll need to pay steep fuel surcharges with some Star Alliance members.
• Virgin Red. While Virgin Atlantic’s award flight rates seem promising, you might need to pay a tidy sum in fuel surcharges. It partners with several other airlines such as ANA, Delta and Hawaiian Airlines. You might get good value for your Virgin points if you use them to book business or first-class round-trip tickets on ANA flights between the U.S. and Japan or Europe.
• EVA Air Infinity MileageLands. Transfers to this Capital One partner airline come at a 2:1.5 ratio, meaning 1,000 Capital One miles will be converted to 750 Infinity MileageLands miles. One scenario in which you might benefit by transferring your miles to this program is if you wish to book an award ticket with multiple stopovers.

While Capital One does not partner with the larger-scale hotel loyalty programs such as Marriott Bonvoy and Hilton Honors, it still gives you a couple of good options to take advantage of when traveling.

You stand to benefit by transferring your miles to Capital One partners if you get more value for them than you would otherwise. Bear in mind that the value of your points may vary based on your desired travel partner.

If you wish to use your Capital One miles to pay for flight tickets or hotel stays, we recommend looking at how each redemption method stacks up in your specific case. Calculate what the value of your miles would be if you redeemed them through the Capital One Travel Center and compare that to what it would be if you redeemed them through the travel partner in question.

Sometimes, booking through the Travel Center offers higher value for your miles. However, keep in mind that most hotels don’t offer elite status credits or benefits when booking through third-party vendors. So, while you may get more value for your miles booking through Capital One Travel, you may lose out on other perks that are much more valuable, like free upgrades, club lounge access or complimentary breakfast.

Going through answers to other commonly asked questions about Capital One transfer partners will give you a better understanding of how the process works.

Now that you know more about Capital One transfer partners, how the value of your miles can vary and how to carry out transfers, determine if taking this path might be in your best interest. If you don’t have a Capital One card that offers reward miles, consider getting one by comparing your alternatives based on miles per dollar rates, annual fees, APRs and spend-based welcome offers.