America's healthcare landscape is shifting rapidly. Insurance premiums are rising, coverage gaps are widening, and access varies dramatically by state and income level. Our research team analyzes this changing landscape to help you understand what's happening with healthcare costs, coverage availability, and access to care. The data reveals patterns that directly affect millions of Americans, from rising uninsured rates to claim denial trends to mental health access inequities.
Analysis
Why In-Network Mental Health Care Is So Hard to Find
Behavioral health visits are 3.5 times more likely to go out-of-network. MoneyGeek analyzed why reimbursement gaps, provider shortages and weak parity enforcement limit access to in-network mental health care.
ACA Subsidy Cliff 2026: What Unsubsidized Enrollees Pay by State
Enhanced Premium Tax Credits expired January 1, 2026. See how much more unsubsidized ACA enrollees pay in every state, how many people are affected and whether their state created a backstop.
ACA Premiums for a 59-Year-Old in 2026: All 50 States and D.C.
A 59-year-old pays 2.04 times the federal ACA benchmark premium. MoneyGeek calculated the unsubsidized Silver-tier rate for every state in 2026, from $621/month in D.C. to $2,269/month in Wyoming.
Prescription Drug Costs by State and Coverage Type
The same medications cost $15 on Medicaid or $425 cash. How coverage type and geography determine prescription drug costs across all 50 states and Washington, D.C.
ACA Premiums Jump 20% in 2026: Complete 50-State Analysis
ACA premiums rose 20% for 2026. MoneyGeek's exclusive 50-state analysis shows southern states hit hardest while expansion and reinsurance curbed costs.
ACA Health Insurance Claim Denials: 2026 State & Insurer Rankings
Nearly one in five ACA claims were denied in 2026. Compare denial rates by state and insurer to find plans that pay when you need care during open enrollment.
Uninsured Americans 2026: 27M Without Coverage, ACA Crisis
Over 27 million Americans lack health insurance in 2026. ACA subsidy expiration threatens 22 million with 114% premium hikes. Find coverage data by state.
Why Do 10 States Have 42% of America's Uninsured?
Ten states account for 42% of America's uninsured despite making up just 28% of the population. All declined Medicaid expansion and voted for Trump in 2026.
Best (and Worst) States for Mental Health Access and Cost
MoneyGeek analyzed access and cost data for mental health treatment in all 50 states to uncover the best (and worst) states for mental health care.
Best (and Worst) States for Youth Mental Health Access and Costs
MoneyGeek analyzed access and cost data for mental health treatment in all 50 states to find the best and worst states for youth mental health care.