What's my monthly mortgage payment?
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Loan terms vary based on your individual situation as well as current market conditions. These rate quotes from lenders are based on the following assumptions:
The mortgage is to purchase an owner-occupied single-family property
A purchase price of no more than $417,000
Buyer paying 20% down, for a loan-to-value ratio (LTV) of 80%
Buyer with an excellent credit score (typically 740 or higher)
Rate lock period of 45 days
Discount points to pay down the rate, as specified
Fixed-rate loan with a term of either 15 or 30 years, as specified
Rates and monthly payment estimates are for principal and interest only and do not include origination fees or other closing costs, taxes, or premiums for mortgage insurance or other insurance.
Annual Percentage Rate (APR) includes the cost of prepaid finance fees (labeled in the listing as "Fees"?) as defined by the Federal Reserve Boardâ€™s Regulation Z to implement the Truth in Lending Act.
State and county maximum loan amount restrictions may apply. Some loan products or lenders may not be available in all states. Rates may change without notice. Prospective borrowers should contact the lender directly for the most accurate rate quotes.