Best Life Insurance in West Valley City, UT (August 2024)


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Updated: October 4, 2024

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Based on MoneyGeek scores, Protective is the best life insurance company in West Valley City, Utah, for both men and women. The MoneyGeek score for men is 92 with a monthly premium of $24. For women, the MoneyGeek score is 92 with a monthly premium of $20. These scores and premium costs are based on a 20-year term policy with $500,000 coverage.

When deciding on life insurance, consider different factors such as affordability, customer satisfaction, and financial stability. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in West Valley City, Utah.

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Coverage costs and company information for life insurance providers were updated in August 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceWest Valley, UT
2024

Best Life Insurance Companies in West Valley City

Overall Best Life Insurance in West Valley City, UT

How was this MoneyGeek score calculated?

In West Valley City, Protective offers the best life insurance for men and women with a MoneyGeek score of 92 out of 100 and a monthly premium of $24 for men and $20 for women.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $24 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $28 per month for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 at $20 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $24 per month for women

Protective stands out due to its high MoneyGeek score, indicating strong performance in affordability, customer satisfaction and financial stability.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier life insurance provider in West Valley City, with a MoneyGeek score of 92 for men and women. The company's monthly premiums are affordable, at $20 for women and $24 for men, rounding out a compelling offer for excellent coverage.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in West Valley City, UT

How was this MoneyGeek score calculated?

Protective provides the best term life insurance in West Valley City for men and women, boasting a MoneyGeek score of 92 and monthly premiums of $12 for men and $11 for women. This score indicates a strong combination of affordability, customer satisfaction and financial stability.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $12 per month for men
  • Mutual of Omaha: MoneyGeek score of 62 out of 100 at $15 per month for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 at $11 per month for women
  • Mutual of Omaha: MoneyGeek score of 60 out of 100 at $15 per month for women

Term life insurance provides coverage for a set period, offering a death benefit to beneficiaries if the policyholder passes away during the term. For instance, someone with young children might opt for term life insurance to ensure financial support for their education and upbringing should the unexpected occur.

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MoneyGeek Top Pick
Protective

Protective provides the best term life insurance in West Valley City, with a MoneyGeek score of 92 and a premium of $12 a month for men. For women, it has a MoneyGeek score of 92 and a premium of $11.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Room to improve buying process

Best Whole Life Insurance in West Valley City, UT

How was this MoneyGeek score calculated?

The best whole life insurance provider in West Valley City for men and women is Protective, with a MoneyGeek score of 91. Protective stands out for its balance of affordability, customer satisfaction and financial stability, making it a solid choice for individuals seeking reliable insurance coverage. The company's high scores indicate a commitment to quality service and diverse product offerings, which are key considerations when purchasing life insurance.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance provides lifelong coverage and a cash value component, which can be a financial safety net or an investment opportunity. For example, someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.

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MoneyGeek Top Pick
Protective

Protective emerges as the top choice for the best whole life insurance in West Valley City for men and women, with a MoneyGeek score of 91. With exceptional customer satisfaction, affordability and financial stability, Protective ensures comprehensive coverage for its clients.

Pros:

  • High customer satisfaction
  • Superior affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in West Valley City, UT

How was this MoneyGeek score calculated?

In West Valley City, Protective provides the best universal life insurance for men and women, with a MoneyGeek score of 91 for each. This ranking reflects a balanced offering that meets customer needs across affordability, satisfaction and financial stability.

The top providers for men are: Protective: MoneyGeek score of 91 out of 100 for men

  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a flexible policy that allows policyholders to adjust their premiums and benefits as their financial needs change. For example, someone might choose universal life insurance over term life insurance for the potential to build cash value that can be borrowed against, providing a financial safety net in addition to life coverage.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier provider of universal life insurance in West Valley City, offering exceptional service to men and women. With an impressive MoneyGeek score of 91 for both, Protective demonstrates a strong commitment to customer satisfaction and value.

Pros:

  • High customer satisfaction
  • Exceptional affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in West Valley City, UT

How was this MoneyGeek score calculated?

In West Valley City, Protective stands out as the provider of the best life insurance with no mandatory medical exam for both men and women, with a MoneyGeek score of 91 out of 100. This top score reflects the company's commitment to affordability, customer satisfaction and financial stability.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

No-medical-exam life insurance offers the convenience of obtaining coverage without undergoing a medical assessment. This can be particularly appealing for those who need insurance quickly or have concerns about the medical exam process. For example, a person with a busy schedule or a fear of needles might opt for no-medical-exam insurance to avoid the discomfort and time commitment of traditional insurance underwriting.

mglogo
MoneyGeek Top Pick
Protective

Protective stands out as the leading provider of no-medical-exam life insurance in West Valley City for both men and women, boasting a MoneyGeek score of 91 for each group. This score reflects the company's commitment to satisfaction and value.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in West Valley City, UT

How was this MoneyGeek score calculated?

For seniors in West Valley City, Protective stands out as the provider of the best term life insurance for seniors, with a MoneyGeek score of 92 for men and 91 for women, and monthly premiums of $52 and $49, respectively.

Age is a determining factor in life insurance costs because it correlates with an increased risk for the insurer. Protective's top scores reflect a balance of affordability, customer satisfaction, financial stability and product diversity.

Best Term Life Insurance for Seniors in West Valley City
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$52MG Score out of 10092
2CompanyMutual of OmahaPremium$60MG Score out of 10091
3CompanyNationwidePremium$58MG Score out of 10090
4CompanyAAAPremium$68MG Score out of 10088
5CompanyAllstatePremium$60MG Score out of 10088
6CompanyPrudentialPremium$51MG Score out of 10088
7CompanyTransamericaPremium$66MG Score out of 10086
8CompanyState FarmPremium$100MG Score out of 10084
9CompanyHavenPremium$103MG Score out of 10082

Best Term Life Insurance for Smokers in West Valley City, UT

How was this MoneyGeek score calculated?

In West Valley City, Mutual of Omaha stands out as the provider with the best term life insurance for smokers, boasting a MoneyGeek score of 90 for men and 89 for women, and a monthly premium of $59 for both.

Smoking is a significant factor in determining life insurance premiums due to the associated health risks, which can lead to higher costs for smokers. Mutual of Omaha's top ranking is based on its strong performance across several dimensions, including affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Smokers in West Valley City
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$59MG Score out of 10090
2CompanyNationwidePremium$61MG Score out of 10089
3CompanyProtectivePremium$77MG Score out of 10088
4CompanyPrudentialPremium$46MG Score out of 10088
5CompanyTransamericaPremium$57MG Score out of 10087
6CompanyState FarmPremium$72MG Score out of 10086
7CompanyAAAPremium$95MG Score out of 10085
8CompanyAllstatePremium$96MG Score out of 10084
9CompanyHavenPremium$84MG Score out of 10082

Best Term Life Insurance for Young Adults in West Valley City, UT

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for young adults in West Valley City, Protective stands out with a MoneyGeek score of 92 and a monthly premium of $7 for men and women.

Age plays a significant role in determining life insurance premiums. Younger individuals often enjoy lower premiums because they are generally healthier and present a lower risk to insurers. Protective's high MoneyGeek score reflects its strong customer satisfaction, affordability and financial stability.

Best Term Life Insurance for Young Adults in West Valley City
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$8MG Score out of 10092
2CompanyMutual of OmahaPremium$9MG Score out of 10091
3CompanyNationwidePremium$10MG Score out of 10089
4CompanyAAAPremium$10MG Score out of 10088
5CompanyAllstatePremium$9MG Score out of 10087
6CompanyTransamericaPremium$10MG Score out of 10087
7CompanyPrudentialPremium$10MG Score out of 10086
8CompanyHavenPremium$11MG Score out of 10085
9CompanyState FarmPremium$17MG Score out of 10084
10CompanyBestowPremium$14MG Score out of 10083

Best Cheap Term Life Insurance in West Valley City, UT

How was this MoneyGeek score calculated?

For those seeking the best cheap term life insurance in West Valley City, Protective stands out for men and women with a MoneyGeek score of 92 and monthly premiums of $12 for men and $11 for women.

Several factors influence the cost of life insurance premiums. Age, health, coverage amount and term length all play a role. To get the lowest premiums, maintain good health, choose a shorter term length and opt for a lower coverage amount. Protective's high MoneyGeek score is due to its balance of affordability, customer satisfaction and financial stability.

Best Cheap Term Life Insurance in West Valley City
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$12MG Score out of 10092
2CompanyMutual of OmahaPremium$15MG Score out of 10090
3CompanyNationwidePremium$16MG Score out of 10090
4CompanyAllstatePremium$15MG Score out of 10089
5CompanyAAAPremium$17MG Score out of 10088
6CompanyTransamericaPremium$16MG Score out of 10088
7CompanyPrudentialPremium$15MG Score out of 10088
8CompanyHavenPremium$19MG Score out of 10084
9CompanyState FarmPremium$26MG Score out of 10082

Average Cost of Term Life Insurance in West Valley City, UT

The average monthly premium for term life insurance in West Valley City is $20 for women and $25 for men. Several factors affect the cost of life insurance premiums. These include age, health, lifestyle, occupation and the amount of coverage. For instance, younger individuals or those in good health typically pay lower premiums. Similarly, non-smokers and those with safer occupations often benefit from reduced rates.

In West Valley City, the cost of life insurance might be influenced by local factors. Health statistics, crime rates and economic conditions can all play a role. For example, areas with higher crime rates or poorer health outcomes may see higher premiums. Conversely, a stronger local economy might lead to lower costs.

FAQ About Life Insurance in West Valley City, UT

What company has the best life insurance in West Valley City for men?
What is the monthly premium cost for the best life insurance for men in West Valley City?
What company has the best life insurance in West Valley City for women?
What is the monthly premium cost for the best life insurance for women in West Valley City?
Is there anything different about life insurance in West Valley City compared to the rest of Utah?
What happens to your life insurance if a company goes bankrupt in West Valley City?
Why might West Valley City residents need life insurance?
How do you find a lost life insurance policy in West Valley City?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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