Best Life Insurance in Henderson, NV (November 2024)


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Protective is the top choice of best life insurance for men and women in Henderson, Nevada. With a MoneyGeek score of 92 and average monthly premiums of $28 for women and $35 for men, it combines affordability and customer satisfaction.

Different factors influence life insurance decisions, and these scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Henderson, Nevada.

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Coverage costs and company information for life insurance providers were updated in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceHenderson, NV
2024

Best Life Insurance Companies in Henderson

Overall Best Life Insurance in Henderson, NV

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Henderson for both men and women. It has a MoneyGeek score of 92 and average monthly premiums of $35 for men and $28 for women.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $35 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $40 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $28 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $31 per month for women

The company's strong performance in affordability, customer satisfaction and financial stability ensures a reliable and cost-effective option.

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MoneyGeek Top Pick
Protective

In Henderson, Protective is the premier life insurance provider for both men and women, with a MoneyGeek score of 92. Men can secure a policy at a monthly rate of about $35, while women are at a slightly lower rate of $28.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could be improved

Best Term Life Insurance in Henderson, NV

How was this MoneyGeek score calculated?

Men and women seeking the best term life insurance in Henderson can rely on Protective, with a MoneyGeek score of 92 and average monthly premiums of $17 for men and $15 for women. This high score reflects Protective's dependable coverage at a reasonable cost.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $17 per month for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $21 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $15 per month for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $19 per month for women

Term life insurance is a policy that covers a specified term and offers a death benefit if the insured passes away during the term. It's often chosen for its simplicity and lower cost than permanent life insurance. For example, a parent might opt for term life insurance to fund their child's education should anything happen to them.

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MoneyGeek Top Pick
Protective

For men and women seeking dependable term life insurance in Henderson, Protective is the standout provider. With a MoneyGeek score of 92 and average monthly premiums of $17 for men and $15 for women, it offers a balance of value and security.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Rigid buying process

Best Whole Life Insurance in Henderson, NV

How was this MoneyGeek score calculated?

Protective provides the best whole life insurance in Henderson for men and women, with a MoneyGeek score of 92. This score reflects a strong balance of affordability, customer satisfaction and financial stability.

Top whole life companies in Henderson:

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance offers lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that they can borrow against in the future.

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MoneyGeek Top Pick
Protective

In Henderson, Protective is the premier choice for whole life insurance for men and women, boasting a MoneyGeek score of 92. Protective offers affordability, customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process needs improvement
  • Needs more product diversity

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Henderson, NV

How was this MoneyGeek score calculated?

Protective is the premier provider of the best universal life insurance in Henderson for men and women, with a MoneyGeek score of 91. This score reflects the company's strong affordability and customer satisfaction.

Best universal life insurance companies:

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers flexible premiums, a death benefit and the potential to build cash value over time. For instance, someone who wants to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies, providing security and flexibility.

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MoneyGeek Top Pick
Protective

Protective has the best universal life insurance in Henderson, delivering top-tier service to men and women. A MoneyGeek score of 91 ensures that customers receive high-quality solutions that meet their needs and expectations.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process needs improvement
  • More product variety desired

Best No-Medical-Exam Life Insurance in Henderson, NV

How was this MoneyGeek score calculated?

For those seeking the best no-medical-exam life insurance in Henderson, Protective is the top choice. It has a MoneyGeek score of 91 for both men and women. This score indicates a robust offering that balances affordability, customer satisfaction and financial stability.

Best life insurance companies that do not require a medical exam:

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a required medical exam allows individuals to obtain coverage quickly. This can be particularly beneficial for those who need immediate coverage or have health issues that could complicate a traditional application process. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid being denied or facing higher premiums.

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MoneyGeek Top Pick
Protective

When searching for the best life insurance with no mandatory medical exam in Henderson, Protective is a great option for men and women. Its MoneyGeek score of 91 reflects its commitment to meet the needs of its customers.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Limited product diversity
  • Room for improvement in the buying process

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Best Term Life Insurance for Seniors in Henderson, NV

How was this MoneyGeek score calculated?

Residents in Henderson seeking the best term life insurance for seniors can rely on Protective. It has high MoneyGeek scores of 92 for men and 91 for women, with average monthly premiums of $75 and $63, respectively.

Age is a factor in life insurance premiums; as individuals age, the risk to insurers increases, often leading to higher costs. Protective's MoneyGeek score reflects its commitment to affordability, customer satisfaction, financial stability and product diversity. These factors are pivotal for seniors prioritizing security and value.

Best Term Life Insurance for Seniors in Henderson
Data filtered by:Results filtered by:
gender:
gender:M
1Protective$7592
2Mutual of Omaha$8591
3Nationwide$7890
4Allstate$7888
5AAA$10188
6Prudential$7488
7Transamerica$9487
8State Farm$14884
9Haven$15082

Best Term Life Insurance for Smokers in Henderson, NV

How was this MoneyGeek score calculated?

In Henderson, Mutual of Omaha has the best term life insurance for smokers. It earned MoneyGeek scores of 90 for men and 89 for women, with average monthly premiums of $85 and $77, respectively.

Smoking significantly affects life insurance premiums due to the health risks it poses, often leading to higher rates for smokers than nonsmokers. Mutual of Omaha provides valuable coverage at competitive prices. This information is crucial for smokers who need a reliable policy that can accommodate their circumstances without compromising quality or cost.

Best Term Life Insurance for Smokers in Henderson
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$8590
2Nationwide$9289
3Protective$11688
4Prudential$6788
5Transamerica$8387
6State Farm$11086
7AAA$15085
8Allstate$13084
9Haven$14283

Best Term Life Insurance for Young Adults in Henderson, NV

How was this MoneyGeek score calculated?

If you're looking for the best term life insurance for young adults in Henderson, Protective is the top choice for both men and women. With a MoneyGeek score of 92 and average monthly premiums of $11 for men and $9 for women, Protective offers exceptional value.

Age is crucial in determining life insurance premiums, with younger adults typically benefiting from lower rates. Choosing a reliable term life insurance is essential for securing financial protection at a reasonable cost.

Best Term Life Insurance for Young Adults in Henderson
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1192
2Mutual of Omaha$1391
3Nationwide$1489
4AAA$1588
5Allstate$1388
6Transamerica$1487
7Prudential$1586
8Haven$1685
9State Farm$2584
10Bestow$2384

Best Cheap Term Life Insurance in Henderson, NV

How was this MoneyGeek score calculated?

The best cheap term life insurance in Henderson for both men and women is offered by Protective. It has a MoneyGeek score of 92 and monthly premiums of about $17 for men and $15 for women.

Factors such as age, health, coverage amount and term length affect life insurance costs. To get the lowest premiums, maintain good health, choose a shorter term and opt for a lower coverage amount.

Best Cheap Term Life Insurance in Henderson
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1792
2Nationwide$2291
3Mutual of Omaha$2190
4Allstate$2089
5Transamerica$2288
6AAA$2488
7Prudential$2288
8Haven$2984
9State Farm$3982

Average Cost of Term Life Insurance in Henderson, NV

The average monthly cost of term life insurance in Henderson is $26 for women and $35 for men.

Many factors affect life insurance premiums, including age, health, lifestyle and the amount of coverage you choose. Insurers assess these factors to determine the risk for them by insuring you.

The cost of life insurance in Henderson might be higher or lower than in the rest of Nevada due to local health statistics, lifestyle, economic conditions and competition among insurance providers. For example, premiums could be higher if Henderson has higher average health risks or a less competitive insurance market. Conversely, if the local economy is strong and there is significant competition among insurers, premiums could be lower.

Always consider your circumstances and the specific conditions of your area when evaluating your options.

FAQ About Life Insurance in Henderson, NV

What company has the best life insurance in Henderson for men?

What is the monthly premium cost for the best life insurance for men in Henderson?

What company has the best life insurance in Henderson for women?

What is the monthly premium cost for the best life insurance for women in Henderson?

Is there anything different about life insurance in Henderson compared to the rest of Nevada?

What happens to your life insurance if a company goes bankrupt in Henderson?

Why might Henderson residents need life insurance?

How do you find a lost life insurance policy in Henderson?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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