The Cheapest Alabama Health Insurance for Individuals and Families

On the private market, the cost of health insurance in Alabama depends on how much of your medical expenses you want your plan to cover. Health plans in Alabama have five tiers — Catastrophic, Expanded Bronze, Silver, Gold and Platinum — each with varying levels of out-of-pocket maxes and deductibles. Silver plans provide the best combination regarding cost and coverage. On average, these cost $449 per month. Blue Cross and Blue Shield of Alabama offers the cheapest silver plan — the Blue HSA Silver for Business, which costs $292 per month.