Car Insurance in Wisconsin: How to Find the Policy That Fits You
MoneyGeek has analysis and solutions for all your car insurance needs in Wisconsin.
Find the Best or Cheapest Car Insurance in Wisconsin
MoneyGeek gathered and analyzed rates from different companies in Wisconsin to find the most affordable options. We used our own unique scoring system to find the best companies balancing cost and service.
MoneyGeek also examined factors such as age and driving record that may affect your car insurance expenses. This can give you an idea of the overall expenses you may incur when purchasing car insurance.
Our resources above explore the cheapest and best car insurance for specific types of drivers. In the following table, we summarized the different rates, companies and coverages that you may find in Wisconsin. Note that all of our recommendations are for a full coverage policy unless stated otherwise.
- Minimum liability: GEICO
- Full coverage: GEICO
- Drivers with a DUI: American Family
- After an accident: USAA
- Drivers with a ticket: Erie
- Drivers with bad credit: GEICO
- Senior drivers: State Farm
- Student drivers: GEICO
- Overall: Erie
- Customer Service: Erie
- On a Budget: Erie
- Poor Driving Record: Erie
- Military: USAA
- Young Drivers: GEICO
- New Cars: Erie
- Low-Mileage Drivers: Nationwide
Get a Wisconsin Car Insurance Quote
Car insurance quotes in Wisconsin can differ up to $1,021 annually for the same driver across different companies. Comparing quotes can help you save money, and asking for quote estimates doesn’t take up much time.
Car Insurance Laws in Wisconsin
MoneyGeek has all the essentials to help you navigate Wisconsin car insurance laws and requirements. In Wisconsin, the following coverages are required:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $10,000 property damage liability per accident
- $25,000 uninsured/underinsured motorist coverage per person
- $50,000 uninsured/underinsured motorist coverage per accident
Wisconsin doesn’t require comprehensive and collision insurance and only mandates low liability limits, so the coverage amount you need could differ from the amount of coverage that is legally required.
High-risk drivers, such as those with a DUI, are required to file an SR-22 form to prove that they have purchased car insurance. Filing an SR-22 form in Wisconsin entails additional costs, and your insurer files it for you. MoneGeek shares more information to help you understand the costs and how to file an SR-22.
Specialty Car Insurance in Wisconsin
Traditional car insurance is not always the right choice for your needs. Non-owner car insurance, temporary car insurance and low-income car insurance are alternative forms of car insurance in Wisconsin. MoneyGeek explored all of these alternatives to help you make the right decision. The following section will give you more information about unique car insurance types in Wisconsin.
MoneyGeek Specialty Car Insurance Resources
Non-owner car insurance
People who need proof of insurance even though they do not own a car can get non-owner car insurance in Wisconsin.
Temporary car insurance
Those who frequently rent cars or only need a car for a short amount of time need temporary car insurance in Wisconsin. They can get this by purchasing rental car insurance or by canceling a regular car insurance policy early.
Car insurance for low-income drivers
Although low-income drivers aren’t offered specific programs in most states, MoneyGeek found ways to help drivers in Wisconsin who are on a tight budget.
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