Car Insurance in Wisconsin: How to Find the Policy That Fits You

MoneyGeek has analysis and solutions for all your car insurance needs in Wisconsin.

Find the Best or Cheapest Car Insurance in Wisconsin

MoneyGeek gathered and analyzed rates from different companies in Wisconsin to find the most affordable options. We used our own unique scoring system to find the best companies balancing cost and service.

MoneyGeek also examined factors such as age and driving record that may affect your car insurance expenses. This can give you an idea of the overall expenses you may incur when purchasing car insurance.

Our resources above explore the cheapest and best car insurance for specific types of drivers. In the following table, we summarized the different rates, companies and coverages that you may find in Wisconsin. Note that all of our recommendations are for a full coverage policy unless stated otherwise.

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THE CHEAPEST CAR INSURANCE COMPANIES IN WISCONSIN
  • Minimum liability: GEICO
  • Full coverage: GEICO
  • Drivers with a DUI: American Family
  • After an accident: USAA
  • Drivers with a ticket: Erie
  • Drivers with bad credit: GEICO
  • Senior drivers: State Farm
  • Student drivers: GEICO
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THE BEST CAR INSURANCE COMPANIES IN WISCONSIN
  • Overall: Erie
  • Customer Service: Erie
  • On a Budget: Erie
  • Poor Driving Record: Erie
  • Military: USAA
  • Young Drivers: GEICO
  • New Cars: Erie
  • Low-Mileage Drivers: Nationwide

Get a Wisconsin Car Insurance Quote

Car insurance quotes in Wisconsin can differ up to $1,021 annually for the same driver across different companies. Comparing quotes can help you save money, and asking for quote estimates doesn’t take up much time.

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Car Insurance Laws in Wisconsin

MoneyGeek has all the essentials to help you navigate Wisconsin car insurance laws and requirements. In Wisconsin, the following coverages are required:

Wisconsin doesn’t require comprehensive and collision insurance and only mandates low liability limits, so the coverage amount you need could differ from the amount of coverage that is legally required.

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ARE THERE DIFFERENT LAWS FOR HIGH-RISK DRIVERS IN WISCONSIN?

High-risk drivers, such as those with a DUI, are required to file an SR-22 form to prove that they have purchased car insurance. Filing an SR-22 form in Wisconsin entails additional costs, and your insurer files it for you. MoneGeek shares more information to help you understand the costs and how to file an SR-22.

Specialty Car Insurance in Wisconsin

Traditional car insurance is not always the right choice for your needs. Non-owner car insurance, temporary car insurance and low-income car insurance are alternative forms of car insurance in Wisconsin. MoneyGeek explored all of these alternatives to help you make the right decision. The following section will give you more information about unique car insurance types in Wisconsin.

MoneyGeek Specialty Car Insurance Resources

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Non-owner car insurance

People who need proof of insurance even though they do not own a car can get non-owner car insurance in Wisconsin.

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Temporary car insurance

Those who frequently rent cars or only need a car for a short amount of time need temporary car insurance in Wisconsin. They can get this by purchasing rental car insurance or by canceling a regular car insurance policy early.

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Car insurance for low-income drivers

Although low-income drivers aren’t offered specific programs in most states, MoneyGeek found ways to help drivers in Wisconsin who are on a tight budget.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.