Car Insurance in Vermont: How to Find the Policy That Fits You
MoneyGeek gives analysis and solutions for all your car insurance needs in Vermont.
Find the Best or Cheapest Car Insurance in Vermont
To help you find the lowest prices, MoneyGeek collected and analyzed car insurance quotes from different companies in Vermont. We ranked providers based on their ability to balance cost and affordability using our unique scoring system. Additionally, we broke down the cost of car insurance in Vermont according to how it’s affected by factors such as age and driving record.
MoneyGeek’s resources above assessed the most affordable and highest-ranking car insurance in Vermont for different driver profiles. Meanwhile, our table below offers a brief overview of what you can expect to find. Our recommendations are for a full coverage policy unless stated otherwise.
- Minimum liability: Vermont Mutual
- Full coverage: Vermont Mutual
- Drivers with a DUI: State Farm
- After an accident: Vermont Mutual
- Drivers with a ticket: State Farm
- Drivers with bad credit: Allstate
- Senior drivers: Vermont Mutual
- Student drivers: Allstate
- Overall: Allstate
- Customer Service: Allstate
- On a Budget: Allstate
- Poor Driving Record: Allstate
- Military: USAA
- Young Drivers: Allstate
- New Cars: Allstate
- Low-Mileage Drivers: Nationwide
Get a Vermont Car Insurance Quote
MoneyGeek’s research reveals that car insurance quotes in Vermont can change by as much as $1,000 based on the company you choose. That said, the best way to obtain the most affordable policies is by shopping around and comparing rates. Fortunately, this process doesn’t have to be time-consuming.
Car Insurance Laws in Vermont
You can use MoneyGeek’s resources to learn more about Vermont’s car insurance laws and requirements. The state requires you to have the following coverages:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $10,000 property damage liability per accident
- $50,000 uninsured/underinsured motorist coverage per person
- $100,000 uninsured/underinsured motorist coverage per accident
- $10,000 uninsured/underinsured motorist property damage coverage
However, you may want to increase your coverage beyond the state minimum requirements as it doesn’t include comprehensive and collision insurance and has low liability limits. You should know how much insurance you really need before purchasing a policy.
In Vermont, you’re required to file a form for proof of insurance called SR-22 if you’ve had a traffic violation such as a DUI. MoneyGeek studied car insurance costs if you’re filing an SR-22 and detailed the process you’ll go through with an insurance provider.
Specialty Car Insurance in Vermont
Sometimes, you may need coverage beyond the traditional car insurance policy. MoneyGeek evaluated various alternative car insurance options in Vermont, such as non-owner, temporary and low-income car insurance, to help you find a policy that fits your needs. Learn more about these unique car insurance types in Vermont below.
MoneyGeek Specialty Car Insurance Resources
Non-owner car insurance
In Vermont, non-owner car insurance is your best choice if you don’t own a car but need proof of insurance.
Temporary car insurance
If you rent cars often or are going to need insurance for a month, temporary car insurance in Vermont might best suit your needs. You can either buy a traditional policy and cancel it early or purchase rental car insurance to get temporary coverage.
Car insurance for low-income drivers
Most states don’t offer support for car insurance, but MoneyGeek listed ways you can save on your car insurance premiums if you’re a low-income individual in Vermont.
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