Car Insurance in Oklahoma: How to Find the Policy That Fits You

MoneyGeek analyzed the available options for all of your car insurance needs in Oklahoma.

Find the Best or Cheapest Car Insurance in Oklahoma

To find the cheapest auto insurers in Oklahoma, MoneyGeek analyzed car insurance quotes from multiple providers. Using our unique scoring system, our guide can assist you in finding the best companies that offer affordability and quality.

If you want an overview of car insurance expenses, MoneyGeek categorized costs based on a variety of factors, such as age, driving record and more.

Our resources above highlight the cheapest and best car insurance options for different types of drivers.

Our table below gives a snapshot of average rates so you will have an idea of what you can expect. These rates are for a full coverage policy unless noted otherwise.

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  • Minimum liability: GEICO
  • Full coverage: GEICO
  • Drivers with a DUI: State Farm
  • After an accident: USAA
  • Drivers with a ticket: GEICO
  • Drivers with bad credit: GEICO
  • Senior drivers: State Farm
  • Student drivers: Allstate
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  • Overall: GEICO
  • Customer Service: GEICO
  • On a Budget: GEICO
  • Poor Driving Record: GEICO
  • Military: USAA
  • Young Drivers: Allstate
  • New Cars: Allstate
  • Low-Mileage Drivers: Nationwide

Get an Oklahoma Car Insurance Quote

Car insurance quotes can vary by as much as $1,407 per year for the average driver across multiple carriers in Oklahoma.

If you are looking to cut back on your expenses, a good place to start is by ensuring that you are getting the best price for your policy. Take your time comparing quotes. It can save you money in the long run.


Car Insurance Laws in Oklahoma

MoneyGeek has all the resources you need on car insurance laws and requirements in Oklahoma. According to state law, the following liability insurance coverages are required:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $25,000 for property damage per accident

Oklahoma does not require comprehensive and collision insurance beyond these minimum liability limits. The policy will not cover costs exceeding these limits, so you need to assess how much car insurance you need and whether you need additional coverages to provide you with enough financial protection.

Specialty Car Insurance in Oklahoma

Conventional care isurance may not be the right fit for every driver. To help you make an informed decision, MoneyGeek explored the various alternative forms of car insurance in Oklahoma, such as non-owner insurance, temporary car insurance and low-income car insurance. Learn more about these types of specialty insurance coverages below.

MoneyGeek Specialty Car Insurance Resources


Non-owner car insurance

Oklahoma drivers who do not own a car but frequently borrow or rent cars and need proof of insurance may consider this a good option.


Temporary car insurance

A driver who only needs coverage for a period shorter than six months might find that getting temporary car insurance in Oklahoma is an ideal option.


Car insurance for low-income drivers

MoneyGeek has outlined how low-income drivers in Oklahoma can save on car insurance since not all states offer programs to support low-income drivers.

About the Author


Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.