Car Insurance in Nevada: How to Find the Policy That Fits You

MoneyGeek provides analysis and solutions for auto insurance in Nevada.

Find the Best or Cheapest Car Insurance in Nevada

MoneyGeek gathered and evaluated car insurance quotes from different insurance companies to discover the cheapest auto insurers in Nevada. We also used our own rating system to find the best providers that balance cost and affordability. MoneyGeek calculated how much you should expect to spend on car insurance depending on different factors, including age and driving record.

Our resources above analyzed the cheapest and best auto insurance for several categories of drivers, while the table below will give you a quick summary of what to expect. However, unless otherwise specified, all of our suggestions are for full coverage insurance.

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  • Minimum liability: GEICO
  • Full coverage: GEICO
  • Drivers with a DUI: State Farm
  • After an accident: USAA
  • Drivers with a ticket: GEICO
  • Drivers with bad credit: GEICO
  • Senior drivers: GEICO
  • Student drivers: Allstate
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  • Overall: GEICO
  • Customer Service: State Farm
  • On a Budget: GEICO
  • Poor Driving Record: State Farm
  • Military: USAA
  • Young Drivers: Allstate
  • New Cars: Travelers
  • Low-Mileage Drivers: Nationwide

Get a Nevada Car Insurance Quote

In Nevada, car insurance prices for the same driver might vary by up to $2,004 per year depending on the company. When looking for a car insurance policy, it's wise to receive price quotes from different providers so that you can save money by comparing quotes. Fortunately, it doesn’t take long to get a quote.


Car Insurance Laws in Nevada

MoneyGeek provides all the information you need about Nevada's car insurance laws and regulations. Your policy, at the very least, must include the following liability insurance coverages, as required by the state:

  • $25,000 bodily injury liability insurance per person
  • $50,000 bodily injury liability per accident
  • $20,000 property damage liability per accident

It’s vital to determine how much car insurance you need because your needs may differ from what Nevada mandates. The state only enforces minimum liability coverage and does not require comprehensive or collision insurance.

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High-risk drivers, such as those with a DUI, must file an SR-22 in Nevada. This serves as a proof-of-insurance document. MoneyGeek explains how much you'll have to pay and how to complete this paperwork with your insurance company.

Specialty Car Insurance in Nevada

Traditional car insurance may not always fulfill your individual needs. MoneyGeek looked into the different types of car insurance in Nevada to see which one would be best for you. Non-owner, temporary and low-income automobile insurance are among them. Find out more about these uncommon insurance policies in the sections below.

MoneyGeek Specialty Car Insurance Resources


Non-owner car insurance

State residents who don’t own a car but need proof of insurance can purchase Nevada non-owner car insurance.


Temporary car insurance

Consider temporary car insurance in Nevada if you rent cars regularly or just need to drive for a few months. You can get temporary insurance by buying and canceling a policy early or getting rental car insurance.


Car insurance for low-income drivers

Because most states do not offer programs to assist low-income drivers, we covered options to purchase low-income auto insurance in Nevada.

About the Author


Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.