Car Insurance in Mississippi: How to Find the Policy That Fits You
When it comes to car insurance needs, MoneyGeek has analysis and solutions for Mississippi drivers.
Find the Best or Cheapest Car Insurance in Mississippi
To find the most affordable companies in Mississippi, MoneyGeek compiled and analyzed quotes from across the state. Using our unique scoring system, we discovered the best companies that balanced cost and affordability. If you’re calculating your overall expenses, MoneyGeek explains how auto insurance premiums depend on a variety of factors like age, driving record and more.
Our resources above analyze the cheapest and best car insurance policies for certain types of drivers. Below, the table provides a quick summary of what you can expect when shopping for auto insurance in Mississippi. Unless otherwise stated, all recommendations are for a full coverage policy.
- Minimum liability: GEICO
- Full coverage: Travelers
- Drivers with a DUI: State Farm
- After an accident: USAA
- Drivers with a ticket: Travelers
- Drivers with bad credit: Nationwide
- Senior drivers: Mississippi Farm Bureau
- Student drivers: Allstate
- Overall: GEICO
- Customer Service: ALFA
- On a Budget: GEICO
- Poor Driving Record: State Farm
- Military: USAA
- Young Drivers: Allstate
- New Cars: Travelers
- Low-Mileage Drivers: Nationwide
Get a Mississippi Car Insurance Quote
In Mississippi, car insurance quotes can vary by as much as $877 each year for the same driver across different companies. As a result, it’s wise to compare quotes and find possible savings. When shopping around, researching quotes shouldn’t take much time.
Car Insurance Laws in Mississippi
MoneyGeek offers all the resources you need regarding Mississippi car insurance laws and requirements. By law, Mississippi drivers are required to have the following liability insurance coverages included in their policy:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Since the state has low liability limits and doesn’t mandate comprehensive and collision insurance, what you actually need might be different. Consequently, how much car insurance you need depends on your individual needs and preferences.
In Mississippi, drivers with severe traffic violations, like a DUI, are required to file an SR-22 to verify proof of insurance. MoneyGeek notes how much insurance costs with an SR-22 in Mississippi and how to file one with your insurance provider.
Specialty Car Insurance in Mississippi
Traditional car insurance may not be the best option for you. MoneyGeek explored alternative forms of car insurance in Mississippi to help you find a policy that suits you, including non-owner car insurance, temporary car insurance and low-income car insurance. You can learn more about specialty car insurance types below.
MoneyGeek Specialty Car Insurance Resources
Non-owner car insurance
If you don’t own a car but need proof of insurance, non-owner car insurance in Mississippi might be an ideal option.
Temporary car insurance
Consider getting temporary car insurance in Mississippi if you rent cars often or only need a car for a month. You can either buy a policy and cancel it early or get rental car insurance.
Car insurance for low-income drivers
MoneyGeek explored different ways that low-income drivers in Mississippi could find savings in spite of the fact that there is no government assistance.
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