Car Insurance in Maine: How to Find the Policy That Fits You

MoneyGeek offers different solutions for all of your car insurance needs in order to help you find the right policy.

Find the Best or Cheapest Car Insurance in Maine

MoneyGeek gathered and compared quotes from several companies to find the most affordable car insurance provider in Maine. We also determined the best companies in terms of cost and affordability. MoneyGeek broke down how much car insurance costs depending on factors such as age, driving record and more.

You can find more information about car insurance for specific types of drivers in the resources above. An overview of what you can expect is provided in the table below. Unless otherwise stated, all recommendations are for full coverage policies.

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  • Minimum liability: GEICO
  • Full coverage: GEICO
  • Drivers with a DUI: State Farm
  • After an accident: USAA
  • Drivers with a ticket: State Farm
  • Drivers with bad credit: GEICO
  • Senior drivers: GEICO
  • Student drivers: GEICO
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  • Overall: GEICO
  • Customer Service: Allstate
  • On a Budget: GEICO
  • Poor Driving Record: State Farm
  • Military: USAA
  • Young Drivers: Allstate
  • New Cars: MetLife
  • Low-Mileage Drivers: Nationwide

Get a Maine Car Insurance Quote

We found that car insurance rates in Maine might vary by as much as $352 per year for the same driver depending on the company. Comparing quotes from several providers to save money on your premiums is essential, and it doesn’t have to be time-consuming.


Car Insurance Laws in Maine

MoneyGeek provides all of the information you need about Maine car insurance requirements. The state of Maine mandates that your car insurance policy include the following coverages.

  • $50,000 bodily injury liability insurance per person
  • $100,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
  • $50,000 uninsured/underinsured motorist coverage per person
  • $100,000 uninsured/underinsured motorist coverage per accident
  • $2,000 medical payments coverage

Since comprehensive and collision insurance are not required in Maine, it is essential to determine how much coverage you actually need. Some drivers' insurance needs may differ from the state's minimum requirements.

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In Maine, drivers convicted of significant traffic violations, such as DUIs, must file an SR-22 form as proof of insurance. MoneyGeek’s guide explains how much an SR-22 insurance policy in Maine will cost and how to obtain this through your insurer.

Specialty Car Insurance in Maine

Traditional car insurance may not be the best option for your needs in certain circumstances. MoneyGeek researched the available alternatives for car insurance in Maine, including non-owner auto insurance, temporary car insurance and insurance for low-income drivers, to help you make an informed decision. Learn more about the several types of car insurance in Maine below.

MoneyGeek Specialty Car Insurance Resources


Non-owner car insurance

This option is ideal for drivers in Maine who do not own a car but need proof of insurance.


Temporary car insurance

If you rent a car or just need a car temporarily, you should consider Maine temporary car insurance. This can either be a regular policy that you cancel early or rental car insurance.


Car insurance for low-income drivers

In most states (including Maine), low-income drivers do not have access to government assistance programs. MoneyGeek found ways to lower your Maine auto insurance rates.

About the Author


Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.