Car Insurance in District of Columbia: How to Find the Policy That Fits You
MoneyGeek has analysis and solutions for all your car insurance needs in the District of Columbia.
- I’m in District of Columbia and I’m looking to find either the cheapest car insurance, the best service and claims experience or a balance of quality and affordability.
- I’m looking to get a District of Columbia car insurance quote or estimate now.
- I want to learn more about how much car insurance is required in District of Columbia.
- I want to learn more about specialty insurance policies for those with low income, those who don’t own a car or those who only need car insurance temporarily.
Find the Best or Cheapest Car Insurance in District of Columbia
MoneyGeek analyzed car insurance quotes in the District of Columbia to help you find the most affordable options. MoneyGeek also ranked the best car insurance companies in the District of Columbia using a comprehensive scoring system to help you find the best balance of quality service and cost. For those researching overall car insurance rates, MoneyGeek broke down the cost of car insurance in the District of Columbia depending on factors such as age and driving record.
You can use the resources above to look up the cheapest and best car insurance in the District of Columbia for different profiles. The table below provides a quick summary of the information you can expect to find.
MoneyGeek’s recommendations are for a full coverage policy unless indicated otherwise.
- Overall: GEICO
- Customer Service: GEICO
- On a Budget: GEICO
- Poor Driving Record: GEICO
- Military: USAA
- Young Drivers: GEICO
- New Cars: Allstate
- Low-Mileage Drivers: Nationwide
Get a District of Columbia Car Insurance Quote
Car insurance quotes in the District of Columbia can vary widely depending on the insurer. It pays to shop around and compare quotes from different providers if you want to save on your car insurance quotes. Fortunately, getting quote estimates doesn’t have to be time-consuming.
Car Insurance Laws in District of Columbia
MoneyGeek’s resources on District of Columbia car insurance laws will help you understand how much car insurance you need in the District of Columbia.
Drivers in the District of Columbia are required to have the following minimum liability coverages:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $10,000 property damage liability per accident
- $25,000 uninsured/underinsured motorist coverage per person
- $50,000 uninsured/underinsured motorist coverage per accident
- $5,000 uninsured/underinsured motorist property damage coverage
The coverage amount you need may differ from the minimum liability limits set by District of Columbia laws since the state doesn’t require comprehensive and collision insurance and only mandates low liability limits.
In the District of Columbia, high-risk drivers, such as those who get a DUI, need to file an SR-22 form as proof of insurance. MoneyGeek broke down the average cost of SR-22 insurance in the District of Columbia and how to file with your insurer.
Specialty Car Insurance in District of Columbia
Alternative car insurance policies are available to drivers in the District of Columbia when traditional car insurance is not the ideal option. MoneyGeek explored the specialty car insurance in the District of Columbia to help you find a policy that fits your needs. These include non-owner car insurance, temporary car insurance and low-income car insurance. You can learn more about these unique car insurance policies in the District of Columbia below.
MoneyGeek Specialty Car Insurance Resources
Non-owner car insurance
If you do not own a car but need proof of insurance, you can get non-owner car insurance in the District of Columbia.
Temporary car insurance
You can get temporary car insurance in the District of Columbia by buying a traditional car insurance policy then canceling it early or getting rental car insurance. Temporary car insurance is a good option if you frequently rent cars or have a car for a short period.
Car insurance for low-income drivers
Most states have no programs to support low-income drivers, but MoneyGeek found ways that low-income drivers in the District of Columbia can save on car insurance costs.
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