Car Insurance in Connecticut: How to Find the Policy That Fits You

For all your car insurance needs, MoneyGeek has analysis and solutions to help you find the best policy.

Find the Best or Cheapest Car Insurance in Connecticut

MoneyGeek collected and analyzed quotes from different providers to help you find the cheapest car insurance in Connecticut. We also used a unique scoring system to find auto insurers that offer Connecticut’s best balance of quality service and cost. Furthermore, we broke down how your driving record and other factors such as age impact car insurance costs in Connecticut.

MoneyGeek’s resources above analyze the cheapest and best car insurance in Connecticut for different driver profiles. The table below provides a quick summary of what you can expect to find.

All our recommendations are for a full coverage policy unless indicated otherwise.

tip icon
  • Minimum liability: GEICO
  • Full coverage: GEICO
  • Drivers with a DUI: Progressive
  • After an accident: USAA
  • Drivers with a ticket: State Farm
  • Drivers with bad credit: GEICO
  • Senior drivers: GEICO
  • Student drivers: GEICO
tip icon
  • Overall: GEICO
  • Customer Service: Allstate
  • On a Budget: GEICO
  • Poor Driving Record: GEICO
  • Military: USAA
  • Young Drivers: GEICO
  • New Cars: Allstate
  • Low-Mileage Drivers: Nationwide

Get a Connecticut Car Insurance Quote

Depending on the insurance company you choose, your car insurance costs in Connecticut can vary by as much as $1,448 per year. It is important to compare car insurance quotes from multiple providers to find the best rates for your profile. To save money, you can get quick car insurance estimates online.


Car Insurance Laws in Connecticut

You can use MoneyGeek’s resources to understand how much car insurance you need in Connecticut. Car insurance laws in Connecticut require all drivers to have the following minimum coverages:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
  • $25,000 uninsured/underinsured motorist coverage per person
  • $50,000 uninsured/underinsured motorist coverage per accident

Getting the minimum coverage required in Connecticut may not offer you adequate protection, so it is important to understand how much car insurance you need before purchasing car insurance in Connecticut.

tip icon

If you are classified as a high-risk driver in Connecticut due to a violation such as a DUI, you will be required to file an SR-22 form as proof of insurance. MoneyGeek explains how to file an SR-22 in Connecticut with your insurer and how much you can expect to pay for SR-22 insurance.

Specialty Car Insurance in Connecticut

Depending on your needs, traditional car insurance may not always be the best option. MoneyGeek analyzed alternative types of car insurance available to drivers in Connecticut based on their needs, including non-owner car insurance, temporary car insurance and low-income car insurance. You can find out more about these specialty car insurance policies below.

MoneyGeek Specialty Car Insurance Resources


Non-owner car insurance

If you need proof of insurance but do not have a car, non-owner car insurance in Connecticut is a good option.


Temporary car insurance

If you frequently rent cars or are only going to have a car for a short period, you can get temporary car insurance in Connecticut by buying and canceling a traditional policy early or getting rental car insurance.


Car insurance for low-income drivers

Most states do not support low-income drivers who need car insurance. However, MoneyGeek found the best options for drivers looking for car insurance for low-income drivers in Connecticut.

About the Author


Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.