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Updated: 9/23/2023

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At MoneyGeek, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. The MoneyGeek partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed agents. Reference our data methodology and learn more about advertising and editorial disclosure.

Nationwide offers the cheapest car insurance for full coverage, while GEICO provides the cheapest state-minimum policies. State Farm is also the cheapest for teens, seniors, and drivers with accidents, DUIs. For those with bad credit and tickets, Nationwide is the cheapest.

We ranked the cheapest companies nationally and by state for each category to help you find the insurer that best fits your profile.

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2023

Cheapest Car Insurance in September 2023

Cheapest Car Insurance for Full Coverage: Nationwide

Nationwide and State Farm are the top two cheapest car insurance companies nationwide, offering the most affordable full coverage policies. A full coverage policy provides the best financial protection in the event of an at-fault incident.

Cheapest Full Coverage Car Insurance Companies and Rates:

  • Nationwide: $967 per year, $81 per month
  • GEICO: $1,099 per year, $92 per month
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MoneyGeek Top Pick: Full Coverage
Nationwide

Average Annual Rate: $967

Nationwide car insurance offers competitive rates and comprehensive policies for drivers with varied credit histories. They provide discounts for new vehicles, anti-theft devices, safe driving, and defensive driving course completions. Bundling options are available, combining auto with homeowners or renters insurance for potential savings. Nationwide's consistent industry presence highlights their commitment to policyholders.

Company
Annual Premium
Monthly Premium

Nationwide

$1,201

$100

Nationwide

$1,312

$109

Nationwide

$967

$81

Nationwide

$1,061

$88

Nationwide

$893

$74

Nationwide

$971

$81

Travelers

$1,267

$106

Travelers

$1,386

$115

GEICO

$1,099

$92

GEICO

$1,212

$101

State Farm

$1,047

$87

State Farm

$1,154

$96

GEICO

$1,328

$111

GEICO

$1,453

$121

Travelers

$1,110

$93

Travelers

$1,215

$101

GEICO

$1,088

$91

GEICO

$1,195

$100

State Farm

$1,405

$117

State Farm

$1,542

$129

State Farm

$1,135

$95

State Farm

$1,252

$104

Travelers

$1,092

$91

Travelers

$1,201

$100

Allstate

$1,447

$121

Allstate

$1,547

$129

Progressive

$1,253

$104

Progressive

$1,336

$111

Progressive

$1,207

$101

Progressive

$1,305

$109

Progressive

$1,511

$126

Progressive

$1,632

$136

Allstate

$1,304

$109

Allstate

$1,406

$117

Farmers

$1,312

$109

Allstate

$1,437

$120

Farmers

$1,630

$136

Farmers

$1,813

$151

Farmers

$1,344

$112

Farmers

$1,496

$125

Allstate

$1,334

$111

Farmers

$1,467

$122

Moneygeek found that Nationwide and State Farm offer the cheapest full coverage insurance for a 100/300/100 policy, as well as a policy with increased coverage of 300/500/300. The shorthand of 100/300/100 means:

  • $100,000 in bodily injury liability coverage per person
  • $300,000 in bodily injury liability coverage per accident
  • $100,000 in property damage liability coverage per accident

The table above allows you to review our analysis of the most affordable car insurance rates for a full coverage policy with 100/300/100 or 300/500/100 limits. Reviewing providers and rates for different policy limits shows how valuable it is to shop around and find and compare cheap car insurance quotes to find an affordable policy with the coverage you need.

Cheapest Full Coverage Car Insurance by State

States regulate insurance individually, so different states can have different price levels. Insurance companies may also calculate rates by city, as different cities and towns may have higher or lower risk levels for car accidents and theft. Use the table below to explore the cheapest car insurance companies for a full coverage policy in your state. Click on your state to learn more about local and individual insurance options.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

State Farm

$751

$63

Alaska

Allstate

$962

$80

Arizona

Root Insurance Company

$715

$60

Arkansas

Southern Farm Bureau

$684

$57

California

CSAA

$369

$31

Colorado

American National P&C

$586

$49

Connecticut

GEICO

$791

$66

Delaware

Travelers

$865

$72

District of Columbia

GEICO

$879

$73

Florida

State Farm

$1,380

$115

Georgia

Country Financial

$809

$67

Hawaii

GEICO

$601

$50

Idaho

American National P&C

$421

$35

Illinois

American Family

$696

$58

Indiana

American Family

$552

$46

Iowa

West Bend Mutual

$557

$46

Kansas

Nationwide

$768

$64

Kentucky

Nationwide

$790

$66

Louisiana

Louisiana Farm Bureau

$1,015

$85

Maine

Vermont Mutual

$559

$47

Maryland

Nationwide

$1,088

$91

Massachusetts

State Farm

$483

$40

Michigan

Travelers

$931

$78

Minnesota

AAA

$813

$68

Mississippi

Mississippi Farm Bureau

$706

$59

Missouri

Nationwide

$909

$76

Montana

State Farm

$658

$55

Nebraska

American National P&C

$417

$35

Nevada

Country Financial

$951

$79

New Hampshire

Hanover

$479

$40

New Jersey

Plymouth Rock Assurance

$907

$76

New Mexico

Progressive

$722

$60

New York

Kemper

$1,033

$86

North Carolina

State Farm

$503

$42

North Dakota

American Family

$615

$51

Ohio

Nationwide

$485

$40

Oklahoma

GEICO

$808

$67

Oregon

American Family

$921

$77

Pennsylvania

Travelers

$638

$53

Rhode Island

Amica Mutual

$888

$74

South Carolina

American National P&C

$501

$42

South Dakota

American Family

$647

$54

Tennessee

Auto-Owners Insurance Co

$736

$61

Texas

Texas Farm Bureau

$760

$63

Utah

Nationwide

$725

$60

Vermont

Vermont Mutual

$514

$43

Virginia

American Family

$674

$56

Washington

PEMCO

$561

$47

West Virginia

Erie

$1,013

$84

Wisconsin

AAA

$443

$37

Wyoming

State Farm

$745

$62

Full coverage offers the most financial protection, as it includes comprehensive and collision insurance, which can pay for damages to your vehicle in case of an accident. However, if you're looking for the most affordable insurance possible, you might shop for the cheapest state minimum insurance policy available to you.

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Cheapest Car Insurance for Liability-Only Coverage: GEICO

State minimum coverage is the minimum amount of insurance required by law in your state. In some states, it’s also known as liability-only insurance.

Cheapest Liability-Only Car Insurance Companies and Rates:

  • GEICO: $488 per year, $41 per month
  • Nationwide: $492 per year, $41 per month

If you want additional liability protection but don't want to purchase comprehensive and collision insurance, you should shop for cheap liability-only insurance with higher coverage levels than your state's minimum requirements.

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MoneyGeek Top Pick: Liability-Only
GEICO

Average Annual Rate: $488

GEICO is often cited as one of the cheapest options for liability-only car insurance coverage. Known for its competitive rates, GEICO appeals to drivers seeking basic protection without breaking the bank. The company's streamlined online platform makes it easy to get a quote, customize coverage, and manage policies. While prices can vary based on multiple factors like location and driving history, many people find that GEICO offers the cost-effective solution they're looking for in liability-only coverage.

Company
Annual Premium
Monthly Premium

Nationwide

$701

$58

GEICO

$593

$49

Nationwide

$545

$45

GEICO

$499

$42

Nationwide

$535

$45

State Farm

$478

$40

Travelers

$731

$61

Travelers

$594

$50

State Farm

$651

$54

Nationwide

$501

$42

State Farm

$619

$52

Nationwide

$498

$41

State Farm

$776

$65

State Farm

$603

$50

Travelers

$669

$56

State Farm

$505

$42

Travelers

$696

$58

GEICO

$515

$43

Progressive

$801

$67

Progressive

$617

$51

GEICO

$689

$57

Travelers

$546

$45

Progressive

$704

$59

Progressive

$547

$46

GEICO

$829

$69

Nationwide

$651

$54

Progressive

$717

$60

Progressive

$558

$46

GEICO

$718

$60

Travelers

$568

$47

Allstate

$925

$77

Farmers

$745

$62

Farmers

$792

$66

Farmers

$612

$51

Farmers

$841

$70

Farmers

$640

$53

Farmers

$974

$81

Allstate

$756

$63

Allstate

$868

$72

Allstate

$711

$59

Allstate

$932

$78

Allstate

$758

$63

Cheapest Car Insurance for Liability-Only by State

Even the cheapest car insurance companies charge different prices for minimum coverage policies based on the state. Some states may require more than just liability coverage, such as personal injury protection (PIP) coverage, medical payments coverage or uninsured and underinsured motorist coverage.

Click on your state to find the cheapest minimum coverage options where you live.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$252

$21

Alaska

Umialik Insurance

$435

$36

Arizona

Mercury

$339

$28

Arkansas

Southern Farm Bureau

$261

$22

California

CSAA

$125

$10

Colorado

American National P&C

$230

$19

Connecticut

GEICO

$357

$30

Delaware

Travelers

$464

$39

District of Columbia

Chubb

$372

$31

Florida

GEICO

$641

$53

Georgia

Auto-Owners Insurance Co

$375

$31

Hawaii

GEICO

$223

$19

Idaho

American National P&C

$167

$14

Illinois

Mercury

$248

$21

Indiana

Auto-Owners Insurance Co

$264

$22

Iowa

Progressive

$183

$15

Kansas

Auto-Owners Insurance Co

$303

$25

Kentucky

Cincinnati Insurance

$260

$22

Louisiana

Louisiana Farm Bureau

$478

$40

Maine

Vermont Mutual

$254

$21

Maryland

Progressive

$620

$52

Massachusetts

State Farm

$221

$18

Michigan

Travelers

$101

$8

Minnesota

Westfield

$323

$27

Mississippi

Direct General Insurance

$275

$23

Missouri

Progressive

$363

$30

Montana

State Farm

$176

$15

Nebraska

American National P&C

$145

$12

Nevada

Country Financial

$532

$44

New Hampshire

Hanover

$133

$11

New Jersey

Plymouth Rock Assurance

$476

$40

New Mexico

Progressive

$311

$26

New York

Kemper

$592

$49

North Carolina

State Farm

$257

$21

North Dakota

Nodak Mutual

$225

$19

Ohio

State Farm

$208

$17

Oklahoma

Mercury

$269

$22

Oregon

Country Financial

$472

$39

Pennsylvania

Travelers

$272

$23

Rhode Island

Amica Mutual

$422

$35

South Carolina

American National P&C

$280

$23

South Dakota

Farmers Mutual of Nebraska

$220

$18

Tennessee

Auto-Owners Insurance Co

$263

$22

Texas

Texas Farm Bureau

$339

$28

Utah

Farmers Union Insurance

$396

$33

Vermont

State Farm

$201

$17

Virginia

American Family

$269

$22

Washington

PEMCO

$249

$21

West Virginia

Nationwide

$419

$35

Wisconsin

AAA

$187

$16

Wyoming

GEICO

$176

$15

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Cheapest Car Insurance for Drivers by Age

Insurers charge different car insurance rates by age and sex. While sex plays a role in how insurers determine rates, age is a significant factor. A teen driver might pay thousands of dollars more per year than an adult driver, as the risk of motor vehicle crashes among teens ages 16 to 19 is almost three times as high as drivers older than 20.

Similarly, when you reach your senior years, car insurance companies start raising rates again, as drivers over 70 have a higher crash mortality rate per 1,000 crashes than middle-aged drivers. Use the table below to find the most affordable insurer and rate by age for a full coverage policy.

Age
Company
Annual Premium
Monthly Premium

16

State Farm

$3,732

$311

17

State Farm

$3,312

$276

18

State Farm

$2,966

$247

19

State Farm

$2,531

$211

20

State Farm

$2,272

$189

21

GEICO

$1,824

$152

22

GEICO

$1,850

$154

23

GEICO

$1,655

$138

24

GEICO

$1,571

$131

25

GEICO

$1,448

$121

26

GEICO

$1,391

$116

27

GEICO

$1,338

$112

28

GEICO

$1,323

$110

29

GEICO

$1,309

$109

30

GEICO

$1,270

$106

35

GEICO

$1,251

$104

40

GEICO

$1,497

$125

45

GEICO

$1,244

$104

50

GEICO

$1,487

$124

55

State Farm

$1,201

$100

60

GEICO

$1,505

$125

65

State Farm

$1,140

$95

70

State Farm

$1,188

$99

75

State Farm

$1,289

$107

80

State Farm

$1,412

$118

85

State Farm

$1,537

$128

90

GEICO

$1,566

$131

Rates shown in this table are for an individual 100/300/100 full coverage policy with a $1,000 deductible.

Cheapest Car Insurance for Teens

Insurance companies consider inexperienced student drivers as high risk. For this reason, teen and student drivers can expect higher insurance rates.

Adding a teen driver to a family car insurance policy is often the most affordable option for them to be insured. The table below shows the cheapest car insurance company for teens on a family policy vs. what they may pay for an individual policy with the same insurer.

State
Company
Family Premium
Individual Premium
Percent Increase
Cost Increase

Alabama

Allstate

$1,862

$4,554

59%

$2,691

Alabama

GEICO

$1,145

$3,501

67%

$2,357

Alabama

GEICO

$724

$2,214

67%

$1,491

Alabama

GEICO

$1,429

$1,803

21%

$373

Alaska

GEICO

$2,131

$3,887

45%

$1,756

Alaska

GEICO

$1,696

$3,095

45%

$1,398

Alaska

GEICO

$1,439

$2,625

45%

$1,186

Alaska

GEICO

$1,556

$1,846

16%

$289

Arizona

Travelers

$1,970

$3,702

47%

$1,732

Arizona

Travelers

$1,516

$2,849

47%

$1,333

Arizona

GEICO

$1,164

$2,277

49%

$1,113

Arizona

Travelers

$1,409

$1,909

26%

$499

Arkansas

Allstate

$1,689

$6,394

74%

$4,706

Arkansas

Allstate

$1,404

$5,316

74%

$3,912

Arkansas

Allstate

$1,062

$4,020

74%

$2,958

Arkansas

Allstate

$1,425

$2,469

42%

$1,044

California

State Farm

$2,943

$3,327

12%

$384

California

State Farm

$2,628

$2,972

12%

$344

California

State Farm

$2,481

$2,805

12%

$324

California

GEICO

$2,082

$2,604

20%

$522

Colorado

Kemper

$1,393

$7,816

82%

$6,422

Colorado

Kemper

$1,051

$5,894

82%

$4,844

Colorado

Kemper

$860

$4,827

82%

$3,967

Colorado

Kemper

$1,393

$4,117

66%

$2,724

Connecticut

GEICO

$1,581

$8,657

82%

$7,076

Connecticut

GEICO

$702

$3,845

82%

$3,143

Connecticut

GEICO

$603

$3,300

82%

$2,698

Connecticut

GEICO

$1,356

$2,184

38%

$828

Delaware

GEICO

$2,930

$7,197

59%

$4,267

Delaware

GEICO

$1,706

$4,189

59%

$2,483

Delaware

GEICO

$1,450

$3,560

59%

$2,111

Delaware

Travelers

$1,722

$5,401

68%

$3,679

District of Columbia

GEICO

$1,836

$3,782

51%

$1,946

District of Columbia

GEICO

$1,332

$2,743

51%

$1,412

District of Columbia

GEICO

$1,137

$2,342

51%

$1,205

District of Columbia

GEICO

$1,344

$1,723

22%

$379

Florida

Nationwide

$3,267

$7,274

55%

$4,007

Florida

Nationwide

$3,267

$7,274

55%

$4,007

Florida

Allstate

$2,758

$11,073

75%

$8,315

Florida

Nationwide

$2,795

$4,226

34%

$1,430

Georgia

Allstate

$1,745

$4,763

63%

$3,017

Georgia

Allstate

$1,516

$4,136

63%

$2,621

Georgia

Allstate

$1,154

$3,150

63%

$1,995

Georgia

Allstate

$1,448

$1,909

24%

$461

Hawaii

State Farm

$709

$709

0%

$0

Hawaii

21st Century

$687

$743

8%

$56

Hawaii

21st Century

$687

$743

8%

$56

Hawaii

State Farm

$709

$709

0%

$0

Idaho

State Farm

$1,314

$1,788

26%

$474

Idaho

State Farm

$1,154

$1,570

26%

$416

Idaho

State Farm

$1,008

$1,372

26%

$363

Idaho

Auto-Owners Insurance Co

$937

$1,229

24%

$292

Illinois

Progressive

$2,195

$5,009

56%

$2,814

Illinois

Travelers

$1,240

$3,924

68%

$2,684

Illinois

Travelers

$975

$3,085

68%

$2,110

Illinois

Auto-Owners Insurance Co

$1,609

$1,924

16%

$315

Indiana

Nationwide

$1,702

$4,086

58%

$2,384

Indiana

GEICO

$1,002

$2,812

64%

$1,810

Indiana

GEICO

$876

$2,460

64%

$1,583

Indiana

GEICO

$1,158

$1,689

31%

$530

Iowa

Allstate

$1,644

$5,041

67%

$3,397

Iowa

Allstate

$994

$3,049

67%

$2,054

Iowa

Allstate

$737

$2,260

67%

$1,523

Iowa

Allstate

$1,217

$1,657

27%

$440

Kansas

Nationwide

$1,108

$2,299

52%

$1,191

Kansas

Nationwide

$1,072

$2,224

52%

$1,152

Kansas

Nationwide

$954

$1,980

52%

$1,026

Kansas

Nationwide

$1,006

$1,740

42%

$734

Kentucky

Allstate

$1,985

$6,389

69%

$4,405

Kentucky

Allstate

$1,711

$5,510

69%

$3,798

Kentucky

Allstate

$1,254

$4,037

69%

$2,783

Kentucky

Allstate

$1,674

$2,474

32%

$800

Louisiana

State Farm

$4,750

$6,119

22%

$1,369

Louisiana

State Farm

$4,179

$5,384

22%

$1,205

Louisiana

GEICO

$3,459

$6,921

50%

$3,463

Louisiana

State Farm

$3,656

$4,170

12%

$514

Maine

Concord Group

$1,056

$1,730

39%

$674

Maine

Concord Group

$936

$1,533

39%

$598

Maine

Concord Group

$839

$1,374

39%

$536

Maine

Concord Group

$851

$1,177

28%

$326

Maryland

Kemper

$1,827

$4,640

61%

$2,812

Maryland

Progressive

$1,407

$2,975

53%

$1,568

Maryland

Progressive

$1,209

$2,558

53%

$1,349

Maryland

Kemper

$1,619

$3,529

54%

$1,910

Massachusetts

State Farm

$1,016

$1,569

35%

$553

Massachusetts

Progressive

$940

$4,766

80%

$3,825

Massachusetts

Progressive

$855

$4,336

80%

$3,480

Massachusetts

State Farm

$652

$953

32%

$302

Michigan

GEICO

$1,957

$2,511

22%

$554

Michigan

GEICO

$1,957

$2,511

22%

$554

Michigan

GEICO

$1,495

$1,918

22%

$423

Michigan

GEICO

$1,502

$1,734

13%

$231

Minnesota

Nationwide

$1,850

$3,851

52%

$2,001

Minnesota

Allstate

$1,664

$3,400

51%

$1,735

Minnesota

Allstate

$1,555

$3,175

51%

$1,621

Minnesota

Nationwide

$1,628

$2,793

42%

$1,165

Mississippi

Progressive

$714

$4,584

84%

$3,870

Mississippi

Progressive

$901

$5,784

84%

$4,883

Mississippi

Progressive

$800

$5,136

84%

$4,336

Mississippi

Progressive

$714

$2,435

71%

$1,721

Missouri

GEICO

$1,295

$7,003

82%

$5,708

Missouri

GEICO

$1,073

$5,799

81%

$4,726

Missouri

GEICO

$942

$5,093

82%

$4,151

Missouri

GEICO

$1,001

$2,964

66%

$1,963

Montana

Progressive

$1,601

$3,500

54%

$1,900

Montana

Progressive

$1,176

$2,570

54%

$1,395

Montana

Progressive

$931

$2,036

54%

$1,105

Montana

Progressive

$1,206

$1,355

11%

$149

Nebraska

Allstate

$1,961

$6,067

68%

$4,105

Nebraska

Allstate

$1,193

$3,691

68%

$2,498

Nebraska

Allstate

$889

$2,750

68%

$1,861

Nebraska

Auto-Owners Insurance Co

$1,467

$2,109

30%

$642

Nevada

Nationwide

$2,572

$5,564

54%

$2,992

Nevada

Nationwide

$2,323

$5,027

54%

$2,704

Nevada

Nationwide

$2,104

$4,553

54%

$2,449

Nevada

Nationwide

$2,276

$3,839

41%

$1,563

New Hampshire

Concord Group

$1,078

$1,693

36%

$614

New Hampshire

Concord Group

$980

$1,538

36%

$558

New Hampshire

Concord Group

$898

$1,410

36%

$512

New Hampshire

Concord Group

$913

$1,232

26%

$319

New Jersey

GEICO

$2,059

$2,187

6%

$128

New Jersey

GEICO

$2,059

$2,187

6%

$128

New Jersey

Travelers

$1,614

$3,112

48%

$1,498

New Jersey

Travelers

$1,877

$2,532

26%

$656

New Mexico

Nationwide

$1,916

$3,628

47%

$1,713

New Mexico

Allstate

$1,612

$3,503

54%

$1,891

New Mexico

Allstate

$1,323

$2,873

54%

$1,550

New Mexico

Allstate

$1,620

$2,233

27%

$612

New York

Kemper

$1,516

$5,363

72%

$3,847

New York

Kemper

$1,291

$4,567

72%

$3,276

New York

Kemper

$1,101

$3,893

72%

$2,792

New York

Kemper

$1,311

$2,784

53%

$1,473

North Carolina

State Farm

$1,200

$1,252

4%

$52

North Carolina

State Farm

$1,166

$1,216

4%

$50

North Carolina

State Farm

$1,140

$1,189

4%

$49

North Carolina

State Farm

$1,048

$1,056

1%

$8

North Dakota

Nationwide

$1,184

$2,461

52%

$1,276

North Dakota

Allstate

$919

$4,534

80%

$3,615

North Dakota

Allstate

$741

$3,654

80%

$2,913

North Dakota

Nationwide

$1,091

$1,967

45%

$876

Ohio

Nationwide

$1,042

$2,416

57%

$1,374

Ohio

Nationwide

$1,042

$2,416

57%

$1,374

Ohio

Allstate

$800

$2,501

68%

$1,701

Ohio

Nationwide

$961

$1,934

50%

$972

Oklahoma

Allstate

$1,948

$5,390

64%

$3,442

Oklahoma

Allstate

$1,678

$4,643

64%

$2,965

Oklahoma

Allstate

$1,416

$3,917

64%

$2,501

Oklahoma

Allstate

$1,714

$2,484

31%

$769

Oregon

Nationwide

$1,573

$3,713

58%

$2,140

Oregon

GEICO

$1,378

$3,284

58%

$1,907

Oregon

GEICO

$1,134

$2,704

58%

$1,570

Oregon

Nationwide

$1,374

$2,869

52%

$1,495

Pennsylvania

Nationwide

$1,183

$2,989

60%

$1,806

Pennsylvania

Nationwide

$1,136

$2,871

60%

$1,735

Pennsylvania

Nationwide

$995

$2,514

60%

$1,519

Pennsylvania

Nationwide

$978

$1,851

47%

$873

Rhode Island

State Farm

$2,187

$3,040

28%

$853

Rhode Island

Travelers

$1,771

$11,078

84%

$9,307

Rhode Island

Travelers

$1,205

$7,534

84%

$6,330

Rhode Island

Travelers

$1,564

$5,027

69%

$3,462

South Carolina

Auto-Owners Insurance Co

$2,558

$3,621

29%

$1,063

South Carolina

Auto-Owners Insurance Co

$2,002

$2,834

29%

$832

South Carolina

Auto-Owners Insurance Co

$1,759

$2,490

29%

$731

South Carolina

Auto-Owners Insurance Co

$1,800

$2,114

15%

$314

South Dakota

Allstate

$1,164

$6,779

83%

$5,614

South Dakota

Allstate

$722

$4,202

83%

$3,481

South Dakota

Allstate

$597

$3,475

83%

$2,878

South Dakota

Allstate

$1,005

$1,673

40%

$669

Tennessee

Nationwide

$1,673

$4,264

61%

$2,591

Tennessee

Farmers

$1,394

$4,893

72%

$3,500

Tennessee

Allstate

$1,181

$3,516

66%

$2,335

Tennessee

Auto-Owners Insurance Co

$1,405

$1,797

22%

$393

Texas

State Farm

$2,273

$3,165

28%

$892

Texas

State Farm

$2,052

$2,857

28%

$805

Texas

State Farm

$1,849

$2,575

28%

$726

Texas

State Farm

$1,825

$2,293

20%

$468

Utah

Nationwide

$1,491

$3,804

61%

$2,313

Utah

Nationwide

$1,398

$3,567

61%

$2,169

Utah

GEICO

$1,156

$4,001

71%

$2,845

Utah

Nationwide

$1,352

$2,828

52%

$1,476

Vermont

Concord Group

$1,330

$2,009

34%

$679

Vermont

Concord Group

$1,215

$1,835

34%

$620

Vermont

Concord Group

$1,117

$1,688

34%

$571

Vermont

State Farm

$1,120

$1,370

18%

$251

Virginia

Nationwide

$1,268

$2,801

55%

$1,533

Virginia

Nationwide

$1,243

$2,746

55%

$1,503

Virginia

Nationwide

$1,153

$2,548

55%

$1,395

Virginia

Nationwide

$1,144

$2,196

48%

$1,052

Washington

Kemper

$1,793

$2,476

28%

$683

Washington

Capital Insurance Group

$1,450

$2,007

28%

$556

Washington

Allstate

$1,305

$4,438

71%

$3,133

Washington

Capital Insurance Group

$1,627

$1,637

1%

$10

West Virginia

Nationwide

$1,791

$4,213

57%

$2,422

West Virginia

Allstate

$1,566

$5,269

70%

$3,703

West Virginia

Allstate

$1,227

$4,130

70%

$2,902

West Virginia

Nationwide

$1,675

$3,220

48%

$1,545

Wisconsin

Nationwide

$1,258

$2,930

57%

$1,672

Wisconsin

Allstate

$821

$3,571

77%

$2,750

Wisconsin

Allstate

$623

$2,710

77%

$2,087

Wisconsin

GEICO

$1,091

$1,591

31%

$500

Wyoming

Allstate

$1,604

$5,602

71%

$3,998

Wyoming

Allstate

$1,289

$4,503

71%

$3,213

Wyoming

Allstate

$1,000

$3,492

71%

$2,492

Wyoming

Allstate

$1,322

$2,123

38%

$800

Rates in this table are for a 100/300/100 full coverage policy with a $1,000 deductible. Family premiums were gathered using a profile with two adults and one teen.

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MONEYGEEK EXPERT TIP

Most teens under the age of 18 are not legally allowed to have their own auto insurance policy without a parent or guardian to co-sign. Adding a teen to a family policy is typically the best option for young drivers.
Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

Cheapest Car Insurance for Young Drivers

As you enter your 20s, insurers will assume you have gained some experience on the road and will no longer consider you as high risk as a teen. To get cheap car insurance as a young driver, you will still be eligible to stay on a family policy if you meet eligibility requirements, such as continuing to reside in the family home. Otherwise, you'll need to get on your own individual policy.

State
Company
Annual Premium
Monthly Premium

Alabama

State Farm

$973

$81

Alaska

GEICO

$1,009

$84

Arizona

Root Insurance Company

$717

$60

Arkansas

Southern Farm Bureau

$836

$70

California

CSAA

$408

$34

Colorado

American National P&C

$724

$60

Connecticut

GEICO

$1,007

$84

Delaware

Travelers

$939

$78

District of Columbia

GEICO

$1,175

$98

Florida

Travelers

$1,593

$133

Georgia

Allstate

$1,077

$90

Hawaii

GEICO

$601

$50

Idaho

American National P&C

$541

$45

Illinois

American Family

$746

$62

Indiana

American Family

$595

$50

Iowa

West Bend Mutual

$667

$56

Kansas

Nationwide

$919

$77

Kentucky

Nationwide

$1,007

$84

Louisiana

Louisiana Farm Bureau

$1,554

$130

Maine

Travelers

$744

$62

Maryland

Nationwide

$1,309

$109

Massachusetts

State Farm

$483

$40

Michigan

GEICO

$1,023

$85

Minnesota

American Family

$839

$70

Mississippi

Direct General Insurance

$917

$76

Missouri

American Family

$1,059

$88

Montana

State Farm

$725

$60

Nebraska

American National P&C

$508

$42

Nevada

Country Financial

$1,318

$110

New Hampshire

Hanover

$800

$67

New Jersey

Plymouth Rock Assurance

$983

$82

New Mexico

Progressive

$948

$79

New York

Progressive

$1,201

$100

North Carolina

Erie

$646

$54

North Dakota

American Family

$708

$59

Ohio

American Family

$511

$43

Oklahoma

GEICO

$977

$81

Oregon

American Family

$1,010

$84

Pennsylvania

Travelers

$680

$57

Rhode Island

Amica Mutual

$964

$80

South Carolina

American National P&C

$593

$49

South Dakota

American Family

$801

$67

Tennessee

Grange Insurance

$927

$77

Texas

Texas Farm Bureau

$932

$78

Utah

Nationwide

$896

$75

Vermont

State Farm

$640

$53

Virginia

Virginia Farm Bureau

$810

$68

Washington

PEMCO

$705

$59

West Virginia

Erie

$1,251

$104

Wisconsin

American Family

$650

$54

Wyoming

Farmers

$870

$72

Rates in this table reflect a 100/300/100 full coverage policy with a $1,000 deductible.

Cheapest Car Insurance for Seniors by State

Senior drivers often face more risks on the road than younger adults, as seniors may experience age-related changes in vision, physical functioning and more. Discover the cheapest car insurance companies and rates for seniors aged 65 and older in the table below.

State
Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$654

$55

Alaska

GEICO

$893

$74

Arizona

Root Insurance Company

$767

$64

Arkansas

Southern Farm Bureau

$621

$52

California

CSAA

$367

$31

Colorado

American National P&C

$575

$48

Connecticut

GEICO

$778

$65

Delaware

Travelers

$827

$69

District of Columbia

GEICO

$940

$78

Florida

State Farm

$1,267

$106

Georgia

Country Financial

$707

$59

Hawaii

GEICO

$601

$50

Idaho

American National P&C

$428

$36

Illinois

American Family

$677

$56

Indiana

American Family

$537

$45

Iowa

West Bend Mutual

$558

$46

Kansas

Nationwide

$696

$58

Kentucky

Cincinnati Insurance

$674

$56

Louisiana

Louisiana Farm Bureau

$1,253

$104

Maine

Vermont Mutual

$530

$44

Maryland

Progressive

$1,165

$97

Massachusetts

State Farm

$369

$31

Michigan

Travelers

$840

$70

Minnesota

AAA

$738

$62

Mississippi

Mississippi Farm Bureau

$633

$53

Missouri

Nationwide

$860

$72

Montana

Nationwide

$584

$49

Nebraska

American National P&C

$393

$33

Nevada

Capital Insurance Group

$885

$74

New Hampshire

Concord Group

$582

$48

New Jersey

NJM

$824

$69

New Mexico

Progressive

$761

$63

New York

Kemper

$1,011

$84

North Carolina

State Farm

$494

$41

North Dakota

American Family

$550

$46

Ohio

Nationwide

$448

$37

Oklahoma

State Farm

$842

$70

Oregon

American Family

$885

$74

Pennsylvania

Nationwide

$569

$47

Rhode Island

State Farm

$989

$82

South Carolina

American National P&C

$524

$44

South Dakota

American Family

$681

$57

Tennessee

Auto-Owners Insurance Co

$692

$58

Texas

Texas Farm Bureau

$629

$52

Utah

Nationwide

$670

$56

Vermont

State Farm

$469

$39

Virginia

Nationwide

$673

$56

Washington

PEMCO

$598

$50

West Virginia

Nationwide

$992

$83

Wisconsin

AAA

$503

$42

Wyoming

State Farm

$647

$54

Rates in this table reflect a 100/300/100 full coverage policy with a $1,000 deductible.

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Ensure you are getting the best rate for your insurance. Compare quotes from the top insurance companies.

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Best Cheap Car Insurance: Travelers

The best car insurance company is Travelers, with policies costing an average of $1,110 per year or $93 per month. Followed by Nationwide with premiums averaging $967 per year, $81 per month.

To find the best insurers who can balance both cost and service, MoneyGeek created a unique, weighted ranking system and scored each provider accordingly to create a score out of 100. Learn more about how we rank the best providers in the methodology at the top of the page.

Company
Annual Premium
Monthly Premium
Score Out of 100

Travelers

$1,110

$93

71

Nationwide

$967

$81

69

GEICO

$1,099

$92

68

State Farm

$1,135

$95

68

Progressive

$1,253

$104

66

Farmers

$1,344

$112

63

Allstate

$1,304

$109

62

Rates in this table are for a 100/300/100 full coverage policy with a $1,000 deductible.

Cheapest Car Insurance for Military Members: USAA

Current and former military personnel and their families often have unique military discounts or policies available that can make a great impact in lowering the cost of a policy. Without using specific military discounts, MoneyGeek found that USAA and Nationwide are the cheapest car insurance companies for the former and current military.

Cheapest Car Insurance for Military Members and Family:

  • USAA: $760 per year
  • Nationwide: $967 per year

Discover the average costs of full coverage and liability-only policies in the table below to find the cheapest insurance for military members, veterans and their families.

Company
Annual Premium
Monthly Premium

USAA

$315

$26

USAA

$316

$26

USAA

$372

$31

State Farm

$478

$40

Nationwide

$498

$41

GEICO

$499

$42

Nationwide

$501

$42

State Farm

$505

$42

GEICO

$515

$43

Travelers

$546

$45

Progressive

$547

$46

Progressive

$558

$46

Travelers

$568

$47

GEICO

$593

$49

Travelers

$594

$50

State Farm

$603

$50

Farmers

$612

$51

Progressive

$617

$51

Farmers

$640

$53

Nationwide

$651

$54

Allstate

$711

$59

USAA

$728

$61

Farmers

$745

$62

Allstate

$756

$63

Allstate

$758

$63

USAA

$760

$63

Nationwide

$893

$74

USAA

$928

$77

Nationwide

$967

$81

State Farm

$1,047

$87

GEICO

$1,088

$91

Travelers

$1,092

$91

GEICO

$1,099

$92

Travelers

$1,110

$93

State Farm

$1,135

$95

Nationwide

$1,201

$100

Progressive

$1,207

$101

Progressive

$1,253

$104

Travelers

$1,267

$106

Allstate

$1,304

$109

Farmers

$1,312

$109

GEICO

$1,328

$111

Allstate

$1,334

$111

Farmers

$1,344

$112

State Farm

$1,405

$117

Allstate

$1,447

$121

Progressive

$1,511

$126

Farmers

$1,630

$136

Cheapest Car Insurance For Drivers With Incidents

Drivers with moving violations or accidents on their record will have higher rates than those with a clean driving record, as the former are seen as a higher risk to insure. Additionally, drivers who have had a more serious violation, such as a DUI, may need to buy an SR-22 insurance policy.

Although all companies will raise your rates, some will raise them less than others. Explore the sections below to discover the cheapest companies and premiums for high-risk drivers of different profiles.

Cheapest Car Insurance for Drivers With an Accident: State Farm

In general, an at-fault accident will stay on your record and increase your premiums for 3–5 years, depending on the insurer you use and your state. You can still get cheap car insurance as a high-risk driver by comparison shopping to find the best rates.

Cheap Full Coverage Car Insurance for Drivers With an Accident:

  • State Farm: $1,390 per year, $116 per month
  • Nationwide: $1,469 per year, $122 per month

Cheap Liability-Only Car Insurance for Drivers With an Accident:

  • State Farm: $640 per year, $53 per month
  • Travelers: $764 per year, $64 per month

Review the table below and compare rates by age and coverage for drivers with an accident.

Company
Annual Premium
Monthly Premium

State Farm

$1,720

$143

State Farm

$761

$63

State Farm

$1,390

$116

State Farm

$640

$53

State Farm

$1,281

$107

State Farm

$602

$50

Travelers

$1,746

$145

Travelers

$790

$66

Nationwide

$1,469

$122

Travelers

$764

$64

Nationwide

$1,366

$114

Nationwide

$751

$63

Nationwide

$1,773

$148

GEICO

$916

$76

Travelers

$1,609

$134

Nationwide

$773

$64

Travelers

$1,657

$138

Travelers

$838

$70

Allstate

$2,041

$170

Nationwide

$948

$79

GEICO

$1,825

$152

GEICO

$813

$68

GEICO

$1,875

$156

GEICO

$866

$72

GEICO

$2,061

$172

Progressive

$949

$79

Allstate

$1,836

$153

Progressive

$852

$71

Allstate

$1,896

$158

Progressive

$937

$78

Progressive

$2,336

$195

Allstate

$1,046

$87

Progressive

$2,009

$167

Farmers

$973

$81

Progressive

$2,114

$176

Allstate

$1,051

$88

Farmers

$2,386

$199

Farmers

$1,113

$93

Farmers

$2,087

$174

Allstate

$984

$82

Farmers

$2,148

$179

Farmers

$1,071

$89

Most Affordable for Drivers With an Accident by State

Finding affordable car insurance after an accident may require extra research. Use the table below to find the cheapest national and midtier providers available in your state, and filter it by age to find the cheapest option for you — whether you’re looking for full coverage or liability-only.

State
Company
Annual Premium
Monthly Premium

Alabama

State Farm

$1,206

$101

Alabama

State Farm

$437

$36

Alabama

State Farm

$935

$78

Alabama

State Farm

$358

$30

Alabama

State Farm

$856

$71

Alabama

State Farm

$337

$28

Alaska

GEICO

$1,351

$113

Alaska

Umialik Insurance

$640

$53

Alaska

Umialik Insurance

$1,044

$87

Alaska

Umialik Insurance

$435

$36

Alaska

Umialik Insurance

$950

$79

Alaska

Umialik Insurance

$417

$35

Arizona

Root Insurance Company

$895

$75

Arizona

Root Insurance Company

$563

$47

Arizona

Root Insurance Company

$895

$75

Arizona

Root Insurance Company

$559

$47

Arizona

Root Insurance Company

$962

$80

Arizona

Root Insurance Company

$601

$50

Arkansas

Hanover

$1,089

$91

Arkansas

Hanover

$379

$32

Arkansas

Southern Farm Bureau

$910

$76

Arkansas

Hanover

$331

$28

Arkansas

Southern Farm Bureau

$812

$68

Arkansas

Southern Farm Bureau

$318

$27

California

CSAA

$516

$43

California

CSAA

$158

$13

California

CSAA

$466

$39

California

CSAA

$155

$13

California

CSAA

$464

$39

California

CSAA

$170

$14

Colorado

American National P&C

$983

$82

Colorado

American National P&C

$396

$33

Colorado

American National P&C

$785

$65

Colorado

American National P&C

$331

$28

Colorado

American National P&C

$791

$66

Colorado

American National P&C

$380

$32

Connecticut

GEICO

$1,434

$120

Connecticut

GEICO

$645

$54

Connecticut

GEICO

$1,147

$96

Connecticut

GEICO

$518

$43

Connecticut

GEICO

$1,160

$97

Connecticut

GEICO

$546

$45

Delaware

Travelers

$939

$78

Delaware

Travelers

$459

$38

Delaware

Travelers

$865

$72

Delaware

Travelers

$464

$39

Delaware

Travelers

$864

$72

Delaware

Travelers

$479

$40

District of Columbia

Erie

$1,530

$127

District of Columbia

Chubb

$669

$56

District of Columbia

Erie

$1,241

$103

District of Columbia

Chubb

$500

$42

District of Columbia

Erie

$1,273

$106

District of Columbia

Chubb

$473

$39

Florida

State Farm

$2,005

$167

Florida

Travelers

$962

$80

Florida

State Farm

$1,687

$141

Florida

State Farm

$858

$71

Florida

State Farm

$1,550

$129

Florida

State Farm

$798

$66

Georgia

Allstate

$1,447

$121

Georgia

Auto-Owners Insurance Co

$788

$66

Georgia

Country Financial

$1,143

$95

Georgia

Auto-Owners Insurance Co

$556

$46

Georgia

Country Financial

$1,077

$90

Georgia

Country Financial

$567

$47

Hawaii

GEICO

$916

$76

Hawaii

GEICO

$340

$28

Hawaii

GEICO

$916

$76

Hawaii

GEICO

$340

$28

Hawaii

GEICO

$916

$76

Hawaii

GEICO

$340

$28

Idaho

American Family

$679

$57

Idaho

American National P&C

$289

$24

Idaho

Auto-Owners Insurance Co

$576

$48

Idaho

American National P&C

$240

$20

Idaho

State Farm

$549

$46

Idaho

State Farm

$238

$20

Illinois

American Family

$876

$73

Illinois

American Family

$503

$42

Illinois

American Family

$817

$68

Illinois

Auto-Owners Insurance Co

$451

$38

Illinois

American Family

$798

$67

Illinois

Auto-Owners Insurance Co

$467

$39

Indiana

American Family

$787

$66

Indiana

American Family

$408

$34

Indiana

American Family

$731

$61

Indiana

Auto-Owners Insurance Co

$358

$30

Indiana

American Family

$720

$60

Indiana

Auto-Owners Insurance Co

$370

$31

Iowa

American Family

$749

$62

Iowa

American Family

$314

$26

Iowa

American Family

$717

$60

Iowa

Western National

$249

$21

Iowa

American Family

$634

$53

Iowa

Western National

$240

$20

Kansas

American Family

$987

$82

Kansas

Auto-Owners Insurance Co

$470

$39

Kansas

American Family

$837

$70

Kansas

Auto-Owners Insurance Co

$362

$30

Kansas

American Family

$761

$63

Kansas

Auto-Owners Insurance Co

$391

$33

Kentucky

Shelter

$1,341

$112

Kentucky

Travelers

$665

$55

Kentucky

Auto-Owners Insurance Co

$1,151

$96

Kentucky

Kentucky Farm Bureau

$550

$46

Kentucky

Auto-Owners Insurance Co

$1,072

$89

Kentucky

Cincinnati Insurance

$497

$41

Louisiana

Louisiana Farm Bureau

$2,034

$169

Louisiana

GEICO

$968

$81

Louisiana

Louisiana Farm Bureau

$1,312

$109

Louisiana

Louisiana Farm Bureau

$623

$52

Louisiana

Louisiana Farm Bureau

$1,636

$136

Louisiana

Louisiana Farm Bureau

$821

$68

Maine

Vermont Mutual

$963

$80

Maine

Vermont Mutual

$439

$37

Maine

Vermont Mutual

$558

$47

Maine

Vermont Mutual

$257

$21

Maine

Vermont Mutual

$530

$44

Maine

Vermont Mutual

$245

$20

Maryland

Progressive

$1,926

$161

Maryland

Progressive

$881

$73

Maryland

Progressive

$1,638

$137

Maryland

Progressive

$787

$66

Maryland

Progressive

$1,840

$153

Maryland

Progressive

$889

$74

Massachusetts

State Farm

$732

$61

Massachusetts

State Farm

$373

$31

Massachusetts

State Farm

$732

$61

Massachusetts

State Farm

$373

$31

Massachusetts

State Farm

$557

$46

Massachusetts

State Farm

$281

$23

Michigan

Chubb

$1,397

$116

Michigan

Travelers

$271

$23

Michigan

Chubb

$1,249

$104

Michigan

Travelers

$250

$21

Michigan

Chubb

$1,042

$87

Michigan

Travelers

$239

$20

Minnesota

American Family

$839

$70

Minnesota

American Family

$514

$43

Minnesota

American Family

$828

$69

Minnesota

Westfield

$487

$41

Minnesota

American Family

$771

$64

Minnesota

American Family

$505

$42

Mississippi

Mississippi Farm Bureau

$1,261

$105

Mississippi

State Farm

$467

$39

Mississippi

Mississippi Farm Bureau

$966

$81

Mississippi

State Farm

$383

$32

Mississippi

Mississippi Farm Bureau

$840

$70

Mississippi

State Farm

$360

$30

Missouri

American Family

$1,289

$107

Missouri

Progressive

$670

$56

Missouri

American Family

$1,207

$101

Missouri

Progressive

$581

$48

Missouri

American Family

$1,123

$94

Missouri

Progressive

$663

$55

Montana

State Farm

$842

$70

Montana

State Farm

$244

$20

Montana

State Farm

$763

$64

Montana

State Farm

$219

$18

Montana

State Farm

$682

$57

Montana

State Farm

$203

$17

Nebraska

American National P&C

$666

$56

Nebraska

American National P&C

$239

$20

Nebraska

American National P&C

$536

$45

Nebraska

American National P&C

$201

$17

Nebraska

American National P&C

$521

$43

Nebraska

American National P&C

$229

$19

Nevada

Country Financial

$1,806

$150

Nevada

State Farm

$1,066

$89

Nevada

Country Financial

$1,359

$113

Nevada

Capital Insurance Group

$743

$62

Nevada

Capital Insurance Group

$1,282

$107

Nevada

Capital Insurance Group

$648

$54

New Hampshire

Vermont Mutual

$1,036

$86

New Hampshire

Hanover

$299

$25

New Hampshire

Vermont Mutual

$636

$53

New Hampshire

Hanover

$268

$22

New Hampshire

Vermont Mutual

$602

$50

New Hampshire

Hanover

$266

$22

New Jersey

NJM

$1,202

$100

New Jersey

Plymouth Rock Assurance

$632

$53

New Jersey

NJM

$968

$81

New Jersey

Plymouth Rock Assurance

$589

$49

New Jersey

NJM

$824

$69

New Jersey

NJM

$534

$44

New Mexico

Progressive

$1,328

$111

New Mexico

Progressive

$458

$38

New Mexico

State Farm

$1,129

$94

New Mexico

Progressive

$438

$36

New Mexico

State Farm

$1,029

$86

New Mexico

State Farm

$412

$34

New York

Progressive

$1,201

$100

New York

Progressive

$730

$61

New York

Progressive

$1,079

$90

New York

Progressive

$688

$57

New York

Progressive

$1,092

$91

New York

Progressive

$709

$59

North Carolina

North Carolina Farm Bureau

$864

$72

North Carolina

North Carolina Farm Bureau

$441

$37

North Carolina

State Farm

$669

$56

North Carolina

State Farm

$347

$29

North Carolina

State Farm

$657

$55

North Carolina

State Farm

$339

$28

North Dakota

American Family

$708

$59

North Dakota

Nodak Mutual

$326

$27

North Dakota

American Family

$615

$51

North Dakota

Nodak Mutual

$294

$25

North Dakota

American Family

$550

$46

North Dakota

Nodak Mutual

$266

$22

Ohio

American Family

$655

$55

Ohio

American Family

$329

$27

Ohio

American Family

$632

$53

Ohio

American Family

$320

$27

Ohio

American Family

$594

$50

Ohio

American Family

$321

$27

Oklahoma

State Farm

$1,406

$117

Oklahoma

State Farm

$489

$41

Oklahoma

State Farm

$1,117

$93

Oklahoma

State Farm

$402

$33

Oklahoma

State Farm

$998

$83

Oklahoma

State Farm

$378

$31

Oregon

American Family

$1,253

$104

Oregon

Travelers

$799

$67

Oregon

American Family

$1,135

$95

Oregon

Capital Insurance Group

$699

$58

Oregon

American Family

$1,092

$91

Oregon

Capital Insurance Group

$639

$53

Pennsylvania

Travelers

$916

$76

Pennsylvania

Travelers

$371

$31

Pennsylvania

Travelers

$820

$68

Pennsylvania

Westfield

$294

$24

Pennsylvania

Travelers

$779

$65

Pennsylvania

Westfield

$290

$24

Rhode Island

Amica Mutual

$964

$80

Rhode Island

Amica Mutual

$458

$38

Rhode Island

Amica Mutual

$888

$74

Rhode Island

Amica Mutual

$422

$35

Rhode Island

State Farm

$989

$82

Rhode Island

State Farm

$495

$41

South Carolina

American National P&C

$761

$63

South Carolina

American National P&C

$416

$35

South Carolina

American National P&C

$631

$53

South Carolina

American National P&C

$361

$30

South Carolina

American National P&C

$671

$56

South Carolina

American National P&C

$411

$34

South Dakota

American Family

$961

$80

South Dakota

State Farm

$387

$32

South Dakota

American Family

$877

$73

South Dakota

State Farm

$320

$27

South Dakota

American Family

$827

$69

South Dakota

Farmers Mutual of Nebraska

$293

$24

Tennessee

Grange Insurance

$1,150

$96

Tennessee

Tennessee Farm Bureau

$370

$31

Tennessee

Tennessee Farm Bureau

$860

$72

Tennessee

Tennessee Farm Bureau

$276

$23

Tennessee

Tennessee Farm Bureau

$746

$62

Tennessee

Tennessee Farm Bureau

$264

$22

Texas

State Farm

$1,461

$122

Texas

State Farm

$592

$49

Texas

State Farm

$1,156

$96

Texas

State Farm

$496

$41

Texas

State Farm

$1,057

$88

Texas

State Farm

$467

$39

Utah

American Family

$1,114

$93

Utah

American Family

$717

$60

Utah

American Family

$891

$74

Utah

American Family

$585

$49

Utah

American Family

$884

$74

Utah

American Family

$588

$49

Vermont

State Farm

$754

$63

Vermont

State Farm

$279

$23

Vermont

Vermont Mutual

$523

$44

Vermont

Vermont Mutual

$219

$18

Vermont

Vermont Mutual

$523

$44

Vermont

Vermont Mutual

$219

$18

Virginia

Auto-Owners Insurance Co

$1,006

$84

Virginia

Auto-Owners Insurance Co

$451

$38

Virginia

Auto-Owners Insurance Co

$742

$62

Virginia

Auto-Owners Insurance Co

$358

$30

Virginia

Auto-Owners Insurance Co

$774

$65

Virginia

Auto-Owners Insurance Co

$402

$34

Washington

PEMCO

$888

$74

Washington

PEMCO

$406

$34

Washington

PEMCO

$765

$64

Washington

PEMCO

$350

$29

Washington

PEMCO

$863

$72

Washington

PEMCO

$403

$34

West Virginia

Erie

$1,530

$128

West Virginia

Erie

$644

$54

West Virginia

Erie

$1,233

$103

West Virginia

Erie

$525

$44

West Virginia

Erie

$1,212

$101

West Virginia

Erie

$519

$43

Wisconsin

American Family

$650

$54

Wisconsin

American Family

$380

$32

Wisconsin

American Family

$607

$51

Wisconsin

Western National

$274

$23

Wisconsin

American Family

$570

$47

Wisconsin

Western National

$264

$22

Wyoming

Farmers

$1,067

$89

Wyoming

GEICO

$291

$24

Wyoming

State Farm

$871

$73

Wyoming

State Farm

$255

$21

Wyoming

State Farm

$755

$63

Wyoming

State Farm

$221

$18

Cheapest Car Insurance for Drivers With a DUI: State Farm

A DUI can increase your rates by hundreds or even thousands of dollars per year. A company that raises your premium less than its competitors could save you a lot of money.

Cheap Full Coverage Car Insurance for Drivers With a DUI:

  • State Farm: $1,534 per year, $128 per month
  • Progressive: $1,606, $134 per month

Cheap Liability-Only Car Insurance for Drivers With a DUI:

  • Progressive: $685 per year, $57 per month
  • State Farm: $738 per year, $61 per month

To find the cheapest car insurance with a DUI, compare quotes by using the table below to find the cheapest full coverage or liability-only policies by your age range.

Company
Annual Premium
Monthly Premium

State Farm

$1,888

$157

Progressive

$772

$64

State Farm

$1,534

$128

Progressive

$685

$57

State Farm

$1,410

$118

State Farm

$690

$58

Progressive

$1,895

$158

State Farm

$876

$73

Progressive

$1,606

$134

State Farm

$738

$61

Progressive

$1,665

$139

Progressive

$741

$62

Travelers

$1,991

$166

Travelers

$886

$74

Travelers

$1,839

$153

Farmers

$840

$70

Nationwide

$1,867

$156

Farmers

$913

$76

Farmers

$2,145

$179

Farmers

$972

$81

Farmers

$1,859

$155

Travelers

$858

$71

Farmers

$1,876

$156

Travelers

$945

$79

Allstate

$2,162

$180

Allstate

$1,108

$92

Allstate

$1,948

$162

Allstate

$1,042

$87

Travelers

$1,907

$159

Nationwide

$1,029

$86

Nationwide

$2,332

$194

Nationwide

$1,244

$104

Nationwide

$1,980

$165

Nationwide

$1,055

$88

Allstate

$1,977

$165

Allstate

$1,094

$91

GEICO

$3,134

$261

GEICO

$1,396

$116

GEICO

$2,896

$241

GEICO

$1,312

$109

GEICO

$2,991

$249

GEICO

$1,395

$116

Most Affordable for Drivers With a DUI by State

A DUI is one of the most severe common driving violations, which is why it’s essential to compare quotes from several insurers to find the cheapest and best rate available to you. Depending on the state, you may also be required to have SR-22 insurance.

As a starting point, use the table below to find the cheapest car insurance companies after a DUI. Navigate through average premiums from national and midtier providers by state, age range and coverage option (full coverage or liability-only).

State
Company
Annual Premium
Monthly Premium

Alabama

State Farm

$1,066

$89

Alabama

State Farm

$379

$32

Alabama

State Farm

$828

$69

Alabama

State Farm

$311

$26

Alabama

State Farm

$756

$63

Alabama

State Farm

$293

$24

Alaska

State Farm

$1,388

$116

Alaska

State Farm

$582

$49

Alaska

Umialik Insurance

$1,044

$87

Alaska

Umialik Insurance

$435

$36

Alaska

Umialik Insurance

$950

$79

Alaska

Umialik Insurance

$417

$35

Arizona

Root Insurance Company

$792

$66

Arizona

Root Insurance Company

$503

$42

Arizona

Root Insurance Company

$790

$66

Arizona

Root Insurance Company

$498

$42

Arizona

Root Insurance Company

$846

$71

Arizona

Root Insurance Company

$533

$44

Arkansas

Southern Farm Bureau

$1,021

$85

Arkansas

Southern Farm Bureau

$415

$35

Arkansas

Southern Farm Bureau

$841

$70

Arkansas

Southern Farm Bureau

$336

$28

Arkansas

Southern Farm Bureau

$749

$62

Arkansas

Southern Farm Bureau

$298

$25

California

CSAA

$1,458

$122

California

CSAA

$436

$36

California

National General

$1,280

$107

California

CSAA

$428

$36

California

National General

$1,301

$108

California

CSAA

$471

$39

Colorado

American National P&C

$1,095

$91

Colorado

American National P&C

$451

$38

Colorado

American National P&C

$872

$73

Colorado

American National P&C

$375

$31

Colorado

American National P&C

$886

$74

Colorado

American National P&C

$431

$36

Connecticut

State Farm

$1,693

$141

Connecticut

State Farm

$824

$69

Connecticut

State Farm

$1,367

$114

Connecticut

State Farm

$692

$58

Connecticut

State Farm

$1,283

$107

Connecticut

State Farm

$657

$55

Delaware

Travelers

$1,665

$139

Delaware

Travelers

$819

$68

Delaware

Travelers

$1,523

$127

Delaware

Travelers

$859

$72

Delaware

State Farm

$1,485

$124

Delaware

State Farm

$870

$73

District of Columbia

Progressive

$1,774

$148

District of Columbia

Chubb

$932

$78

District of Columbia

Erie

$1,469

$122

District of Columbia

Chubb

$773

$64

District of Columbia

Erie

$1,515

$126

District of Columbia

Chubb

$745

$62

Florida

State Farm

$1,847

$154

Florida

State Farm

$899

$75

Florida

State Farm

$1,555

$130

Florida

State Farm

$787

$66

Florida

State Farm

$1,428

$119

Florida

State Farm

$733

$61

Georgia

Allstate

$1,439

$120

Georgia

Allstate

$883

$74

Georgia

Country Financial

$1,334

$111

Georgia

Country Financial

$673

$56

Georgia

Country Financial

$1,170

$98

Georgia

Country Financial

$600

$50

Hawaii

State Farm

$881

$73

Hawaii

State Farm

$408

$34

Hawaii

State Farm

$881

$73

Hawaii

State Farm

$408

$34

Hawaii

State Farm

$881

$73

Hawaii

State Farm

$408

$34

Idaho

American Family

$679

$57

Idaho

State Farm

$276

$23

Idaho

State Farm

$544

$45

Idaho

State Farm

$228

$19

Idaho

State Farm

$503

$42

Idaho

State Farm

$216

$18

Illinois

American Family

$894

$75

Illinois

Mercury

$490

$41

Illinois

American Family

$835

$70

Illinois

Mercury

$372

$31

Illinois

American Family

$816

$68

Illinois

Mercury

$424

$35

Indiana

American Family

$752

$63

Indiana

American Family

$400

$33

Indiana

American Family

$702

$59

Indiana

Progressive

$364

$30

Indiana

American Family

$688

$57

Indiana

American Family

$393

$33

Iowa

American Family

$875

$73

Iowa

Progressive

$277

$23

Iowa

American Family

$841

$70

Iowa

Progressive

$207

$17

Iowa

American Family

$747

$62

Iowa

Progressive

$191

$16

Kansas

American Family

$1,172

$98

Kansas

State Farm

$584

$49

Kansas

American Family

$987

$82

Kansas

State Farm

$482

$40

Kansas

American Family

$901

$75

Kansas

State Farm

$454

$38

Kentucky

Shelter

$1,341

$112

Kentucky

Shelter

$711

$59

Kentucky

Shelter

$1,341

$112

Kentucky

State Farm

$621

$52

Kentucky

Shelter

$1,341

$112

Kentucky

State Farm

$584

$49

Louisiana

Louisiana Farm Bureau

$2,185

$182

Louisiana

State Farm

$1,061

$88

Louisiana

Louisiana Farm Bureau

$1,404

$117

Louisiana

Louisiana Farm Bureau

$678

$56

Louisiana

Louisiana Farm Bureau

$1,756

$146

Louisiana

Louisiana Farm Bureau

$894

$74

Maine

State Farm

$1,050

$88

Maine

Countryway Insurance

$410

$34

Maine

State Farm

$827

$69

Maine

Countryway Insurance

$338

$28

Maine

State Farm

$800

$67

Maine

Countryway Insurance

$336

$28

Maryland

Progressive

$1,702

$142

Maryland

Progressive

$734

$61

Maryland

Progressive

$1,453

$121

Maryland

Progressive

$653

$54

Maryland

Erie

$1,608

$134

Maryland

Progressive

$728

$61

Massachusetts

State Farm

$875

$73

Massachusetts

State Farm

$447

$37

Massachusetts

State Farm

$875

$73

Massachusetts

Hanover

$389

$32

Massachusetts

State Farm

$664

$55

Massachusetts

Hanover

$300

$25

Michigan

Chubb

$1,397

$116

Michigan

Travelers

$502

$42

Michigan

Chubb

$1,249

$104

Michigan

Chubb

$474

$39

Michigan

Chubb

$1,042

$87

Michigan

Chubb

$397

$33

Minnesota

American Family

$995

$83

Minnesota

American Family

$594

$50

Minnesota

American Family

$984

$82

Minnesota

Western National

$510

$43

Minnesota

American Family

$914

$76

Minnesota

State Farm

$486

$41

Mississippi

State Farm

$1,173

$98

Mississippi

State Farm

$406

$34

Mississippi

State Farm

$929

$77

Mississippi

State Farm

$334

$28

Mississippi

State Farm

$834

$69

Mississippi

State Farm

$313

$26

Missouri

American Family

$1,238

$103

Missouri

Progressive

$465

$39

Missouri

American Family

$1,162

$97

Missouri

Progressive

$383

$32

Missouri

American Family

$1,083

$90

Missouri

Progressive

$417

$35

Montana

State Farm

$787

$66

Montana

State Farm

$222

$18

Montana

State Farm

$713

$59

Montana

State Farm

$199

$17

Montana

State Farm

$636

$53

Montana

State Farm

$184

$15

Nebraska

American National P&C

$735

$61

Nebraska

American National P&C

$268

$22

Nebraska

American National P&C

$589

$49

Nebraska

American National P&C

$226

$19

Nebraska

American National P&C

$577

$48

Nebraska

American National P&C

$257

$21

Nevada

State Farm

$1,799

$150

Nevada

State Farm

$970

$81

Nevada

State Farm

$1,428

$119

Nevada

State Farm

$796

$66

Nevada

State Farm

$1,332

$111

Nevada

State Farm

$749

$62

New Hampshire

Progressive

$982

$82

New Hampshire

Hanover

$319

$27

New Hampshire

Progressive

$805

$67

New Hampshire

Hanover

$283

$24

New Hampshire

Progressive

$860

$72

New Hampshire

Hanover

$284

$24

New Jersey

Plymouth Rock Assurance

$1,132

$94

New Jersey

Plymouth Rock Assurance

$556

$46

New Jersey

Plymouth Rock Assurance

$1,025

$85

New Jersey

Plymouth Rock Assurance

$521

$43

New Jersey

NJM

$935

$78

New Jersey

Plymouth Rock Assurance

$520

$43

New Mexico

Progressive

$1,050

$87

New Mexico

Progressive

$376

$31

New Mexico

Progressive

$878

$73

New Mexico

Progressive

$340

$28

New Mexico

Progressive

$888

$74

New Mexico

Progressive

$354

$29

New York

Progressive

$1,257

$105

New York

Progressive

$765

$64

New York

Progressive

$1,132

$94

New York

Progressive

$722

$60

New York

Progressive

$1,165

$97

New York

Progressive

$759

$63

North Carolina

National General

$2,302

$192

North Carolina

National General

$675

$56

North Carolina

State Farm

$1,885

$157

North Carolina

National General

$628

$52

North Carolina

State Farm

$1,846

$154

North Carolina

National General

$701

$58

North Dakota

American Family

$836

$70

North Dakota

Nodak Mutual

$388

$32

North Dakota

American Family

$723

$60

North Dakota

American Family

$337

$28

North Dakota

American Family

$647

$54

North Dakota

Nodak Mutual

$293

$24

Ohio

American Family

$632

$53

Ohio

American Family

$323

$27

Ohio

American Family

$612

$51

Ohio

American Family

$314

$26

Ohio

American Family

$574

$48

Ohio

State Farm

$306

$26

Oklahoma

State Farm

$1,309

$109

Oklahoma

Progressive

$359

$30

Oklahoma

State Farm

$1,043

$87

Oklahoma

Progressive

$304

$25

Oklahoma

State Farm

$929

$77

Oklahoma

Progressive

$317

$26

Oregon

American Family

$1,205

$100

Oregon

Progressive

$630

$53

Oregon

American Family

$1,094

$91

Oregon

Progressive

$581

$48

Oregon

American Family

$1,050

$88

Oregon

State Farm

$615

$51

Pennsylvania

Travelers

$994

$83

Pennsylvania

Travelers

$391

$33

Pennsylvania

Travelers

$891

$74

Pennsylvania

Travelers

$372

$31

Pennsylvania

Travelers

$836

$70

Pennsylvania

Travelers

$375

$31

Rhode Island

State Farm

$1,198

$100

Rhode Island

State Farm

$586

$49

Rhode Island

State Farm

$973

$81

Rhode Island

State Farm

$479

$40

Rhode Island

State Farm

$989

$82

Rhode Island

State Farm

$495

$41

South Carolina

American National P&C

$856

$71

South Carolina

American National P&C

$471

$39

South Carolina

American National P&C

$706

$59

South Carolina

American National P&C

$406

$34

South Carolina

American National P&C

$754

$63

South Carolina

American National P&C

$466

$39

South Dakota

American Family

$949

$79

South Dakota

State Farm

$354

$29

South Dakota

American Family

$868

$72

South Dakota

State Farm

$293

$24

South Dakota

American Family

$813

$68

South Dakota

State Farm

$276

$23

Tennessee

Farmers

$1,248

$104

Tennessee

Progressive

$477

$40

Tennessee

State Farm

$1,089

$91

Tennessee

Progressive

$388

$32

Tennessee

State Farm

$986

$82

Tennessee

State Farm

$377

$31

Texas

Texas Farm Bureau

$1,872

$156

Texas

Mercury

$695

$58

Texas

Texas Farm Bureau

$1,488

$124

Texas

Mercury

$568

$47

Texas

Texas Farm Bureau

$1,241

$103

Texas

Dairyland

$657

$55

Utah

Progressive

$1,347

$112

Utah

Progressive

$600

$50

Utah

American Family

$1,086

$90

Utah

Progressive

$534

$44

Utah

American Family

$1,080

$90

Utah

Progressive

$586

$49

Vermont

State Farm

$697

$58

Vermont

State Farm

$257

$21

Vermont

State Farm

$550

$46

Vermont

State Farm

$217

$18

Vermont

State Farm

$510

$43

Vermont

State Farm

$206

$17

Virginia

Virginia Farm Bureau

$1,039

$87

Virginia

Virginia Farm Bureau

$436

$36

Virginia

Virginia Farm Bureau

$945

$79

Virginia

Mercury

$381

$32

Virginia

State Farm

$1,020

$85

Virginia

Mercury

$399

$33

Washington

PEMCO

$1,043

$87

Washington

PEMCO

$490

$41

Washington

PEMCO

$927

$77

Washington

PEMCO

$438

$36

Washington

State Farm

$861

$72

Washington

State Farm

$401

$33

West Virginia

State Farm

$1,577

$131

West Virginia

State Farm

$629

$52

West Virginia

State Farm

$1,287

$107

West Virginia

State Farm

$526

$44

West Virginia

State Farm

$1,182

$99

West Virginia

State Farm

$499

$42

Wisconsin

American Family

$765

$64

Wisconsin

Western National

$427

$36

Wisconsin

American Family

$719

$60

Wisconsin

Western National

$274

$23

Wisconsin

American Family

$678

$57

Wisconsin

Western National

$264

$22

Wyoming

State Farm

$1,011

$84

Wyoming

State Farm

$291

$24

Wyoming

State Farm

$808

$67

Wyoming

State Farm

$233

$19

Wyoming

State Farm

$701

$58

Wyoming

State Farm

$201

$17

Cheapest Car Insurance for Drivers With a Ticket: Nationwide

Similar to having an accident on record, having a ticket on record can impact your car insurance premiums, typically for 3–5 years. The best way to find a cheap car insurance policy with a ticket on record is to gather quotes and comparison shop with at least three providers.

Best Full Coverage Car Insurance for Drivers With a Ticket:

  • Nationwide: $1,216 per year, $101 per month
  • State Farm: $1,278 per year, $107 per month

Best Liability-Only Car Insurance for Drivers With a Ticket:

  • State Farm: $582 per year, $48 per month
  • Nationwide: $632 per year, $53 per month

Use the table below to find the most affordable car insurance company after a ticket and filter through liability-only or full coverage policies and different age ranges.

Company
Annual Premium
Monthly Premium

Nationwide

$1,459

$122

State Farm

$692

$58

Nationwide

$1,216

$101

State Farm

$582

$48

Nationwide

$1,128

$94

State Farm

$547

$46

State Farm

$1,578

$132

GEICO

$736

$61

State Farm

$1,278

$107

Nationwide

$632

$53

State Farm

$1,175

$98

Nationwide

$616

$51

Travelers

$1,639

$137

Travelers

$737

$61

GEICO

$1,450

$121

GEICO

$643

$54

GEICO

$1,457

$121

GEICO

$667

$56

GEICO

$1,672

$139

Progressive

$768

$64

Travelers

$1,509

$126

Progressive

$681

$57

Travelers

$1,554

$129

Progressive

$738

$61

Allstate

$1,690

$141

Nationwide

$788

$66

Allstate

$1,528

$127

Travelers

$713

$59

Allstate

$1,567

$131

Travelers

$782

$65

Progressive

$1,912

$159

Allstate

$873

$73

Progressive

$1,621

$135

Farmers

$758

$63

Progressive

$1,673

$139

Farmers

$817

$68

Farmers

$1,986

$166

Farmers

$888

$74

Farmers

$1,706

$142

Allstate

$826

$69

Farmers

$1,706

$142

Allstate

$878

$73

Most Affordable Insurance for Drivers With a Ticket by State

Explore the table below to find national and midtier providers available in your state offering affordable policies for drivers with tickets. Filter the table and compare providers based on your state, age range and desired coverage level to find the best option for you.

State
Company
Annual Premium
Monthly Premium

Alabama

State Farm

$1,066

$89

Alabama

State Farm

$379

$32

Alabama

State Farm

$828

$69

Alabama

Cincinnati Insurance

$302

$25

Alabama

State Farm

$756

$63

Alabama

Cincinnati Insurance

$260

$22

Alaska

GEICO

$1,106

$92

Alaska

GEICO

$538

$45

Alaska

Umialik Insurance

$1,044

$87

Alaska

Umialik Insurance

$435

$36

Alaska

Umialik Insurance

$950

$79

Alaska

Umialik Insurance

$417

$35

Arizona

Root Insurance Company

$879

$73

Arizona

Root Insurance Company

$564

$47

Arizona

Root Insurance Company

$877

$73

Arizona

Auto-Owners Insurance Co

$435

$36

Arizona

Auto-Owners Insurance Co

$898

$75

Arizona

Auto-Owners Insurance Co

$424

$35

Arkansas

Southern Farm Bureau

$914

$76

Arkansas

Hanover

$363

$30

Arkansas

Southern Farm Bureau

$756

$63

Arkansas

Southern Farm Bureau

$296

$25

Arkansas

Southern Farm Bureau

$675

$56

Arkansas

Southern Farm Bureau

$262

$22

California

CSAA

$516

$43

California

CSAA

$158

$13

California

CSAA

$466

$39

California

CSAA

$155

$13

California

CSAA

$464

$39

California

CSAA

$170

$14

Colorado

American National P&C

$848

$71

Colorado

American National P&C

$334

$28

Colorado

American National P&C

$681

$57

Colorado

American National P&C

$279

$23

Colorado

American National P&C

$678

$57

Colorado

American National P&C

$319

$27

Connecticut

GEICO

$1,113

$93

Connecticut

GEICO

$498

$41

Connecticut

GEICO

$918

$77

Connecticut

GEICO

$413

$34

Connecticut

GEICO

$903

$75

Connecticut

GEICO

$421

$35

Delaware

Travelers

$980

$82

Delaware

Travelers

$473

$39

Delaware

Travelers

$900

$75

Delaware

Travelers

$477

$40

Delaware

Travelers

$899

$75

Delaware

Travelers

$493

$41

District of Columbia

Erie

$1,246

$104

District of Columbia

Chubb

$564

$47

District of Columbia

Erie

$1,017

$85

District of Columbia

Chubb

$404

$34

District of Columbia

Erie

$1,032

$86

District of Columbia

Chubb

$377

$31

Florida

State Farm

$1,847

$154

Florida

State Farm

$899

$75

Florida

State Farm

$1,555

$130

Florida

State Farm

$787

$66

Florida

State Farm

$1,428

$119

Florida

State Farm

$733

$61

Georgia

Allstate

$1,212

$101

Georgia

Auto-Owners Insurance Co

$613

$51

Georgia

Auto-Owners Insurance Co

$965

$80

Georgia

Auto-Owners Insurance Co

$431

$36

Georgia

Country Financial

$961

$80

Georgia

Country Financial

$478

$40

Hawaii

GEICO

$601

$50

Hawaii

GEICO

$223

$19

Hawaii

GEICO

$601

$50

Hawaii

GEICO

$223

$19

Hawaii

GEICO

$601

$50

Hawaii

GEICO

$223

$19

Idaho

American National P&C

$666

$56

Idaho

American National P&C

$244

$20

Idaho

Auto-Owners Insurance Co

$502

$42

Idaho

American National P&C

$203

$17

Idaho

Auto-Owners Insurance Co

$495

$41

Idaho

Auto-Owners Insurance Co

$215

$18

Illinois

American Family

$894

$75

Illinois

Auto-Owners Insurance Co

$487

$41

Illinois

American Family

$835

$70

Illinois

Auto-Owners Insurance Co

$382

$32

Illinois

American Family

$816

$68

Illinois

Auto-Owners Insurance Co

$397

$33

Indiana

American Family

$752

$63

Indiana

Westfield

$400

$33

Indiana

American Family

$702

$59

Indiana

Auto-Owners Insurance Co

$336

$28

Indiana

American Family

$688

$57

Indiana

Auto-Owners Insurance Co

$347

$29

Iowa

West Bend Mutual

$866

$72

Iowa

State Farm

$294

$25

Iowa

West Bend Mutual

$724

$60

Iowa

Progressive

$235

$20

Iowa

West Bend Mutual

$725

$60

Iowa

State Farm

$228

$19

Kansas

Nationwide

$1,042

$87

Kansas

Nationwide

$473

$39

Kansas

Nationwide

$909

$76

Kansas

Nationwide

$391

$33

Kansas

Nationwide

$819

$68

Kansas

Iowa Farm Bureau

$375

$31

Kentucky

Shelter

$1,035

$86

Kentucky

Cincinnati Insurance

$395

$33

Kentucky

Auto-Owners Insurance Co

$957

$80

Kentucky

Cincinnati Insurance

$315

$26

Kentucky

Cincinnati Insurance

$804

$67

Kentucky

Cincinnati Insurance

$275

$23

Louisiana

Louisiana Farm Bureau

$1,813

$151

Louisiana

GEICO

$735

$61

Louisiana

Louisiana Farm Bureau

$1,171

$98

Louisiana

Louisiana Farm Bureau

$558

$47

Louisiana

Louisiana Farm Bureau

$1,460

$122

Louisiana

Louisiana Farm Bureau

$736

$61

Maine

Concord Group

$868

$72

Maine

Countryway Insurance

$412

$34

Maine

Vermont Mutual

$558

$47

Maine

Vermont Mutual

$257

$21

Maine

Vermont Mutual

$530

$44

Maine

Vermont Mutual

$245

$20

Maryland

Progressive

$1,564

$130

Maryland

Progressive

$728

$61

Maryland

Progressive

$1,316

$110

Maryland

Progressive

$646

$54

Maryland

GEICO

$1,463

$122

Maryland

Progressive

$721

$60

Massachusetts

State Farm

$552

$46

Massachusetts

State Farm

$263

$22

Massachusetts

State Farm

$552

$46

Massachusetts

State Farm

$263

$22

Massachusetts

State Farm

$421

$35

Massachusetts

State Farm

$198

$17

Michigan

Chubb

$1,397

$116

Michigan

Travelers

$199

$17

Michigan

Chubb

$1,249

$104

Michigan

Travelers

$179

$15

Michigan

Chubb

$1,042

$87

Michigan

Travelers

$165

$14

Minnesota

American Family

$995

$83

Minnesota

Westfield

$469

$39

Minnesota

Iowa Farm Bureau

$948

$79

Minnesota

Westfield

$391

$33

Minnesota

Iowa Farm Bureau

$837

$70

Minnesota

Iowa Farm Bureau

$438

$36

Mississippi

Mississippi Farm Bureau

$1,023

$85

Mississippi

State Farm

$406

$34

Mississippi

Mississippi Farm Bureau

$787

$66

Mississippi

Mississippi Farm Bureau

$329

$27

Mississippi

Mississippi Farm Bureau

$685

$57

Mississippi

Mississippi Farm Bureau

$291

$24

Missouri

American Family

$1,238

$103

Missouri

Progressive

$514

$43

Missouri

Nationwide

$1,161

$97

Missouri

Progressive

$434

$36

Missouri

Nationwide

$1,074

$89

Missouri

Progressive

$479

$40

Montana

State Farm

$787

$66

Montana

State Farm

$222

$18

Montana

State Farm

$713

$59

Montana

State Farm

$199

$17

Montana

State Farm

$636

$53

Montana

State Farm

$184

$15

Nebraska

American National P&C

$584

$49

Nebraska

American National P&C

$203

$17

Nebraska

American National P&C

$476

$40

Nebraska

American National P&C

$172

$14

Nebraska

American National P&C

$455

$38

Nebraska

American National P&C

$195

$16

Nevada

Nationwide

$1,576

$131

Nevada

Nationwide

$855

$71

Nevada

Country Financial

$1,201

$100

Nevada

Nationwide

$639

$53

Nevada

Country Financial

$1,142

$95

Nevada

Capital Insurance Group

$615

$51

New Hampshire

Concord Group

$929

$77

New Hampshire

Hanover

$256

$21

New Hampshire

Concord Group

$664

$55

New Hampshire

Hanover

$229

$19

New Hampshire

Concord Group

$653

$54

New Hampshire

Hanover

$230

$19

New Jersey

Plymouth Rock Assurance

$1,132

$94

New Jersey

GEICO

$543

$45

New Jersey

Plymouth Rock Assurance

$1,025

$85

New Jersey

GEICO

$478

$40

New Jersey

NJM

$935

$78

New Jersey

GEICO

$470

$39

New Mexico

Progressive

$1,178

$98

New Mexico

Progressive

$406

$34

New Mexico

Progressive

$1,000

$83

New Mexico

Progressive

$368

$31

New Mexico

State Farm

$947

$79

New Mexico

Iowa Farm Bureau

$366

$31

New York

Progressive

$1,246

$104

New York

Progressive

$759

$63

New York

Progressive

$1,120

$93

New York

Progressive

$715

$60

New York

Progressive

$1,134

$95

New York

Kemper

$714

$59

North Carolina

North Carolina Farm Bureau

$940

$78

North Carolina

North Carolina Farm Bureau

$482

$40

North Carolina

State Farm

$732

$61

North Carolina

State Farm

$379

$32

North Carolina

State Farm

$719

$60

North Carolina

State Farm

$372

$31

North Dakota

American Family

$836

$70

North Dakota

Nodak Mutual

$293

$24

North Dakota

American Family

$723

$60

North Dakota

Nodak Mutual

$267

$22

North Dakota

American Family

$647

$54

North Dakota

Nodak Mutual

$222

$19

Ohio

American Family

$632

$53

Ohio

American Family

$323

$27

Ohio

American Family

$612

$51

Ohio

Auto-Owners Insurance Co

$257

$21

Ohio

Nationwide

$573

$48

Ohio

Auto-Owners Insurance Co

$258

$22

Oklahoma

GEICO

$1,238

$103

Oklahoma

Progressive

$408

$34

Oklahoma

State Farm

$1,043

$87

Oklahoma

Progressive

$354

$30

Oklahoma

State Farm

$929

$77

Oklahoma

State Farm

$343

$29

Oregon

American Family

$1,205

$100

Oregon

Progressive

$684

$57

Oregon

American Family

$1,094

$91

Oregon

Country Financial

$621

$52

Oregon

American Family

$1,050

$88

Oregon

Capital Insurance Group

$592

$49

Pennsylvania

Travelers

$852

$71

Pennsylvania

Travelers

$340

$28

Pennsylvania

Travelers

$764

$64

Pennsylvania

Westfield

$321

$27

Pennsylvania

Travelers

$721

$60

Pennsylvania

Westfield

$317

$26

Rhode Island

State Farm

$1,198

$100

Rhode Island

State Farm

$586

$49

Rhode Island

State Farm

$973

$81

Rhode Island

State Farm

$479

$40

Rhode Island

State Farm

$989

$82

Rhode Island

State Farm

$495

$41

South Carolina

American National P&C

$761

$63

South Carolina

American National P&C

$416

$35

South Carolina

American National P&C

$631

$53

South Carolina

American National P&C

$361

$30

South Carolina

American National P&C

$671

$56

South Carolina

American National P&C

$411

$34

South Dakota

American Family

$949

$79

South Dakota

State Farm

$354

$29

South Dakota

American Family

$868

$72

South Dakota

Farmers Mutual of Nebraska

$260

$22

South Dakota

Farmers Mutual of Nebraska

$811

$68

South Dakota

Farmers Mutual of Nebraska

$237

$20

Tennessee

Farmers

$1,171

$98

Tennessee

Tennessee Farm Bureau

$370

$31

Tennessee

Tennessee Farm Bureau

$860

$72

Tennessee

Tennessee Farm Bureau

$276

$23

Tennessee

Tennessee Farm Bureau

$746

$62

Tennessee

Tennessee Farm Bureau

$264

$22

Texas

Texas Farm Bureau

$932

$78

Texas

Texas Farm Bureau

$433

$36

Texas

Texas Farm Bureau

$760

$63

Texas

Texas Farm Bureau

$339

$28

Texas

Texas Farm Bureau

$629

$52

Texas

Texas Farm Bureau

$295

$25

Utah

Nationwide

$1,023

$85

Utah

Nationwide

$631

$53

Utah

Nationwide

$852

$71

Utah

Farmers Union Insurance

$508

$42

Utah

Nationwide

$797

$66

Utah

Nationwide

$496

$41

Vermont

State Farm

$697

$58

Vermont

State Farm

$257

$21

Vermont

State Farm

$550

$46

Vermont

State Farm

$217

$18